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Personal Loan Interest Rates

Looking for a personal loan? Find out Jacaranda’s personal loan rates!

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Looking for a fast online loan but unsure of the costs?

With the internet revolutionising everything we do, from our jobs to our daily activities, online loans are just one of many things that have grown in popularity over the years. They have the ability to help cover some of life’s most unexpected (and annoying) expenses. Bills, groceries, transport, health – the list goes on! For most people, the difficulty comes when comparing personal loan rates online.

Fortunately, whatever it is you need a personal loan for, Jacaranda’s affordable online loans could be just the ticket. So, if you’re looking to apply for a personal loan but don’t want to be sidelined by hidden fees and rates, keep reading to find out how we can help!

💰 Loan Calculator

Get a good car loan deal with rates starting from 10%.

How much do you need to borrow?

$2,500

Paid back over?

24Months

Paid back over?

Our standard term is 12 months for loans under $2,000

Estimated Repayments

$100

per week

$200

per fortnight

$400

per month

ⓘ Loan Disclaimer

Personal loan interest rates

Best value 🔥

Excellent Credit

Interest rate:
7.59%
Comparison rate:
11.1%
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Apply in under 8 minutes
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Cash in 60 seconds*
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Good Credit

Interest rate:
9.89%
Comparison rate:
14.19%
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Apply in under 8 minutes
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Cash in 60 seconds*
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Credit Builder Plus

Interest rate:
13.79%
Comparison rate:
17.06%
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Apply in under 8 minutes
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Cash in 60 seconds*
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Credit Builder

Interest rate:
17.99%
Comparison rate:
21.73%
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Apply in under 8 minutes
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Cash in 60 seconds*
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Quick outcomes
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The table above shows interest / comparison rates based on a $10,000 personal loan repaid over 24 month period. The interest / comparison rates displayed are starting rates and are dependent on the outcome of an assessment process. Our assessment process will provide an outcome based on various factors, including your credit score, and so your rate may be different to the rates displayed above. For other loan amounts / periods (including SACC / MACC), please refer to our repayment slider on our home page.

How it works

Mobile Phone

Step 1: Apply online

Choose a loan between $300 and $10,000 and complete your application in minutes

Lightning Bolt

Step 2: Get a quick decision

We'll let you know if we think we can help you on the spot when you finish your application.

Money

Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Looking for a personal loan?

Apply for up to $10,000 in minutes, and get your money within 60 seconds of approval!*
Apply Now 🚀

Looking for a personal loan?

Apply for up to $10,000 in minutes, and get your money within 60 seconds of approval!*
Apply Now 🚀

Personal loan interest rates FAQs

Reviews don’t lie 🌟

Last updated: 19/08/2020, 10:00am

Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.