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Solar Loans Can Finance Your Next Energy Move

Solar Loans Can Finance Your Next Energy Move
Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

What are solar loans?

Solar loans and green loans are unsecured or secured personal loans for Aussies looking to purchase solar panels, batteries or hot water systems for their home or business. Some lenders offer competitive solar panel loan rates for those looking to reduce their carbon footprint.

If you’re looking to save on your energy costs, and reduce your carbon footprint, then solar panels are an excellent option for every Aussie to make a difference. Solar is designed to cut down on your energy costs and reduce your carbon footprint; however, the upfront cost of solar panels can leave a sting. That’s why Jacaranda Finance offers unsecured and secured solar loans for those looking to invest in solar panels for their home.

What is a green loan for solar?

If you’re looking for a QLD solar loan, then you may also come across green loans for solar panels. Both solar loans and simple green loans for outdoor maintenance can be secured or unsecured personal loans. Jacaranda Finance offers solar panel loan rates for amounts from $300 to $10,000. The repayment period will depend on the amount you choose to borrow.

Is it worth installing solar?

As energy prices skyrocket, people are looking for alternative energy sources. However, many of us are still asking the question, is it worth it? So, here are the facts:

  • Solar prices are the lowest they have ever been at about $5,500
  • Panels generated on average around 20 kWh a day (averaged out across the year)
  • Solar is cheaper to produce with electricity costing 52.54 cents per kWh to produce and solar only costing around 5 to 6 cents.

Many Aussies have made the switch to solar to reduce their energy bill. When you compare the cost of energy produced and usage, solar is worth it. However, you must also factor in the cost of replacing the panels. There are plenty of Aussie solar providers that can evaluate your energy usage to see if you’re home is ready for solar.

Why Jacaranda Finance is the lender for you

When you think of borrowing money you think of a drawn-out application, phone calls that never seem to end, and the same questions over and over again. Well, it’s time to throw those expectations out the window. Jacaranda Finance is about to make your life a bit easier.

Looking for a personal loan for an unexpected bill? Submit an application in minutes, and have a smart decision within the hour.* If approved, most people have the money in 60 seconds.** Apply for the loan you need, without the headache. That’s Jacaranda Finance.

How much is a solar loan?

Before you begin your fast cash application, below are the types of solar loans we can provide our clients:

Loan type Personal loan amount Finance term
Unsecured $300 to $2,000 3 to 6 months
Secured $2,000 to $4,600 13 to 24 months
Secured $5,000 to $10,000 13 to 24 months

Find something that suits you? Scroll up and use our loan calculator to get started with your application today. All costs of your loan are dependent on your financial situation. You can find more information about the possible costs of your loan via our loan calculator or on our homepage.

Top 10 reasons to apply for a personal loan

You can apply for a fast personal loan for a variety of reasons, aside from expenses required for day-to-day living, such as rent or food. Here are the top 10 reasons people apply for loans:

  1. Car repairs
  2. Car registration
  3. Unexpected bills
  4. Travel expenses
  5. Vet costs
  6. Medical bills
  7. Debt consolidation
  8. Home improvement
  9. Wedding finance
  10. Relocation costs

And of course, loans for solar panels and loans for other green initiatives such as outdoor furniture, gardening and hot water systems. No matter the need, you can submit an application with us in minutes and have your decision within the hour.**

Can I get a loan for solar panels?

Yes! Jacaranda Finance provides solar loans to help you invest in clean energy for the future. We’re committed to giving every Aussies a fair go on the cash loan they need. However, we do have a few basic requirements to meet before you can apply:

  • Be over 18 years old
  • Be an Australian citizen or permanent resident
  • Have a regular income into a personal account for at least 3 months
  • Have an active mobile number and email address

If you meet these four requirements, then congratulations, you’re eligible to apply for a solar loan now! Scroll up to begin your application.

What to have handy when you apply

Applying with us means you’ll complete your application in minutes. We’re all about making your life a bit easier, helping you jump over life’s hurdles, big and small. So, we recommend you have the following details handy when you’re completing your application:

  • Personal contact details, e.g. mobile number and email address
  • The reason for your loan
  • Internet banking details
  • MyGov info
  • Employment details

Therefore, if you have these details handy before you apply, you won’t need to pause your application while you’re fishing around for the required information. Life is easier when you choose Jacaranda Finance.

5 Ways you can make your home more sustainable

You’ll notice that slowly yet surely, people are becoming more eco-friendly. Whether it’s the plastic bag ban, increase in recycling, or composting, there’s always a way you can reduce your carbon footprint. If you’re considering a solar loan to help increase your home’s sustainability, you’re on your way to save money, energy and reduce your carbon footprint. There are many other small yet efficient ways you can increase your home’s sustainability and do the earth a favour. Here are 5  affordable ways you can make your home more sustainable:

