Home > No Paperwork Loans
No Paperwork Loans
Personal Loans up to $10,000
Money in your bank account and ready to use in 60 seconds once approved*(1)
Looking for a hassle-free loan?
When you think of happiness and stress-free times, filling out piles of paperwork probably don’t come to mind. Jacaranda Finance provides 100% online loans that save you the hassle of overwhelming paperwork. Our application form can be completed in minutes from the comfort of your own home or ‘on-the-go.’ You’ll be on your way to solving your cash problems in no time at all – once you’re approved, the money could be in your account in just 60 seconds.
What are no paperwork loans?
At Jacaranda Finance, all of our loans are paperwork free. We offer personal loans from $300 to $10,000 to be paid over a 12 to 24-month term (depending on how much you borrow).
You can access our website from your desktop, laptop or mobile device – whichever you prefer. Once there, you can fill out our easy application form in a few minutes. Once you’ve been approved and we have received your signed contract, your funds will be transferred directly to your bank account within minutes. We streamlined our application process, making accessing financial assistance as quick and easy as ever!
Do you need a copy of my bank statements?
While our loans are completely paperwork free, we still require a copy of your bank statements – just not a hard copy. We cannot offer loans without bank statements due to our responsible lending obligations. We need to ensure that the loan amount and terms you request will be suitable for your current financial situation – we never want to put you in financial stress.
How do we look at your bank statements?
With Jacaranda Finance, applying for finance is quick and straightforward. You can apply for a loan, and get approved without having to print, scan, or fill out physical paper forms. We use a bank statement service, Credfin, to securely access your bank statements. This is completely safe and we won’t have access to your bank accounts or passwords. We will simply be shown a screenshot of the past 90-days of your bank statements. This allows us to verify your income and gives us a better understanding of your current finances.
Am I eligible to apply for no paperwork loans?
There are a few minimum requirements to meet before applying for online loans without paperwork. At a minimum, you must:
- You must be 18 years or older.
- You must be an Australian citizen or permanent resident.
- You must have a regular source of income for at least 3 months prior to applying into a bank account that is your own.
- You must have an active mobile number and email address.
How do I apply?
Applying for our cash loans is fast and simple. We have designed an easily accessible loan application that only takes a few minutes to complete. Without all-consuming paperwork, the Jacaranda Finance loan process is stress-free.
There are a few simple steps to follow to help you complete your application:
Step one: Apply online
Our application can take just minutes to complete. To begin, scroll up to the top of this page and click the ‘Apply Now’ button.
Step two: We’ll assess you
Following our responsible lending practices, we will consider your bank statements and spending habits to determine the outcome of your application.
Step three: Get an outcome
We’ll get back to you with an outcome. This can take us as quick as 60-minutes*. However, this time can vary depending on the information you provide in your application. We can’t guarantee approval times as each application is different.
How quickly could I receive my loan?
We pride ourselves on being lightning fast with our applications. To boost your application’s speed, we recommend applying during our business hours. If you apply outside the designated business hours, our team will assess your application when they’re back in the office.
Our online personal loans
So, who is this product for?
Those who are looking for a fast processing short-term loan
To be eligible to apply?
- Must be over 18 Years of age
- A permanent Australian resident
- Have a regular source of income for at least 3 months before applying
What repayment terms do you offer?
12 – 24 months. Repayment terms will vary depending on each applicant’s financial situation and loan amount.
Loan types available
Do we offer fast loans with no credit check?
Unfortunately, we don’t. While we do offer fast loans without paperwork, we do conduct credit checks on all applications. However, at Jacaranda Finance we believe in giving every applicant a fair go. We don’t let past financial mishaps reflect your current financial situation.
Therefore, if you have bad credit, you could still get approved for a loan with Jacaranda. We are much more lenient than traditional lenders and banks. We look at the overall picture of your financial situation, not just your credit score.
How do loan repayments work?
We have designed a convenient and automatic repayment process for you. As a result, we’ve perfected our no paperwork loans by utilising the latest in safe banking technology.
We will set up a direct debit from your bank account on a day that you nominate. Depending on your financial commitments, your repayments will be automatically withdrawn from your account each week, fortnight or month. Once your loan is paid back in full, your direct debits will automatically stop – it’s that simple.
Apply in minutes
There is no need to photocopy all your bank statements or Centrelink statements. Gone are the days of mountainous paperwork. We are 100% online – that means managing your time and cash just got a whole lot easier. Visit the top of the page, and click the ‘Apply Now’ button to begin your application.