Home > Car Registration Loans Are Fast and Easy!
Car Registration Loans Are Fast and Easy!
You have found your dream car and can’t wait to get on the road? Depending on the type of car you want to register, car registration can be quite expensive. If high costs are holding you back, a car registration loan might be the perfect solution. Your rego is holding you back? Don’t wait any longer and find out if you are eligible for a small personal loan.
When financial struggles are limiting your mobility, Jacaranda Finance is here to help. Our loans are fast, transparent and 100% online. How fast you ask? Probably not as fast as your car but you will have your response most likely on the same day (if you apply within our AEST business hours and provide all the required documents). We care about your finances meaning you’ll know the fees and costs upfront, no hidden surprises. And the best thing? Our car registration loans work for new car registrations as well as registration renewals.
What is a car registration loan?
A car registration loan is a small personal loan that you can use to register your car or to renew car your car registration. To drive a vehicle on any public road in Australia, it must be registered. This is true for cars but also for utes, trailers, caravans and motorcycles. Prices depend on the state you’re living in and how long you would like to register your car for.
Of course, we know that time is important when your mobility is affected. Our application process is very easy, most people finish their application within a few minutes. We at Jacaranda pride ourselves on full transparency: All costs will be explained to you upfront, no hidden costs or early payout fees will be included. If you are unsure if a car registration loan would be right for you, send us a message or give us a call, our friendly staff will help you decide what’s best for your financial situation.
Why Jacaranda Finance?
We believe in equal chances for everyone. It is our mission to help you overcome financial hurdles by providing small loans and short-term solutions that match your needs. At Jacaranda, we know that everyone’s financial situation is a unique case, therefore, we will treat it like one. However, we are responsible lenders. We assess your financial situation thoroughly and make sure to only lend you money that you will be able to repay. So if you are after a fast cash solution, Jacaranda Finance is your lender of choice.
How fast are you, really?
We know time is important when you compromise on your mobility. You can submit your application any time throughout the day, 24 hours, 7 days a week. However, if you submit outside of business hours, our team will look after your applications once they are back in the office. Otherwise, you might receive your results within 60 minutes already.
Our office hours are:
- Monday to Thursday – 8 am to 6 pm
- Fridays – 8 am to 4 pm
- Saturday – 8 am to 12 pm
- Sunday – CLOSED
Once you’ve signed the loan contract, we will transfer the money into your account instantly!
Our personal loans are 100% online meaning you can complete your application from the comfort of your home. The online application is super easy and will only take you a few minutes. How does it work?
Step one: Fill in the online application.
Don’t worry, it won’t take you long. Our application form is simple and will only ask you for the required information.
Step two: We assess your application.
It won’t take long. We use the latest and greatest in banking technology to get an overview of your current financial situation. Our experienced team of experts will assess your case to see we can offer you a loan product. We are responsible lenders, so we won’t lend you money that you won’t be able to repay. If we don’t need any additional documents, we will aim to get you an outcome within 60 minutes (if you send your application within our business hours).
Step three: Receive your transaction.
We won’t let you wait long. In some cases, customers receive the outcome of their request in 60 minutes (if the application is submitted during AEST business hours). However, waiting times vary depending on the circumstances. Once you receive our approval, you have to sign the loan contract. After receiving your document, we will transfer the money within 60 seconds!
What can I use Jacaranda personal loans for?
We know not having a car can be a huge limitation, especially in remote areas but also in the city. There are different scenarios in which a personal loan could be useful for you:
- You bought a new car and need to register it now. Registration costs can be high as you have to pay them for the whole period upfront. Therefore, a small personal loan can provide you with fast cash when you need it.
- You need a car to get to work but the initial costs are just too high? Don’t let that hold you back. Jacaranda Finance offers cheap car loans that get you on the road in no time.
- Your car is slowly falling apart because you can’t afford repair costs? Please don’t compromise on your safety. We know the struggle and offer small personal loans to help with your car repair.
Can I get emergency money for a car registration?
