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Quick Easy Loans $300 to $10,000 – Get Your Outcome Within 60 Minutes*

Quick Easy Loans $300 to $10,000 – Get Your Outcome Within 60 Minutes*

Looking for quick and easy cash?

Are you after quick easy loans that won’t keep you bound to the computer for hours? Search no more! Jacaranda’s personal loans are quick. You could apply within a few minutes and get your outcome within just 60 minutes*! Even better, Jacaranda’s personal loans are easy: our application is completely online and can be submitted at any time of the day from anywhere in Australia. We can offer personal loans ranging from $300 to $10,000 with varying interest rates and repayment terms. Read on to learn more about our quick easy loans and how they can help you!

What are quick easy loans?

Quick easy loans are some of the best loans you can get. No long waiting times, no difficult application forms! Instead, quick outcomes and easy approval. With Jacaranda, you could know within only 60 minutes if your loan has been approved (if you apply during AEST business hours). While we have a few basic requirements, we offer loans for people in all kinds of situations. 

Are you receiving Centrelink payments? No problem, we may be able to offer you a loan. Do you have bad credit? We care about your current financial status more than your past one. So even with a bad credit rating, we may be able to offer you a loan. At Jacaranda, we believe in assessing every application fairly.

About Jacaranda 

Let us tell you a little bit about Jacaranda Finance. Our online lending services are trusted by thousands of Australians every year. It is our mission to make access to personal finance accessible to as many people as possible while making sure we follow the standards of responsible lending. 

Responsible lending

In short, we assess your financial situation thoroughly to ensure that our loans are suitable and affordable for you. We won’t lend you money that we think you won’t be able to repay. However, we may be able to advise you on other options. 

Completely transparent 

Taking on debt can be scary and we want to make sure that you know exactly what you sign up for. All our costs and fees are stated on your costs page and will be made clear in your loan contract. We advise you to read it carefully before signing. 

100% online 

That’s what makes our applications super fast (and super easy): Jacaranda is an online lender. Skip the queues and get straight to the point. You can submit your application from anywhere as long as you’ve got a mobile phone or computer with you. 

Great customer service 

We love to help. While our loans are completely online, our friendly customer service is only a few clicks away to lend you a helping hand and to answer all your questions. So if you need to make any changes, are unsure about anything, or just need some advice – you can shoot us a message and we’ll get back to you in no time! 

How quick are your loans?

We know time is a pressing factor when you want to make a big purchase or need to pay that bill. That’s why our loans are very quick. The online application will take you a few minutes to submit and after that, you may receive your outcome within the next 60 minutes if you apply during our business hours. So realistically, you may receive your funds within the same day if everything goes smoothly. That’s what makes our loans quick and easy! 

Who can get quick easy loans?

Jacaranda offers loans to everyday Australians. We want to make personal loans accessible to as many people as we can! However, you have to meet a few requirements to be eligible for a loan. 

As a result, we require applicants:

  • Be 18 years or older; 
  • Have an Australian passport or Permanent Residency in Australia; 
  • Receive consistent payments with at least 3 months of history to an online banking account; 
  • Be able to provide an active mobile number and email address. 

What types of loans do you offer?

Our loans cater to a wide range of needs. We know every financial situation is unique and different and our personal loans adapt to that. However, you can group them in three different categories: small personal loans, medium personal loans, and large personal loans. They range from $300 to $10,000 with varying payment terms and interest. If you are curious about loan prices, head over to our costs page

Small Personal Loans

Our small personal loans range from $300 to $2,500 and can be repaid over a period of 12 months. They are unsecured loans. They are easier to get as no collateral has to be attached to the application. 

Medium Personal Loans 

Jacaranda medium personal loans range between $2,500 and $4,600 and repayments can be scheduled over a period of 13 to 24 months. Our medium-sized loans are secured loans which means security in the form of a vehicle (like a car, motorbike, or boat) must be attached to your application.

Large Personal Loans 

Large personal loans range from $5,000 to $10,000 and repayment periods vary between 13 and 24 months. Just like medium personal loans, you will have to provide security against large loans. 

How does the application work?

If you are getting itchy feet, don’t worry! Our application process won’t take much of your time. In fact, most people submit their application only within a few minutes. It’s even faster if you have your personal details such as email address, phone number, and banking details handy before you start. 

