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Home > Looking For A Consumer Loan Today? Apply Here For A Fair Go

Looking For A Consumer Loan Today? Apply Here For A Fair Go

Looking For A Consumer Loan Today? Apply Here For A Fair Go
Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Have you been searching for a consumer loan with absolutely no luck at all? Not sure where to look? At Jacaranda, we are experienced providers of consumer loans. We could provide you with the cash you need today. Don’t waste hours of your day searching for a reliable lender to provide you with a consumer loan – let Jacaranda take care of it. We pride ourselves on giving all our customers a fair go. So, why not apply today? We are 100% online and our team will work hard to approve your application as soon as possible. We’re all about hassle-free loans!

What Is A Consumer Loan?

Confused about what a consumer loan really is? To explain, a consumer loan can be described as the money lent to an individual and used to pay for a range of expenses. These could include financing a new car, holiday or even a home renovation. Consumer loans can also be used to assist with the financial burden of an emergency including car repairs, medical expenses or even unexpected travel costs.

At Jacaranda, our application process is 100% online. So, regardless of where you are or what you are doing, you can apply for a consumer loan. The process is simple. All you need to do is provide us with a few basic details and we can take a look at your consumer finance loan application. When you submit your application, our team take a look at your financial situation, including but not limited to your income and employment info. But, no need to stress – this is routine in our responsible lending practice and will be carried out discreetly by one of our experienced team members.

Many of our applicants who are looking for an online consumer loan are concerned that they will not be approved as their credit score is less than perfect. At Jacaranda, we do conduct credit checks, however, we can assure you that we will look at more than just your credit score. We take into account your current financial situation and how you intend to pay back the consumer finance loan.

So, if you’re thinking about a consumer loan but having doubts about being approved, we suggest that you submit your application so we can appropriately assess your suitability for a loan. At Jacaranda, our team will give you a fair go and determine the right loan for your circumstance. You might be surprised, you could even get a holiday loan, boat loan, or used car loan!

Take A Look At Some Consumer Loan Examples

Consumer Loans For Cosmetic Surgery

Cosmetic surgery is fast becoming one of the biggest industries in the world. With breast implants, nose jobs, liposuction, fillers and tummy tucks taking over – but, do we all have the cash handy? Ever wanted to change that one thing about yourself but never had the cash to do it? Well, with a consumer finance loan from Jacaranda Finance you just might be able to.

We could provide you with up to $10,000 cash today for the surgery you’ve always wanted to make happen. We understand that bills get in the way and we often push our own desires to the side. Well, it sounds like it might be time for a treat yo self day! However, the necessities of our day to day lives get in the way – food, rent, petrol and bills. We all know how it can be. Stretching the budget to meet our lifestyle can be difficult.

With a consumer finance loan from Jacaranda, your dream could be a reality. We offer flexible, online consumer loans that are tailored to your financial situation. If you’ve spent hours searching for a reliable lender, why not apply for an online consumer loan with Jacaranda. We will do our best to assist you in becoming the best version of yourself.

Consumer Loans For Car Finance

Financing a car on your own can be tricky whatever age you are. Maybe you’re trying to buy your first car and only working a part-time job whilst you’re at Uni? Or, maybe you’ve recently had a baby and need to upgrade to a family vehicle? Whatever the reason for your purchase, let Jacaranda help out. You could get up to $10,000 cash to help make your dream of owning a car a reality.

Maybe you’ve managed to save up the majority of the cost but haven’t quite made it all the way yet. Why wait any longer? Let Jacaranda financially assist you to handle the rest with a consumer finance loan. There’s no longer any reason for you to suffer on the bus envying the people who speed past in their own cars. You could be one of them!

Bad Credit Consumer Loans for Car Finance

If you’re thinking, ‘I’ll never get a consumer loan for my dream car, my credit rating is horrible’ – well think again. At Jacaranda, we look at more than just your credit rating. We take into account how you intend to pay back your consumer finance loan as well as your current employment status. This might mean we will have to do a few checks. We will need to verify your employment status and assess your bank statements. No need to stress though, these assessments are carried out by our experienced team members that adhere to our strict privacy and confidentiality policy. We guarantee all our customers are given a fair go and guarantee you a speedy experience with our 100% online application process. You could get a fast outcome car loan.

Consumer Loans For Vet Bills

Has your precious fur baby had an accident? We know you would do anything for your pet but sometimes the cash side of things can be a challenge. Most of us know that vet bills can be extremely expensive and at times they come completely out of the blue. Not many of us are usually prepared for a $2,000 vet bill to remove a tick. Although we love our pets and would do anything for them, coughing up that much cash all at once isn’t easy and can often leave you trying to catch up for quite a while.

With a consumer finance loan from Jacaranda, you could be back on top of your finances quicker than you think. Veterinary finance can be used to cover a multitude of pet-related expenses. Maybe your puppy has a sore tooth and needs to have it removed – that’s never cheap. Or, maybe your cat has been rolling in the dusk and now he/she has a paralysis tick that needs to be removed ASAP! We know that none of these things can wait. You need the cash right now without the fuss.

Maybe you’re heading away on holidays for a few weeks and need somewhere for your pet to stay. We all know how expensive the kennel is! Often times you could be paying upwards of $35 per day for your furry friend. These expenses compound quickly and before you know it you’ve acquired yourself a pretty substantial bill.

Instead of spending the entire day in a panic, why not give consumer loan services with Jacaranda a go. We could get you up to $10,000 instantly to ensure your pet is safe and sound no matter what the circumstance. So, why not apply today for pet finance!

