Personal Loans for Pensioners

If you’re in need of a personal loan, don’t let your pension deter you from applying. Jacaranda Finance is here to help. We offer cash loans from $1,000 to $15,000 and typically, the money can be in your bank account in just 60-seconds** once approved.

Personal Loans for Pensioners

If you’re in need of a personal loan, don’t let your pension deter you from applying. Jacaranda Finance is here to help. We offer cash loans from $1,000 to $15,000 and typically, the money can be in your bank account in just 60-seconds** once approved.

Tick$1,000 to $15,000
TickQuick Loan Outcomes
Tick60-Second Transfers**
TickEasy Application
Tick100% Online

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Don’t let your pension stop you from applying

Taking out a small loan with Jacaranda Finance is a great way to get your hands on the funds you need for unexpected expenses, fast. We understand that if you’re in need of cash for an emergency, there’s no time to waste. So we’ve made the online application process simple and accessible for all Aussies so you can get on with the important things in life. We’re committed to giving Aussies a fair go so don’t let your pension payments deter you from applying for a loan. Jacaranda Finance could have you covered.

Don’t let your pension stop you from applying

Taking out a small loan with Jacaranda Finance is a great way to get your hands on the funds you need for unexpected expenses, fast. We understand that if you’re in need of cash for an emergency, there’s no time to waste. So we’ve made the online application process simple and accessible for all Aussies so you can get on with the important things in life. We’re committed to giving Aussies a fair go so don’t let your pension payments deter you from applying for a loan. Jacaranda Finance could have you covered.

Am I eligible?

Before you apply for our home improvement loans, make sure you meet our eligibility criteria:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

How do I get approved for a pension loan?

1. Online Application:

You can apply online for a loan in just a couple of quick and easy steps:

  1. Complete the online application;
  2. Get your outcome in 60-minutes*;
  3. If approved, sign your loan agreement and receive your cash in 60-seconds**.

2. Supporting Documents:

Have your supporting documents ready to go, including your:

  1. Basic personal details;
  2. 100 points of ID;
  3. Online banking login details.

3. Sign Your Contract

If your loan is approved, you’ll be sent a loan agreement to sign. We can only finalise your loan and transfer the funds once this is signed, so be sure to keep an eye out for it!

4. Be Available

If you want the fastest outcome possible, we recommend that you keep your phone or laptop handy so you’re easily contactable - just in case we need some extra info for you so we can provide you with a quick outcome.

What information do I need to provide?

So we can assess your financial situation, there’s a couple of things we’ll need you to provide:

  • Personal information (such as your name, address and DOB);
  • Contact number and email address;
  • Why you’re wanting to take out a loan;
  • Online banking details and employment information.

What can I use a pension loan for?

Unexpected expenses are no walk in the park. You never know when an emergency will catch you by surprise or a pesky bill will pop up out of nowhere. Here are some of the common reasons our clients take out a loan with us:

Frequently asked questions

Wanting to know more about our pension loans? Take a look at some of our frequently asked questions for all the answers.

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.