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Home > Are You Looking For Small Loans No Interest? Jacaranda Could Provide You With A Fair Rate On A Personal Loan Today!

Are You Looking For Small Loans No Interest? Jacaranda Could Provide You With A Fair Rate On A Personal Loan Today!

Are You Looking For Small Loans No Interest? Jacaranda Could Provide You With A Fair Rate On A Personal Loan Today!
Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Need A Small Cash Pick-Me-Up?

When you find yourself in a bad financial situation, it’s hard to know where to look. In an ideal world, interest-free loans would be available to everybody. Unfortunately, for most of us, we will need to find other credit avenues. If you’re looking for a reliable lender who could provide you with a fair rate on a personal loan then turn to the experts at Jacaranda! Not even bad credit has to stand in your way. Jacaranda could help you with a loan for people with poor credit.

Small Loans No Interest

Finding a lender to provide small loans no interest is no easy feat. At Jacaranda, we can’t provide small loans no interest, but we could provide you with a fair and reasonable rate on a personal loan. Jacaranda could provide you with up to $10,000 today to take care of a multitude of different expenses.

We are 100% online. That means you can apply for a loan wherever you are, and whenever you like. Additionally, you could even apply from the comfort of your own home.

We are proud to be giving all Aussies a fair go at a personal loan with a fair interest rate. So, regardless of who you are and what your financial situation is like – you can rest assured Jacaranda will hear you out.

Jacaranda Finance

Jacaranda is a lender with a difference. In other words, we understand how stressful it can be when you need cash in a hurry – especially if it’s for an emergency expense. That’s why we look at lending with fresh eyes.

Jacaranda skips the unnecessary paperwork and focuses on the basics. Therefore our 100% online application form could be completed in minutes.

We aim to make the process as streamlined as possible. That means no fuss and no waiting for hours on hold. So, the entire process is 100% online – for your convenience. Put simply, we know your time is precious. Also, you could even apply using your smartphone.

What Do We Focus On?

At Jacaranda, we prefer to focus on what we can do for you. Therefore credit is not the only thing we take into consideration during the loan application process.

We look at our applicants as more than just a number. In other words, we prefer to focus on how you are going to pay back the loan, rather than just dwelling on the past. This is because we think all Australians deserve a second chance at a small unsecured personal loan.

So, if you’re thinking about submitting an application, we suggest you do! Why not see what Jacaranda could do for you?

What Is A Small Loan?

A small loan is a personal loan that does not require security, such as a car or motorbike. Small loans range from $300 to $2,000 and can be repaid over 12-months. These loans can be a convenient option for those who need extra cash to cover an emergency expense. It is important to remember that Jacaranda does not provide small loans no interest.

A small loan is essentially a smaller amount of cash that is loaned on the basis of a repayment schedule. A small loan can be taken out for a number of different expenses. Cosmetic surgery, car repairs, holiday expenses, emergency medical bills, home renovations – we provide instant small cash loans for these expenses and more.

At Jacaranda, we want to make things easier – that’s why we cut through the red tape and make the process a streamline as possible. Additionally, we are always here to answer any of your burning questions. You can shoot us a message at any time at and we will do our best to get back to you as soon as possible.

Forget Waiting

At Jacaranda, we don’t do long waiting periods.

We understand that getting a loan approved via a traditional lender can take days, even weeks. So, at Jacaranda, we have revolutionised the small unsecured personal loan application process. Our 100% online application form could only take you a matter of minutes to complete. And, once you have submitted it, we could have an answer for you within 60-minutes (if you apply during normal business hours).

With Jacaranda, you can apply for an instant small cash loan wherever you are and whenever you like – even from your smartphone. We think our loan application process is pretty simple. So, if you need a small cash loan now why not apply with Jacaranda?

What Can I Use My Small Unsecured Personal Loan For?

There is a multitude of different expenses that a small unsecured personal loan could cover. So, at Jacaranda, we do our best to match you with a loan product that is going to suit your individual circumstances. If you’re unsure as to whether an instant small cash loan is right for your situation, it is best to just apply or get in touch with our lending team.

Small Cash Loans Now For Furniture

If you’re in the process of moving you might be a bit short on cash. We get it, moving house can be an expensive experience – and that’s before you even furnish the new place! If you need some extra cash to take care of furniture then Jacaranda could be the lender for you.

We offer instant small cash loans for furniture expenses. The best part is, we have flexible repayment options to suit your lifestyle. And, you can apply right now – 100% online! Due to moving house being a very busy and stressful time, Jacaranda has made applying for a small unsecured personal loan super easy.

You could apply online wherever you are and whenever you like! We do our best to get back to you within 60-minutes of application.

Small Cash Loans Now For Cosmetic Surgery

Cosmetic surgery is fast becoming one of the biggest industries in Australia. It’s extremely accessible but if you want quality, you have to pay for it. Don’t sacrifice on the best possible care if you’re about to undergo a procedure. So, Jacaranda could provide you with the cash you need to put yourself in the hands of an experienced professional.

