I would like to borrow

$1000

and pay it back over

17 months

With an interest rate of
Total Repay

$10,529

Loan Amount

$2,000

Interest

$215

Estimated repayments

Weekly

$21

Fortnightly

$42

Monthly

$92

2024 reviews on Rated 5/5 on Google Reviews

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.

Based on a $2,000
Jacaranda personal loan:

Excellent Credit

$62 monthly


Interest Rate

Interest Rate The exact rate will be determined by your personal application.

7.56%

up to 8.89%

Comparison Rate

Comparison Rate The exact rate will be determined by your personal application.

11.10%

up to 12.42%

Claim offer!
Good Credit

$64 monthly


Interest Rate

Interest Rate The exact rate will be determined by your personal application.

9.89%

up to 11.89%

Comparison Rate

Comparison Rate The exact rate will be determined by your personal application.

16.49%

up to 18.57%

Claim offer!

Not sure on your credit score?

Apply now and find out what we can offer.

Apply Now

Looking for a fast online loan but unsure of the costs?

With the internet revolutionising everything we do, from our jobs to our daily activities, online loans are just one of many things that have grown in popularity over the years. They have the ability to help cover some of life’s most unexpected (and annoying) expenses. Unexpected bills, health, car repairs – the list goes on! For most people, the difficulty comes when comparing personal loan rates online.

Fortunately, whatever it is you need a personal loan for, Jacaranda’s affordable online loans could be just the ticket. So, if you’re looking to apply for a personal loan but don’t want to be sidelined by hidden fees and rates, keep reading to find out how we can help!

How it works?

iPhone
Step 1: Apply online

Choose a loan amount between $2,500 and $15,000 and complete your application in minutes.

id-card-svg
Step 2: Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

stopwatch
Step 3: Get a quick decision

We’ll let you know if we think we can help you on the spot when you finish your application. If we think we’re a good fit, our team will do their best to get back to you in 60-minutes2.

money
Step 4: Get your cash

Once we’ve approved your loan application, we will transfer your funds straight to you. If you have an NPP-enabled bank account, which is 90% of bank accounts, you could have your cash in 60-seconds3.

iPhone
Step 1: Apply online

Choose a loan amount between $2,500 and $15,000 and complete your application in minutes.

id-card-svg
Step 2: Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

stopwatch
Step 3: Get a quick decision

We’ll let you know if we think we can help you on the spot when you finish your application. If we think we’re a good fit, our team will do their best to get back to you in 60-minutes2.

money
Step 4: Get your cash

Once we’ve approved your loan application, we will transfer your funds straight to you. If you have an NPP-enabled bank account, which is 90% of bank accounts, you could have your cash in 60-seconds3.

Personal Loan Interest Rates FAQs

Looking for a personal loan?

Apply for up to $15,000 in minutes1, and get your money within 60-seconds3 of approval!

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Need a hand?
24hr loan processing.

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.