Home > Easy and Fast: Bond Loans QLD Up to $10,0000
Easy and Fast: Bond Loans QLD Up to $10,0000
Are you looking for a bond loan QLD?
The sunny state is a very popular area for renting. Brisbane is the third biggest city in the country by population and attracts lots of people with its beautiful weather and its moderate climate. Owning a place is very common amongst Australians. However, about one-third of the population are renting property instead of buying a place for themselves which makes the market somewhat competitive. 61% per cent of young adults under 34 prefer to rent or are in the process of saving money to buy a house at a later point. If you are renting, you might be familiar with rental bonds. But have you heard of the option of bond loans for QLD?
A rental bond is a security deposit that you pay upfront when renting a place. The total sum of your bond depends on your rental contract, it’s maximum can be up to 4 weeks of rent. If you take good care of your home and return the property without any damage, you will receive the full bond back once you move out.
However, this can take some time and you might be stuck in between contracts with a new rental bond to pay or previous damage to cover. That’s where we come in! A bond loan with Jacaranda Finance is a great solution to your cash flow problems. It can help you to cover the rental bond so your only worry is where to place your furniture.
What are rental bond loans?
A rental bond loan is a loan specifically provided to cover the cost of your rental bond. It can also be used to cover damage costs at your current or previous property. Jacaranda rental bond loans QLD are quick, easy and secure. You can finish your online application within minutes from the comfort of your own home.
Finding a new home can be a stressful process. If you are rushed to move, time can be an essential factor. We know that! That’s why our team works to get back to you as quickly as possible, often within 60 minutes.* Submit your application with Jacaranda today and free your mind for your big move.
Easy online applications with Jacaranda Finance
Skip the paperwork! You can submit your bond loan application online and could receive your bond loan within 60 minutes.* Sometimes, things need to move fast when it’s about your home. We pride ourselves on full transparency: no hidden fees, no early payout costs, no worries for you.
The application is super easy. In fact, most people manage to submit within a few minutes! We’re all in for saving the environment! That means you don’t have to fill in any boring paperwork. You can complete the whole application online from the comfort of your own home.
How can I apply for a bond loan QLD?
Step 1: Apply online
Simply scroll up to the top of this page to find our loan calculator. Select the amount you’d like to borrow and the repayment period and then click ‘Apply Now’. You’ll then be taken to our 100% online application form. It’s quick, it’s easy, it’s secure. For your application you’ll need:
- Your personal details (including name, date of birth and address);
- A set up online banking account and its login details (we will access a read-only version of your bank account);
- Your reason for applying;
- We will need your myGov details if you receive Centrelink or Government benefits;
- Employment info and details of your workplace.
Step 2: We assess your application.
We know time can be a huge factor. As a result of this, our team uses the latest in safe banking technology to assess your financial situation. We check whether the selected loan is suitable for your needs and make sure that we don’t lend you more money than you can afford to repay. We could give you an outcome on your loan application in as little as 60-minutes.* How quick’s that!
Step 3: Review and sign your contract
If you’ve been approved for a loan, congratulations! We’ll then send you a context for you to review and e-sign! We urge you to read of the terms and conditions thoroughly to make yourself aware of any fees or charges for late or missed payments. When you’re happy simply sign it.
Step 3: Get your cash!
Once we’ve received your signed contract, we’ll transfer you your cash. If you have an NPP-enabled bank account, you could see the cash in your account and be ready to use in just 60-seconds!
Who is Jacaranda Finance?
Jacaranda Finance is your local lender for quick cash. Our small, medium and large private loans can be used to cover a wide range of expenses beyond your bond. Since we are completely online, you can also apply anytime and from anywhere.
Our convenience doesn’t mean we compromise on customer service. Your good experience is important to us and our team is always happy to help in any way we can. If you have any questions or concerns, just send us a message via our Contact page. We offer fast easy personal loans from $300 to $10,000, and our friendly team is ready to help you find the loan you need.
When you think about personal loans, you might think about big banks first. Luckily, the way we get loans and manage our money has drastically changed over time and there are new fresh options out there. Jacaranda Finance is one of them. We tell you exactly which fees you need to pay and what to expect. No hidden costs, no drama.
Why bond help might be perfect for you
At Jacaranda, we are here to help. Our specialised lenders will advise you on the best fit for you. We know what we’re doing. We won’t lend you money that you won’t be able to comfortably repay. Instead, we’ll strive to find you a loan that fits your needs and financial situation. Everyone is different, soif we are able to offer you a loan, it will be tailored specifically to you.
Plus you’ve got nothing to lose! Our application process is free, quick and easy, so you can submit your request on the go – at no cost. Everything works 100% online, and if you’d like to talk to anyone, we are just one click away.
What are the requirements to get a personal loan in QLD?
At Jacaranda, we strive to give all Aussies a fair go at finance. That means we’d be happy to give you a personal loan if you fulfil the necessary eligibility requirements.
To be eligible for a bond loan QLD you:
- Must be over 18 years old
- Have a regular income (through a job or Government benefits) that you have received to a personal bank account for the last 90 days
- Have a personal bank account that is set up for online banking
- Hold an active mobile phone number
Which rental bond loans do you offer?
We offer 3 different types of bond loans, depending on the size of your payment. Our prices are fully transparent; no hidden fees, no extra charges. We stand with our name for that. We offer small personal loans, medium secured personal loans and large secured personal loans.