Sometimes life doesn’t go to plan and you need cash in your account ASAP. Jacaranda Finance is here to help in those situations. Filling in the application form can only take a few minutes and you will know if our service is a good fit for you shortly after. If you are, our process moves to the next stage and you might have your final answer within only 60 minutes (if you submit your signed loan contract within our business hours). If you’re after quick cash, apply now. The process is quick and 100% online.
What personal loans do you offer?
We tailor every loan individually to your financial needs. In every case, we will assess if our products match your needs and are suitable for your current financial situation. With that said, Jacaranda Finance does offer three different types of personal loans.
Small Personal Loans
Our small personal loans range from $300 to $2,500. They are unsecured and can be repaid over a period of 12 months. In most cases, a small personal loan would be your best option if you need extra cash for your car registration.
Medium Personal Loans
Jacaranda medium personal loans range between $2,500 and $4,600. They can be repaid over a period of 13 to 24 months. Any loan above the value of $2,500 will be a secured loan. That means security must be attached to them. A vehicle such as a car, caravan, motorbike or boat are all accepted as items of security.
Large Personal Loans
If you’ve got a big project coming up, this loan could be for you. A large personal loan ranges from $5,000 to $10,000 and can be repaid over a period of 13 to 24 months. It is necessary to provide security against our large loans.
Am I eligible to apply?
If you want to know if you are eligible to apply for a car registration loan make sure you can say ‘yes’ to all the points of criteria below:
- Be at least 18 years old
- Be a permanent resident of Australia or a citizen
- Receive a regular income with at least 90 days of history
- Have an active mobile phone number, so we can contact you.
That’s all! We want to make it as easy for you as possible, no hassle, no extra paperwork!
Which information do I need to provide?
Don’t worry, we won’t ask too many questions. We only need you to provide the relevant information for your application. You can save yourself some time by having this information on hand before your application:
- Your personal details (including name, date of birth and address);
- A set up online banking account and its login details (Don’t worry, we will access a read-only-version of your bank account);
- Your reason for applying;
- We will need your myGov details if you receive Centrelink or Government benefits;
- Employment info and details of your workplace.
And yes, we might contact your workplace to confirm those details but of course, we will treat your information discreetly. Our team of professional operators are well trained and would never disclose any personal information or details about your loan application.
Will you check my credit rating?
Yes, we do. As a responsible lender, we have to have a look at your previous credit history. But don’t worry. We base our response on your current financial situation and your ability to repay, so we might still give you a loan even if you have a bad credit rating. Either way, there is not much to lose. It only takes a few minutes and we highly encourage anyone to apply.
I receive Centrelink, can I still apply?
Yes, you definitely can. We know it can sometimes be difficult to get approved for a loan by a traditional lender, but Jacaranda is different. Receiving government benefits shouldn’t necessarily stop you from accessing financial support, therefore, we provide car registration loans for people who receive Centrelink. Simply apply and find out if you are eligible for a loan.
What if I miss a payment?
No one plans to miss a payment, of course, but it is good to know your worst-case scenario. Every missed payment will cost a direct debit dishonour fee of $35. However, if you know you will miss a payment, it is best to give us a call and we can find a solution that works best for both sides.
Can I pay my loan off early?
This might be important to take into consideration. Some lenders will charge you an early exit fee if you want to finish your payments early. At Jacaranda, we want you to make independent and informed decisions about your finances. Therefore, we won’t charge you any extra fees if you choose to pay your loan off early.
Any more questions?
Even though we will evaluate your financial situation, we highly encourage you to take a moment and think if a personal loan is the best option for you and your situation. If you are unsure, we are happy to help you with that decision. Simply send us a message or give us a quick call and we are happy to discuss your personal situation and possible scenarios with you.
What are you waiting for? Get moving with a Jacaranda Finance easy car registration loan. It is 100% online, no annoying paperwork and quick results. If you need to borrow cash quickly, apply now!
Apply for fast easy loans online with Jacaranda Finance!
Looking for a car loan?
Jacaranda Finance now offers car loans up to $35,000 – click here to find out more!
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