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Home > Are You Looking For Loans For People With Bad Credit? Jacaranda Could Give You A Hand Today!

Are You Looking For Loans For People With Bad Credit? Jacaranda Could Give You A Hand Today!

Are You Looking For Loans For People With Bad Credit? Jacaranda Could Give You A Hand Today!
Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Loans for people with bad credit, bet you didn’t expect that? Have you been searching for a lender to provide you with the quick cash you need even though your credit score is less than fantastic? Well, you’ve come to the right place. Jacaranda could provide a  loan for an emergency!

Jacaranda Finance could approve loans for people with bad credit. We know that you are more than just a credit score, so we look at the whole picture. When we are assessing your application we look at more important things like your bank statements to determine your current relationship with money and your spending habits. If you have been let down by lenders because you have a bad credit history, then look no further! Jacaranda Finance could provide you with the personal loan you need. However, we may not offer guaranteed approval without first assessing your application, but we do give every Aussie a fair go at approval on their loan application.

We know that when an emergency expense rears its head, you need cash as quickly as possible. At Jacaranda, you can apply for an unsecured personal loan in just minutes. Our loans are 100% online – you won’t even need to get off the couch. Everything is fast in our modern world. At Jacaranda, we don’t think loan approval should be any different. We think loans should take minutes, not days.

Who Are We?

Jacaranda Finance is a trusted name in the lending business. However, we do have a different take on the whole process. We are 100% online, and super fast. We don’t think a loan should take days, weeks, months. Jacaranda understands that when you need quick cash, you need it now.

That’s why we have cut through the red tape. No long unnecessary paper forms asking you to provide irrelevant information. We prefer to get straight to the point. When you apply for a loan with Jacaranda, you will only be asked to provide the essentials. We can even provide loans to people with bad credit.

Why Are We The Best Option?

Well, that’s easy. At Jacaranda Finance, we believe we are the best option because we know your time is valuable. We understand that you have better things to do. Waiting around for the cash you need right now isn’t ideal. We know when you need cash, you need it quickly. That’s why we do everything we can to get back to you within 60 minutes of application (it all depends on when you apply and if we require any extra info).

Our experienced team of specialists will do everything they can to assess your application as quickly as possible and get back to you with a decision. If all is successful you could even have the money in your account by the end of the day. However, delivering times depend on inter-bank transfers.

Focus On Customer Service

At Jacaranda, we are committed to providing the best possible customer service. Our main priority is our customers. When it comes to loans for people with bad credit, Jacaranda can guarantee you a fair go. Regardless of what your credit rating is, we will take a good look at your loan application and access your current financial situation.

Our commitment to customer service means you get a fair go. So, if you feel like bad credit is holding you back, why not apply for a loan with Jacaranda and see what we could do for you? We are ready to give all Aussies a fair go at finding the loan they need.

Unlike other lenders, we believe in a positive approach when it comes to lending. That’s why we look at your current relationship with money to see if you can afford to repay your loan. So, if you have bad credit, then apply with Jacaranda Finance for a fair go.

No Hidden Fees & Charges

We don’t believe in hidden fees and charges at Jacaranda. Transparency is something we value. What you see is what you get. All our costs are recorded in your loan contract and are crystal clear. That is our policy.

We encourage our loan applicants to get in touch and ask as many questions as they deem necessary. So, our expert lending team is at your disposal. 

What Do I Need To Apply?

You can complete an online application in just a few minutes. As previously mentioned, we only deal with the essential details necessary to approve your loan. There are no mountains of unnecessary paperwork to complete, it’s super simple. But, if you want to make things even simpler we suggest having this info on hand:

  • Some personal details – just the usual stuff
  • Online banking details (so we can access read-only copies of your bank statements)
  • The reason you are applying for a loan
  • Your MyGov details (if you receive Centrelink benefits)
  • Employment info

No need to stress. These details are required as part of our routine checks. If you have any questions regarding this you can shoot us a message. However, we can guarantee that your information is safe with us. We use the latest in safe banking technology to ensure your banking information is encrypted.

Privacy & Confidentiality

At Jacaranda, we are bound by very strict privacy and confidentiality agreement. This means we will never disclose any of your information or the reason why you are applying for a loan. We may need to contact your employer at some stage to verify your employment, but again, this is just a routine procedure. None of your private info will be disclosed, nor the reason why you are seeking a loan.

Any banking information will always be encrypted using the latest in safe banking technology, so you can rest easy. Our team is always here to answer your questions. So, if you would like to know more about privacy and confidentiality, feel free to send us a message.

Can I Get A Loan If I’m On Centrelink?

Yes. We do approve loans for applicants receiving Centrelink benefits. However, we will need to establish what percentage of your income is derived from Centrelink to ensure we have a loan product to suit your individual circumstance.

