Discover Jacaranda Finance



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$300 $4600
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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

The Only Office Furniture You’ll Need

Most of us spend the majority of our week in the office. These places, where we spend significant amounts of time, shape how we behave and interact with others. Therefore, it is understandable that the furniture in your office affects your mood and productivity. For example, if you have an uncomfortable office chair, you might be more likely to get up often and procrastinate or develop chronic back pain making you miss work days. What you need is Only Office Furniture.

Why Only Office Furniture are the only office furniture you need.

Here are some ways that office furniture can improve your overall mood and efficiency at work!

Ergonomic furniture

Your desk and chair are perhaps the most important pieces of work furniture. It’s where you spend most of your time and affects your posture. Ergonomic furniture ensures that your body is comfortable, which allows you to concentrate on your work.

It also protects your health! Improper back support has been linked to numerous negative side effects, including injury. It’s important to make an investment in a good chair and desk, rather than cutting costs and purchasing a chair that may give way a few months in.

It’s not just physical health that’s going to benefit from proper furniture. When you’re comfortable at work, you’re more likely to be efficient. Getting things done can give you a sense of self-fulfilment and boost your morale.

Shapes of furniture

It might sound like a stretch but the shape of your furniture plays an important part in the atmosphere of your workplace. Studies have shown that furniture with rounded edges has been linked to positive office atmospheres, improving creativity and productivity.

However, the arrangement of this furniture is also important. Teamwork is encouraged by workplaces that have circular seating arrangements. This promotes cohesion and a collective mindset among team members.

Colour matters

Bright colours have been shown to positively impact your mood. While we’re not suggesting you rush out and buy furniture in neon colours, light colours can lift your spirits at work! It’s a good and easy way to alleviate stress in the workplace and increase the productivity of the office.

Cleanliness is next to godliness

Feng shui tells us that a clean office is important for the flow of positive energy, improving work quality and atmosphere. But even if you don’t believe in this, it’s true that a clean and organised office aids productivity. Like a well-oiled machine, an organised office helps staff easily work in an efficient manner because it prevents opportunities for procrastination or confusion.

How to buy the perfect office furniture

Office furniture need not only be in the office, it can also suit a study nook or home office. However, here are some tips to consider when deciding what kind of furniture to buy.

1.       Plan your space wisely to maximise use. Map out the power points and lighting before deciding.

2.       While the shape is important, the function is the priority. A desk that won’t fit your computer and belongings is not one that fits your needs. Consider what you need then look at shapes.

3.       Your chair must provide support and comfort. Try out a few before deciding on the one that you want.

4.       If space is an issue, consider adding hanging shelves to your desk. This can save you desk space and help keep clutter from accumulating.

5.       Plan for distractions. If you’re easily distracted, you might want to get a desk that will help you minimise distractions. Or you might want to plan your layout so that you’re far away from these distractions.

Only Office Furniture

Going office furniture shopping is not an easy feat. With all the available choices and high prices, you can be boxed in or confused with making the right choice. In addition, finding the time to go office furniture shopping during the week can be difficult. Only Office Furniture understands your plight and they aim to help you.

This online store is open 24 hours a day, 7 days a week so that you can shop for cheap office furniture at your own time and pace. If you’re worried about quality, all their furniture comes with a long commercial use warranty. This ensures that your furniture will last, saving you money in the long-term.

Fair-price furniture

Because Only Office Furniture is an online company, they don’t have the expense of having a retail outlet. These savings are passed on to the customer as they are able to afford to sell office furniture at a significant markdown.

Furthermore, they offer greater savings on furniture for customers purchasing in bulk. Although discounts are different for various furniture items, you can calculate your total savings via their bulk buy discounts calculator.

Find out more about their bulk buy discounts here.

Getting your furniture

Only Office Furniture stores their furniture locally, so you don’t have to wait for long shipping times. They have cheap delivery options to Brisbane, Sydney, Melbourne and Perth, with an AUD$77 shipping fee per delivery. This means that regardless of whether you buy 1 item or 10, you pay a flat shipping rate. The fee includes placement of the furniture, cleaning and removal of all packaging so you can start using your new office furniture immediately.

You generally receive your products within 2 or 3 days. Even though they are an online company, their customer representatives stay in contact with you from the purchase to delivery so that you know that you’re in safe hands.

Alternatively, you can collect your purchase from one of their 5 warehouses and save yourself the delivery fee.

If you’re a new small business owner or looking to upgrade the look of your office, Only Office Furniture has the wide variety of furniture choices you need. Ergonomic office furniture ensures your employee’s health and well-being. By investing in good furniture, employers save money in the long-term by avoiding replacement costs.


Transform your office today with some of the best, most affordable office furniture online and finance it with a Jacaranda Finance loan.

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum


Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.


weeks minumum
weeks maximum


Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum


Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.


months minumum
months maximum


Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

The Only Office Furniture You'll Need Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

5 5 1
Very fast easy to apply thank you so much