Step one: Fill in your personal details.  

Choose the right loan amount and repayment term from the slider on the top of this page. Once you click “Apply Now”, you can fill in your personal details and hit submit. It shouldn’t take you long but if you get stuck any time during the process, our customer service is happy to troubleshoot. Please be aware that we can’t take applications over the phone as our assessment process is 100% online.

Step two: Receive your outcome. 

Now we ask for a little bit of your patience. You can sit back and relax while we do the work. Our team will assess your financial situation from all angles to get an overview of your spending habits and your relationship with money. For most people, this process only takes up to 60 minutes if they apply during our business hours. However, every financial situation is different and in some cases, it may request a little more time. You will receive a call from us once we know your outcome. 

Step three: Get your cash. 

Now we can hopefully welcome you to the Jacaranda family! If your application was successful, we will send you your loan contract to read and sign. Once we receive your signed copy back, we’re done with the administrative part. We will send you your funds in our next round of banking. Thanks to instant banking, that means you could see that cash in your account in just 60 seconds if your bank has NPP-enabled payments!

What can personal loans be used for?

Our quick easy loans cater to a wide range of different needs. We know time can be a pressing matter when it comes to personal finance. Sometimes, you need the money and you need it fast. That’s why we won’t make you wait. Apply during our business hours and you may get your outcome within 60 minutes.* 

Of course, you can get a loan that perfectly suits your personal circumstances. Yearly, we offer loans to thousands of Australians to help them bridge financial gaps or to make a big purchase. Sometimes you have been eying with a big purchase but don’t have the right cash handy. Why wait until your saving account looks right if you can own it earlier and pay towards the full price? A personal loan may provide you from taking a big chunk of your savings and breaks the price neatly into smaller payments.  

Common use cases for quick easy loans

Unexpected bills You may be on a tight budget and unexpected big bills keep flying in. No matter if you need to pay a big medical bill for yourself or a family member or your beloved pet needs some special care from the vet, we’ve got your back! 
Debt  Consolidation Have you been accumulating debt from multiple sources and the payments are getting out of hand? A debt consolidation loan conveniently combines your debt into one single payment with one pay date and interest rate. 
Rental bonds and repairs Relocating costs a lot of money. A personal loan can help you pay for any damage in your previous place, pay your rental bond or any other costs that come with moving. 
Weddings and other big life eventsSometimes, big events come up that are worth celebrating. A wedding or a big birthday can cost a lot of money. Sometimes, you may not find yourself in a situation to splurge, but a small personal loan may help. Even though it is not a happy event, funerals are equally important. If a loved one passes away, getting a loan may help you pay the bill. 
Car repairs, rego At Jacaranda, we do offer car loans for new or used cars as a separate option. But purchasing a car also comes with additional costs. Paying for car registration, car insurance, and a car parking spot all at once can be a little too much. If you need a helping hand, a personal loan can provide short-term relief from financial pressure. Additionally, cars never break down at a suitable time. If you need a little bit of extra cash to pay the bill, quick easy loans are there to help. 

Can I get a loan if I receive Centrelink payments?

Yes, you can. We can offer loans for people on Centrelink if you meet our eligibility criteria. While some lenders may not give you a loan while receiving Government benefits, we think you should have access to personal finances when you may need it the most. We will treat your Centrelink payments just like any other regular income and encourage you to apply. 

Can I get a loan if I have bad credit?

Jacaranda’s quick easy loans are for almost everyone. We know it may be hard to get approved for a loan if your credit rating looks far from perfect. However, we highly encourage you to apply if you meet our requirements. We know a financial mistake from up to 7 years ago can affect today’s credit rating. That is a long time. We do perform a credit check, however, we mostly look at your current relationship with money instead. 

Are you ready to apply?

If you have any further questions, head over to our FAQ page or get in touch with our customer service. You can speak to someone in person on 1300 189 823 during our business hours or send us a message any time! 

We’re looking forward to receiving your application! Just head over to the top of this page, choose the right loan amount and loan term and hit apply now. It won’t take you long! 

*If you apply during business hours and we don’t require any further documents.

Calculate personal loan repayments with a personal loan calculator.

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Last updated: 19/08/2020, 10:00am

Our low rates

Our low rates

💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.