Many of our applicants are hesitant because they believe receiving benefits will mean they are not eligible for a loan. If you are wondering, our advice is to just apply. We guarantee you will always get a fair go with Jacaranda. We could even approve loans for people with bad credit whilst they are receiving Centrelink payments. What have you got to lose?

What Can I Use My Bad Credit Loan For?

Jacaranda’s loans for people with bad credit could help you with any number of different expenses. The possibilities are endless.

Loans For Travel

If you’re keen to head off on your next big adventure, why let finance stand in your way? A loan from Jacaranda Finance could get you jetting off sooner than you think!

There is a common misconception out there that loans for people with bad credit can only be used for emergencies. Well, with a loan from Jacaranda you could be jetting off on the vacation of your dreams with a flexible loan repayment plan to suit your circumstances. Live your best life, and don’t let anything stand in your way. Apply today and you could have an answer within 60 minutes.*

Loans For Vet Bills

If your beloved pet has had an accident, the last thing you want to worry about is cash. The stress of vet bills can be overwhelming and completely throw your monthly budget out of whack. If your feeling like the weight of the world is on your shoulders, chuck it aside and call on Jacaranda to help with pesky vet bills.

With a cash loan for people with bad credit, you could be back on your feet sooner than you think. If you apply online, you could have the cash in your account today! At Jacaranda, we pride ourselves on speedy approval times. We do our best to get back to you within 60 minutes of application.*

Finance For Car Repairs

Car repairs can take a significant toll on your bank account and there is no convenient time for them to occur. If you’ve broken down and it’s looking like the repairs are going to break the bank, why not let Jacaranda lend a hand? You could have between $2,001 to $10,000 in your account today with a cash loan from Jacaranda.

We even do loans for people with bad credit. We think all Aussies deserve a fair go at a loan. So, we focus on your current relationship with money, rather than dwelling on the past. Apply today for speedy outcomes.

Loans For Engagement Rings

Have you been dreaming of proposing with that perfect ring but can’t quite get the cash together? No worries, we know a guy. With a loan from Jacaranda Finance, you could get the cash you need to make it happen.

Engagement rings can be expensive – that’s no secret. Love waits for no one, so don’t wait a moment longer. If you apply for a cash loan with Jacaranda Finance you could even have the cash in your account by the end of the day (depending on when you apply). We love making our customers happy, which is why we do our best to get you an answer within 60 minutes of application.*

Loans For Education Costs

University is expensive, there’s no denying that. Trying to study whilst still bringing in some cash doesn’t leave a lot of room to move. Maybe you desperately need a new laptop and have to invest in some textbooks. Don’t wait. Get the cash you need to study to the best of your ability today. You could be eligible for $ to $10,000 cash today.

Our application process is 100% online and couldn’t be easier. It could only take you a few minutes to fill out our user-friendly application form. We only focus on the essentials so you won’t need to worry about any of the unnecessary stuff.

How Can I Apply for loans with bad credit?

Well, that’s the easy part. Just follow these 3 easy steps:

Step 1: 100% Online Applications

Our application process is 100% online. We don’t mess around. Here at Jacaranda, we prefer to get straight to the point. With our online application process, you won’t have to deal with mountains of unnecessary paperwork. We will only ask you the important stuff in a short online form that you could complete in a few minutes.

Just scroll up now to use our loan calculator and select the amount you would like to borrow and the repayment period, whether they be weekly, fortnightly or monthly. 

Step 2: Your Details

In order to do our best to approve your loan application, we need a few details from you. These will include the usual personal info – name, D.O.B, address. We will also need your online banking details to check your income and spending. Using safe banking technology we access a read-only copy of your bank statements meaning we don’t actually have access to your account or password. Due to the fact that we offer loans to people with bad credit, we prefer to take a closer look at your finances. That’s why we may access read-only copies of your bank statements. However, as previously mentioned, your personal info is always safe with us.

Step 3: Cash To You ASAP

We understand that when you need fast cash, you need it right now. We do our best to have an answer to you regarding your loan application within the first 60 minutes.* If all goes well, you could even have the cash by the end of the day. This will, however, depend on your individual circumstances and personal bank. At Jacaranda, we don’t think you should have to wait weeks for approval which is why we are making it as quick as possible.

Give Us A Go

We think we’re a pretty good choice. When it comes to loans for people with bad credit, Jacaranda will always give you a fair go. When we assess your application, we look at the bigger picture, not just one detail.

So, if you’re waiting and wondering there is no better time like the present. Why not apply today? You could have the cash in your account quicker than you think.

Want to know more? Let Jacaranda give you the lowdown on loans comparison, collateral loans and bad credit personal loans.

Find out about the in’s and out’s of purchasing a jet ski.

*If you apply during AEST business hours

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Reviews current as of Aug, 2020.

Our low rates

Our low rates

💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.