Home > Do You Need Fast Loans For Bad Credit Today? Try An Alternate Lender With An Alternate Approach!
Do You Need Fast Loans For Bad Credit Today? Try An Alternate Lender With An Alternate Approach!
Is bad credit holding you back?
Have you been looking for a reliable lender to provide fast loans for bad credit? Well, looks like you’ve come to the right place. Jacaranda Finance is a trusted lender who could provide you with instant cash today even if your credit rating is less than fantastic.
Our application process is 100% online and super user-friendly. We love making our customers happy. That’s why we will do our best to make sure you get a fair go at a fast loan for bad credit. If you’ve been thinking about applying, don’t wait another minute. Let us see what we can do for you.
Who Are We?
Jacaranda Finance is a 100% online lender committed to giving all Aussies a fair go when it comes to fast loans for bad credit. We think you deserve a fair go. That’s why our team of trusted lenders will always do their best to look at the whole picture. We are proud of that fact that we take a fresh look at finance and a positive take on bad credit.
Instead of telling you what we can’t do for you, we prefer to tell you what we can do. Jacaranda can make applying for a loan simple. We don’t believe in mountains of unnecessary paperwork. We prefer easy and fast online loans. We’ll only ask you for the essential information. Our 100% online application form could take you just minutes to complete.
Why You Should Trust Us
The world of online lending can be a minefield to navigate. We get it. How are you supposed to know who you can trust? At Jacaranda, we assure you that there are no scams, no tricks and no hidden fees. We are proud to be 100% Australian. Our team of experienced lenders is always here to answer your questions.
We believe in transparency. That means there are no tricks. We will never hide any fees or charges from you. Whatever you sign up for is what you will get. Luckily for you we are 100% online, that means you can ask us a question at any time and we will do our best to get back to you as soon as possible.
What Are Fast Loans For Bad Credit?
So, you might be wondering what fast loans for bad credit really are? Well, they are essentially instant cash loans for people with not-so-perfect credit scores. While we cannot guarantee instant approval and disbursement of funds, at Jacaranda, we understand that often times the big banks won’t even take a second look if your credit score isn’t perfect. You will often wait on hold all day and only end up speaking to an automated message bank. Very frustrating.
Waiting days for approval can be excruciating, especially if you don’t even end up getting approved.
At Jacaranda, we cut out the waiting times. We aim to get back to you within 60-minutes of application*. Instead of focussing solely on your credit score, we take a look at your current relationship with money.
What Can I Use Fast Loans For Bad Credit For?
Fast loans for bad credit can be used for a variety of different expenses. Here are just a few reasons you can site when applying for fast loans:
Fast Loans For Medical Bills
When you’ve run into emergency medical trouble the last thing you want to think about is money or lack of money. Medical expenses can be extremely confronting to deal with on your own.
Often times you are forced to face thousands of dollars out of pocket with no choice but to cough up the cash. That’s where Jacaranda can lend a hand. When you need cash right now, we are here to make it happen.
Our experienced lending team understand that in the middle of a crisis, you don’t have time to wait around. If you’re spending an extended amount of time in the hospital you should be using the time to recover. Worrying about money should not be top of the list. If you apply for fast loans for bad credit you could have the money in your account by the end of the day.*
*If you apply during regular business hours.
Finance For Car Repairs
If you’ve run into trouble on the roads then you need help now to get you moving again. Car repairs can be very pricey at the best of times. If you’ve had a significant accident or mishap with your vehicle we are sure you won’t want to face repair costs on your own. If you’re worried that bad credit will hold you back, there’s no need to be. Bad credit does not have to stand in your way when it comes to a fast loan from Jacaranda Finance.
We take a realistic look at your finances and focus on how you are going to repay the loan, rather than dwelling on your past. So, what have you got to lose? Apply today.
Fast Loans For Cosmetic Surgery
Yes, you could get a fast cash loan for cosmetic surgery even if you have a poor credit score. At Jacaranda, we understand that most of us don’t have cash left over in the budget for things like cosmetic surgery. It can be hard to save when everyday expenses get in the way.
So, why not let Jacaranda take care of the finance? You could get up to $10,000 in your account today. Applying for a loan with Jacaranda Finance couldn’t be easier. You could have your 100% online application form completed within minutes. Our experienced lending team does their best to get back to you within 60-minutes of application*.