Consumer Finance For Moving Costs

Are you planning on relocating in the near future? Worried about what it is all going to cost you? Moving isn’t always a cheap experience. Hiring a van, buying boxes and paying movers can be pretty pricey. As well as the cost of moving your belongings, there is also the cost of connecting internet, electricity, water – just to name a few. Don’t tackle it all on your own. Why not see how Jacaranda may be able to you with our consumer loan services.

We could lend a hand and provide you with the cash you need to move in with comfort. Not many of us want to do the move alone. Transporting beds, dressing tables, wardrobes and TV’s is no easy feat, and you usually don’t realise how big they are until you are faced with fitting them into your Toyota Corolla. We know from experience, it never ends well. Most of the time you just end up damaging your possessions and costing yourself more money in replacing items.

With consumer finance from Jacaranda, this process could be a whole lot easier. You could have the cash you need by the end of the day. So, why not let Jacaranda Finance give you a helping hand with your next move? We are confident in the fact that we may be able to find a loan product to suit your lifestyle and financial situation.

Simple ways you can save money on moving costs 

Whether you’re moving to the next suburb over or interstate, relocating can be one of the most exciting yet stressful experiences in life. You can be excited about the new scenery, new home or new location, however, it’s no secret that the moving process is stressful. Although you can’t avoid some moving costs, it’s worth trying to save your money wherever possible. To help you with your next move, here’s a list of simple ways you can save money on your moving costs without any added stress:

  1. Declutter your house. Rather than packing absolutely everything as soon as you get approved for a house, consider decluttering your entire house. Go room by room and determine which pieces of furniture are worth keeping, and which you’d happily part with. You’ll certainly be surprised with the number of items you own and items you’ve forgotten about for months. By decluttering before your move, you’ll be able to clear your inventory and potentially make money by reselling all the items you don’t need anymore. Many movers will charge you by the hour, so think about how many items they’ll be moving and how that can add up. 
  2. Find the right time to book movers. You may want to be moved into your new home by a certain date, however, there are certain moving times that can help you save money. By simply hiring a mover on a weekday as opposed to a weekend, you could save lots of cash. Think of it as an on-season versus off-season method.
  3. Moving supplies. When thinking about moving, you’ll most probably think of moving boxes. However, being creative with your moving supplies can certainly save you money on your overall moving costs. Rather than buying too many boxes and bubble wrap, try packing your belongings in any suitcases, baskets and hampers. Rather than wrapping your glasses in newspaper or bubble wrap, consider using socks or other fabrics that can offer the same amount of protection. Not only will you be saving on moving costs, but you are also sticking with the more sustainable option.

Why Should I Apply For Consumer Finance With Jacaranda?

There are heaps of reasons why Jacaranda is a great choice when you’re seeking an instant cash advance. Here are some of them!

We are 100% online – When you apply for a loan with Jacaranda, you won’t even have to leave the house! You can even sit on the couch while you fill out our fast and simple online application form. It’s super simple!

Our application is fast – Extremely fast! Applications can be completed in minutes to complete as we are 100% online. Our team begins processing your application as soon as we have received it. You could even receive a result within 60 minutes, depending on when you apply (during normal business hours)!

We don’t base our assessment on your credit rating – We take more than your credit rating into account during the approval process. The best thing about applying for a consumer loan with Jacaranda is that we take a realistic look at your finances. How you are planning on repaying the loan is the most important part. We look at your employment status and regular income to assess what is going to be right for your individual circumstance and comply with responsible lending practice.

Jacaranda gives you the option to pay your cash advance off early! – Awesome. If you’ve got the cash, we’ll take it. This means you can pay off your consumer loan with Jacaranda Finance as early as you like and we won’t charge you extra. Who wouldn’t want to be debt-free sooner?

Our fees are completely transparent – That’s right, no unexpected fees and charges. Whatever you sign up for is what you are going to get. We won’t spring any extra expenses on you at the last minute. We’ll be real from the start. No out of the blue fees and charges. Just what we agreed upon when you entered into the loan agreement.

We are always here to help – The consumer loan world can be confusing. That’s why we are always here to answer your questions. Since we are 100% online, you can send us a message at any time and we will do our best to get back to you as soon as possible. Ask away, nothing is a silly question. Our friendly staff are always here to help! So, don’t hold back. We encourage our customers not to enter into a loan agreement without asking the proper questions – so hit us!

So, How Can I Apply?

Applying for consumer finance with Jacaranda Finance couldn’t be easier! We are 100% online – you can even apply in the comfort of your own home. Here’s how you do it…

Submit Your Application

Simply select how much you would like to borrow and over what period of time using our loan calculator. Click ‘Apply Now’. After that, all that is left to do is fill out our super-simple application form. All we will need from you is a few details regarding your current relationship with money. The form is completely private, so there is no need to worry about confidentiality.

We Access Your Application

We like to think we respond to our applications very fast. When your application is submitted our team utilises safe banking technologies to assess your individual situation. We will then figure out whether one of our loan products is suitable for you. You can rest easy knowing that we will never sell you a loan product we don’t believe you can repay.

Money Transferred Upon Approval

You could receive an outcome on your application within 60 minutes (within normal business hours). However, approval times will depend on your individual circumstance and whether we need more information from you or not.

If you’re approved for a quick cash loan we will have the money transferred to your account straight away (however, the speed at which you get the cash will depend on your individual banking situation).

What We Do

We love helping Aussies! Have a look at what we’ve already done for so many happy Aussies.

Consumer Cash Loans Online Amount Approved
Quick Cash Online For Bad Credit AUD ($)700
Fast Cash Loans Online Today AUD ($)2,100
Quick Consumer Cash Loans AUD ($)6,000

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

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Reviews current as of Aug, 2020.

Our low rates

Our low rates

💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.