Every financial situation is different, therefore, we offer a variety of different personal loan options. However, we will never lend you money that we believe you wouldn’t be able to repay. If you have any additional questions, our team is always happy to answer them and to advise you on your personal situation.
|Loan Type||Secured Options||Loan amount||Loan term|
|Small Loan||Unsecured||$300 to $2,000||12 months|
|Medium Loan||Secured||$2,001 to $4,600||13 to 24 months|
|Large Loan||Secured||$5,000 to $10,000||13 to 24 months|
What is a dishonour fee on rental bond loans?
At Jacaranda Finance, we won’t hit you with unexpected expenses. All the fees, charges and costs associated with your bond loan is clearly outlined in your contract. We encourage all our customers to review their contact carefully before signing it. You’ll see that we are 100% transparent with all our costs, so you always know what to expect. We adhere to responsible lending practices and we like to keep it honest: The dishonour fee is an additional fee that we charge if one of the automatic payments fails or you miss a payment without communicating with us.
When we set up your bond loan, you will tell us a day on which the payment will be debited from your account so you won’t have to think twice about it again. However, it is vital to make sure you have enough money in your account to make each quick cash loan repayment.
If at any time throughout the repayment period you are unable to make a payment, we recommend contacting us as soon as possible, preferably 24 hours in advance. This is so we can try to work something out that suits all parties involved. That way, we’re able to do our best to help you out, so you wont get charged a dishonour fee.
Responsible lending practices
You may wonder what we mean by our commitment to responsible lending practises. It simply means that we will thoroughly assess your application to make sure that you can afford to pay back your loan without worsening your financial situation. We aim to ensure that we only lend to customers when we know they can comfortably afford our loan products. But don’t worry! Even though we will responsibly assess your application and look into your finances, we can ensure you that we are determined to give you a fair go at getting the bond loan you need. Our service is designed to put you in control of your cash flow, for those times when the occasional emergency or unexpected bill catches you off guard.
How quickly can I get a bond loan QLD?
That depends on when you apply. You can submit your application any time of the day but the processing time is different in each case. It shouldn’t take long if you’ve submitted all the relevant information. However, if you are still missing documents, the assessment might take longer. After applying, keep an eye on your phone or email to see if we reach out to you for some additional documents. When we have all the documentation we need, we won’t take long to give you your outcome.
Moreover, if you apply during our business hours, we aim to give you an outcome within an hour. Once you are approved for a bond loan QLD, you could get your money into your nominated bank account in just 60-seconds if you have NPP-enabled bank transfers! Most banks enable NPP transactions. If you don’t have an NPP enabled bank account, you’ll receive your money the next banking day – ready to cover your bond expenses.
Which states do you offer bond loans for?
We offer personal loans for all Australians, no matter where you live. VIC, QLD, NSW, WA – we’ve got you covered. So whether you’re looking for a bond loan QLD or a bond loan NSW, we could help. Best of all – you can apply for your bond loan online from anywhere at any time. So, it really doesn’t matter where you live in Australia.
Our team is only ever a click away if you do require assistance though. Just send us a message or give us a ring on 1300 189 823 and we’d be happy to help you with any questions you may have.
Can I get a bond loan QLD if I’ve got bad credit?
Yes! But don’t worry. We are not here to judge your previous credit history. If you have previously been told that you are not eligible for a personal loan due to your credit score, our bad credit loans might help you turn that around. What matters to us, is your current financial situation. While we will conduct a credit check, we are mainly interested in your spending habits over the last 90 days and your relationship with money. We can get a much more accurate representation of your financial situation by viewing your bank statements rather than just your credit score.
You don’t have to worry about security. The reason we ask for your bank details is so we can access a read-only copy of your bank statements. This will give us an accurate representation of your whole financial situation. We will never have full access to your bank accounts or passwords.
Are you going to call my workplace?
We might give your workplace a quick call, but don’t worry. Our team is very discreet and professional and would never reveal any details about your financial situation. We might need to check if the details you’ve provided are correct and that is all.
If you have any questions or concerns regarding this information, feel free to speak to our staff to get peace of mind.
Can I get a bond loan in QLD if I receive Centrelink or Government benefits?
Yes, that’s no problem! If you are a Centrelink family or you’re individually receiving Government benefits we may still be able to offer you a loan. We assess our loans based on suitability and affordability. Consequently, you may also qualify for loans for unemployed people.
How can I get in touch to ask questions?
Of course, you can apply for a rental bond loan QLD at any time of the day, 24/7 but if you have any specific questions, you can call or message us during our business hours.
Our business hours are:
Monday to Thursday: 8 am – 5 pm
Friday: 8 am – 4 pm
Saturday: 8 am-12 pm
Give us a call for any enquiries: 1300 189 823 or send us a quick message.
Are you ready to apply for your bond loan QLD?
Before you apply, we encourage you to take a moment to think if a personal loan is right under your personal circumstances. At Jacaranda, we believe in transparency. No additional fees or hidden costs will be added, everything will be stated in your contract. If you have any further questions regarding our products, don’t hesitate to get in touch. Alternatively, scroll up now to get started on your loan application today!
*If you apply during business hours and we don’t require any additional information from you
More about rental bond assistance.