Speedy Loans For Vet Bills
If your furry friend isn’t feeling their best it could be an expensive trip to the vet. Why go it alone? Let Jacaranda give you a hand. Don’t blow the budget when you could get flexible finance 100% online right now. Jacaranda Finance could even loan you cash with bad credit. We know that bad credit would usually stop you from getting a fair go. We can’t promise approval, however, Jacaranda can promise you a fair go. When your fur baby isn’t themselves, ask Jacaranda for a helping hand.
Small, Medium & Large Loans For Bad Credit
At Jacaranda, we offer three types of personal loans:
Small loans are smaller amounts of money lent to an applicant. They are taken out for amounts between $300 and $2,000 and are repaid over a 12 month period. These loans are unsecured. This means you don’t need equity any equity in order to apply. This can be very convenient if you don’t own a car, motorbike ect.
Medium loans can be taken out for amounts between $2,001 to $4,600 with a repayment period from 13 to 24 months. Equity is required for all loan applications over $2,000 except in rare circumstances where a $2,100 loan may be allowed without equity. Appropriate equity could be anything from a caravan to a car.
Large loans are (obviously) loans for larger amounts of cash. You can apply for between $5,000 and $10,000. Large loans also have a repayment period of 13 to 24 months. Equity is mandatory for loans over $2,000.
Before You Apply
The above is just a guide. We recommend that you take a closer look at the possible costs associated with each different type of personal loan. Fees and charges associated with late payments or failed payments could apply to your individual loan product. We encourage all applicants to take a good look at the terms and conditions of their agreement before signing anything.
We believe in transparency. So, all possible fees and charges will be stated in your loan contract. Our team is here to answer any questions you may have, so we encourage you to ask away. The best part is, we are 100% online. That means you can shoot us a message anytime at firstname.lastname@example.org.
Who Can Apply
Our criteria are pretty simple. If you are looking for fast loans for bad credit here’s what you’ll need to meet…
- Have an active mobile phone number and email address
- Your internet banking is set up
- Over the age of 18
- You have had a regular income for the last 3 months into a personal bank account
Pretty simple, isn’t it. We like to keep things nice and easy. If you are wondering why we require your active internet banking details, that’s easy. Due to the fact we look at more than just your credit score, internet banking details are used to securely view read-only copies of your bank statements. Why do we do this? We access your bank statements so we can get a realistic idea of your spending habits as well as any regular transactions that are made into your account.
What Will I Need With Me To Apply?
If you are thinking of applying for a fast loan for bad credit, you could do it in minutes 100% online with Jacaranda. If you want to make the process as simple as possible we recommend having these details close by:
- Your basic personal details (name, D.O.B etc)
- Internet banking details (so we can access your statements securely)
- The reason you are applying for a loan
- Your MyGov details (if you are a Centrelink recipient)
- Employment details and contact info of your workplace (just so we can verify your employment as part of the application approval process)
Why Does Jacaranda Need These Details
That’s pretty simple. We need these few personal details so we can properly assess your financial situation. Due to the fact that we look at more than just your credit score, your internet banking details are used to access read-only copies of your bank statements. No need to stress though. Our experienced lending team uses the latest in safe banking technology to access read-only copies of your bank statements (we don’t actually access your real account). All of your login information is encrypted, that means it can not be seen by anyone else.
Our team may also need to get in touch with your workplace in order to verify your employment. This is just a part of the procedure so there is no reason to be concerned. We will never disclose any of your private information to your employer, nor the reason you are applying for a loan.
Does Jacaranda Perform Credit Checks
Yes, we do. Jacaranda does perform credit score checks as part of the application assessment procedure. However, we can guarantee you this will not be the only thing that we consider. We prefer to look at your overall relationship with money. We make sure we know what the full picture looks like. Jacaranda is proud of the fact that we take a fresh approach to credit. We focus on the positives. This means you have a much better chance of approval.
How Can I Apply
Step 1: Head over to our website and use the loan calculator to check out an amount and repayment period that is going to suit you. You will then be able to see what the weekly/fortnightly/monthly repayments will be.
Step 2: Once you have selected your loan product you will be directed to our speedy loan application form. This could only take you a few minutes to complete. Our lending specialists just need a few of your personal details to start assessing your situation.
Step 3: Once you hit ‘apply now’ our team will begin assessing your application. We will do our very best to get back to you within 60-minutes*. So all you have left to do is relax. Jacaranda will do the hard work.
Give Us A Go
Why not give us a go? Jacaranda could make the loan application process so much simpler than you think. When it comes to fast loans for bad credit, make Jacaranda your first choice.
*If you apply during business hours and we don’t require any additional information from you
**If your bank supports NPP transactions