We do small unsecured personal loans for cosmetic surgery. You can apply right now – 100% online, without the fuss. You could even have an answer from our team within 60-minutes of application. So what are you waiting for? Let Jacaranda help make it happen.

Instant Small Cash Loans For Education Costs

If you’re heading back to study or simply starting Uni for the first time, don’t let finance stand in the way. We understand that education-related expenses can be extremely pricey. After all, you probably need a laptop, textbooks and a whole array of other items.

Why struggle to finance it all on your own? If you need a helping hand why not call on Jacaranda Finance? We could provide you with an instant small cash loan to fund education costs. If you apply during normal business hours you could even have an answer within 60-minutes. Better still, the cash could be in your account by the end of the day.*

*This is dependent on the transfer times of your bank.

How Much Is A Small Loan?

Have you been googling ‘how much is a small loan’? Or, ‘what are small loan interest rates’? Well, let Jacaranda make these things as simple as possible.

If you head to the loan slider at the top of the screen you will be able to select the amount you would like to borrow and the repayment period for that amount. You should then be able to view the weekly, fortnightly and monthly repayments on that amount.

If you do want to know more regarding small loan interest rates you can always flick us a message. We do our best to get back to your enquiry as soon as possible.

How To Qualify For A Small Loan

It is essentially up to our lending team as to whether or not you qualify for a small loan. However, if you’ve been googling ‘how to qualify for a small loan’ our application criteria is nice and simple.

If you do meet the application criteria, we suggest you submit an application and let us do our best to match you with a loan product. So, before applying with Jacaranda, just make sure that you:

  • Have an active mobile phone number and email address;
  • Your internet banking is set up;
  • You are 18 years or older;
  • Have had a regular income for the last 3-months into a personal bank account;
  • You must be an Australian citizen or permanent resident.

Simple isn’t it? Well, we like to keep things basic. That’s why we only require the essential details. There’s no lengthy paperwork or hours in line at the bank. We will do our best to provide you with an answer within 60-minutes of application.

We understand your time is precious so our team will cut straight to the chase. With Jacaranda, what you see is what you get.

What Do I Need To Get A Small Loan?

If you want to make the application process as simpler than it already is, we suggest having these documents handy:

  • Your basic personal details (name, D.O.B etc);
  • Internet Banking Details (so we can securely access read-only copies of your bank statements);
  • You will need to provide us with the reason you are applying for a loan;
  • Your MyGov details (if you receive Centrelink or Government benefits);
  • Employment details and contact info of your workplace (we may need to get in contact in order to verify your employment status);
  • You must be able to prove you are an Australian citizen or permanent resident.

What Do We Use Employment Details For?

At Jacaranda, we look at more than just your credit rating. In order to get a better idea of the whole picture, we may contact your employer. However, there’s no need to stress, this is just a part of the process.

Our lending team is highly trained in employment checks. So, we will never disclose any of your private information to your employer, or the reason why you are seeking a loan. Additionally, you can rest assured knowing that our team is always professional.

Why Do We Need You Bank Details?

At Jacaranda, our team of lending experts uses your online banking details to access read-only copies of your bank statements. Why do we look at your bank statements? Your bank statements give us a more realistic idea of your current relationship with money. Also, there’s no need to stress though – we don’t actually access your real bank account. We only look at the statements.

You can rest assured that Jacaranda uses the latest in safe banking technology to ensure your information is always encrypted. However, you can always get in touch with us if you have any other concerns! We are here to answer your questions.

Is Jacaranda Right For Me?

So, while we don’t offer you a interest free loan, we have helped thousands of Aussies find a Jacaranda loan that fits their situation. Below is a table of popular online searches, that Jacaranda has been able to offer loans for.

Search Amount Approved
Small Unsecured Personal Loan AUD ($)400
Instant Small Cash Loan AUD ($)700
Small Cash Loan Now AUD ($)1,000

Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.

How To Apply For A Small Loan

Step 1:

Head to the top of the page and select the amount you would like to borrow and the repayment period. Then, you will then be able to see the weekly, fortnightly and monthly repayments on that amount. If you like what you see you can hit ‘Apply Now’.

Step 2:

‘Apply Now’ will take you to our super fast online application form. Here, we only require the basics, so this won’t take you long at all. In fact, it could only take you a few minutes to complete the whole thing! Once you have submitted the form you can sit back and relax – let us do the hard work.

Step 3:

Next we will do our best to get back to you with an outcome within 60-minutes of application. If you are successful, we will send over a copy of the agreement. We recommend you read the contract and get back to us with any questions you might have. Once you’ve signed the agreement and sent it back we will get the money straight to your account. This could even be on the same day. However, that will depend on your individual banking situation.

Want to read more? Jacaranda could tell you how to compare loans. We could provide you with a consolidation loan, personal loan with poor credit, even money loans up to $10,000 with fast outcomes!


Reviews don’t lie 🌟

Reviews current as of Aug, 2020.

Our low rates

Our low rates

💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.