  1. Energy-efficient light bulbs. Although energy-efficient light bulbs have been around for several years, not all home owners are aware of them. Not only are energy-efficient light bulbs just as effective as regular ones, but they tend to also save you money.
  2. Insolation. We’re lucky enough to live in a warm country like Australia, however, winters can definitely get cold enough for people to use their heaters. Improving your home insulation is a sustainable step to take that ensures a warm home during winter, while saving energy. Additionally, home insulation is a smart way to help you save money. 
  3. Water-based paint. If you’re about to renovate your home or simply repaint a room, consider using water-based paint. This type of paint contains natural pigments that are just as aesthetically pleasing and efficient as regular oil paint, but much more eco-friendly. 
  4. Go green when you clean. One of the smallest yet efficient ways to reduce your carbon footprint and turn your home eco-friendly is by using sustainable cleaning products. Many detergents and cleaners sold at supermarkets tend to do more harm than good to the environment. There are affordable and easy substitutes to some of the most used cleaning products such as bleach and detergent. Consider switching to bicarbonate soda, vinegar and lemon juice. Those substitutes work just as well in disinfecting surfaces and killing germs while turning your home eco-friendly.
  5. Compost. Composting has recently become a more common method in maintaining your home’s sustainability. The only cost you’ll have to worry about is just purchasing the compost bin, which wouldn’t exceed $30 on average. From there you’ll be able to scrape any leftovers or vegetable scraps and turn them into compost to use in your garden.

How to apply for solar loans

Fast application. Speedy decisions. Cash in 60 seconds.* That’s Jacaranda Finance. Apply in minutes for the personal finance you need now. We don’t waste time, we utilise secure banking technology to assess your situation in 60 minutes** and give every Aussie a fair go.

To apply for short term loans, follow these three steps:

Step 1: You apply online

To begin your application, scroll up and use our smart loan calculator by selecting how much you wish to borrow and for how long. You’ll instantly see the possible weekly, fortnightly, or monthly repayments of your proposed loan. This is designed to give you an idea of what your loan will cost before you submit an application.

Once you are happy with your proposed terms, click the ‘Apply Now’ button. Then, fill in a few more details such as your internet banking details and personal information, then hit ‘Submit’! You’ll finish your application in a matter of minutes.

Step 2: We assess your applicationm

After you submit your application, our team will get straight to work assessing your financial situation and deliver in a smart decision within the hour.** Keep an eye on your emails and phone as we’ll let you know if we need any extra info to assess your application. Otherwise, get back to what you do best while we do the hard work.

Step 3: Cash in 60 seconds*

If your application is approved, we’ll send you a contract to sign, review and send back. After we receive your signed agreement, we send your money straight to your bank. Most people receive their money in 60 seconds.*

Don’t just take our word for it, see what our client Chron C. has to say:

“The 60-second payout is no joke. I signed my contract and immediately went onto internet banking, and the money was there. 10/10 would definitely use this company again in the future.” – Chron C, Jacaranda Client.

So, whether you’re searching for a travel loan, a loan for an unexpected expense or solar loans, Jacaranda Finance is the lender to bank on. Apply now.

Can you get solar with bad credit?

Yes! With Jacaranda Finance, you can apply for finance with bad credit from $300 to $10,000. We’re committed to giving every Aussie a fair go on the loan they need. If you’re worried about your credit score, you may hesitate when deciding to apply for bad credit solar loans. Don’t sweat it. When you apply with us, we look at more than just a number. We assess your current relationship with money, including income and expenses.

As part of the commitment to responsible lending, we do conduct credit checks on all our applications. However, don’t let that deter you from applying for the finance you need. Jacaranda Finance can say ‘yes’ to bad credit by assessing your present income and spending habits. So, don’t wait, invest in green energy and apply for the solar loan that can kickstart your green journey.

Can you apply for a solar loan if you receive Centrelink benefits?

Yes, you can! Much like poor credit, we don’t simply decline your application because you receive Centrelink benefits. We give you a fair evaluation based on your current income and do our best to approve your application. Furthermore, we welcome people that receive Centrelink benefits to submit an application, and we’ll do our best to help. Also, please feel free to contact our team if you have any questions about our eligibility requirements.

Your solar loan is approved, what happens next?

If your loan is approved, you could receive your money in 60 seconds.* We’ll also set up a direct debit with your nominated bank account, so your repayments will be deducted automatically. We’re here to make life that bit easier, so you can choose a day that suits you best. Also, if your payment schedule changes or you need to alter your payment day, give our team a call on 1300 189 823 or shoot us an email here.

What happens if you miss a repayment?

Some loan types may have other payable fees. If you do miss a repayment on your loan, there may be additional fees that apply. Our friendly customer service is here to help whenever you need it. So, if you think your next repayment may decline, contact our team at least 24 hours before the due date and they can reschedule your payment plan.

Apply anytime anywhere

Our green lending process is 100% online. We’ve cut out paperwork to not only reduce our carbon footprint, but you save time and money. When life happens, you can apply with Jacaranda anytime anywhere. Whether you’re lounging in your living room or on the way to work. We’re always in your pocket.

No matter whether you’re searching for a Queensland solar loan or Western Australia loan, we’re only a click or touch away. So, apply today – all you need is a few spare minutes!

Trust Australia’s award-winning lender

We’re not the only fans of our company. Over the past two years, Jacaranda Finance has won four awards for excellence in professional and financial services. With over 4,000 applications a day, we’re becoming Australia’s go-to online lender when it comes to simple finance. Want to apply in minutes for the loan you need now? Submit an online application now and have a smart decision in 60 minutes.**

Ready to Apply?

Great! To get started simply scroll up and use our loan calculator to design a solar loan that suits your financial situation. Go green today with Jacaranda Finance.

Want to know more about NT loans? keep reading!

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Reviews current as of Aug, 2020.

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