What fees and charges will I need to pay?
We’re committed to transparency here at Jacaranda Finance. Before entering into a loan agreement, you’ll be given a credit guide that outlines the fees and charges applicable to your loan so you’ll know how much you’ll be paying. This means you won’t be hit with any surprises as you’ll be given all the terms and conditions applicable.
Do you offer loans for pensioners on Centrelink?
We sure do! Unlike other financial institutions, we look at Centrelink payments made to pensioners as a form of income. Being an inclusive lender is at the heart of what we do here at Jacaranda Finance, and we’re committed to providing older Australians with the cash loans they need. So if you’re receiving an age pension or your retirement income through Centrelink, don’t let this stop you from applying. Jacaranda is here to give you a fair go.
Do you offer loans for pensioners with bad credit?
If you’re a pensioner with bad credit, don’t stress. We’ve provided thousands of Aussies with bad credit loans, including pensioners. We think personal loans should be accessible for all Aussies, so our experienced loan specialists are dedicated to assessing your individual financial situation and will consider more than just your credit history. If we can determine you have the ability to repay a loan, we could approve you for one of our loan products.
Can I get a loan on a disability pension?
We’re committed to inclusive lending, and we don’t think a disability pension should stand in the way of you getting the finance you need. So if you’re looking for Centrelink loans for disability pensioners, you’ve come to the right place. We’ll take a realistic look at your financial circumstances and find the best possible solution for you. This means that if you have the means to repay the loan, we could approve you for a loan while you’re on a disability pension.