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Vet Bills And Pet Finance Up To $10,000

Vet Bills And Pet Finance Up To $10,000
Personal Loans up to $10,000

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Want to give your pets the best possible care? Apply for vet bills and pet finance with Jacaranda Finance, today!

Ever wonder why they call a dog a man’s (or woman’s) best friend? Well, it’s because they are willing to devote all their time, attention and affection to their owner. Your dog will never let you down. He’ll never bail on your plans or put himself first. He will sit at the door and wait for you to come home. Then, he’ll sit outside the bathroom and wait for you to shower. Then, if you put him outside, he’ll sit at the door and stare at you in complete adoration. It’s possible that no one will ever love you as much as your dog does. They would do anything for you so why not return the favour?

Your pet is like an extension of your family, it’s like your child. If your child was sick would you take him/her to the doctor? If your child needed vaccinations, would you refuse? What about if your child had worms (yes, it happens)? Would you just say ‘you’ll be right’ and get on with your day? We sincerely hope not! Don’t use lack of finance as an excuse to neglect your pet. Vet bills and pet finance is here to help! Apply for pet finance with Jacaranda Finance and give your pet the care it deserves!

If you apply during regular AEST business hours you could even have an outcome within 60 minutes. You might be surprised, Jacaranda could even provide you with a home improvement loan!

How can vet bills and pet finance help me?

Vet bills and pet finance doesn’t only help you, it also helps your precious little fur baby. Or maybe you have a pet bird, a lizard or even a snake, who are we to discriminate? Anyway, vet bills and pet finance can act as a safety net when your beloved pet falls ill or is injured. Veterinary bills can get very expensive and unfortunately, there is no option to bulk bill vet visits. Therefore, sometimes we need a little help covering our pet’s expenses.

Vet bills and pet finance can be used for anything you like! Your pet might become ill or injured and need expensive emergency care, you might be moving and need help with the cost of transporting your pet, or perhaps your cat or dog got a bad case of the zoomies at 2 o’clock in the morning and completely destroyed its kennel or cat scratch pole. We’re telling you now, those things are not cheap!

There’s no need to hunt through the couches for loose change in an attempt to pay your veterinary bills. Jacaranda Finance will always have you covered with our vet bills and pet finance.

So, what is vet bills and pet finance exactly?

Basically, vet bills and pet finance is just a type of personal loan that will cover any veterinary bills or pet expense that you may have. Vet bills and pet finance from Jacaranda Finance is perfect for emergencies! If your application is approved we could have the money to you that same day! Your furry (feathery or scaly) friend could be back to full health in no time at all! Our same day cash loans could be what gets your pet back on its feet or paws, or… slithery stomach?

Now, while pets are super cute and extremely rewarding to have around, they can also be very expensive. There are just as many, if not more, pets in Australia as there are people. This leaves Australia with one of the highest rates of household pet ownership in the world. According to ASIC’s MoneySmart, the average cost of owning a dog is about $1,475 per year. For cats, it’s $1,029 per year, whereas birds cost about $115 and fish are around $50. These are the top 4 most popular pets in Australia and, naturally, the bigger the pet the bigger the veterinary bills.

These expenses mostly just consist of pet food, general vet care, health products, grooming and boarding. The cost of your pet will be a little higher once you take into consideration pet insurance, accessories (e.g. kennel, scratching pole, toys) and any extra treats you get along the way. Then, add any emergency veterinary bills and you’ve got yourself, one expensive fur baby. That’s where our vet bills and pet finance comes in. If you ever need help promising your pet the best quality of life pawsible, come see us!

Is vet bills and pet finance like pet insurance?

It’s a type of insurance, we guess you could say. This is not the type of insurance that you pay ongoing fees for and then you’re covered if something goes wrong. It’s more insurance for when things go wrong and you don’t have the cash to cover the veterinary bills. You simply jump onto our website, day or night, and submit an online application for the amount that you need. Our vet bills and pet finance goes up to $10,000 which should cover most emergency procedures, or at least give you the breathing room you need to pay for the rest.

In saying this, we will always recommend having insurance as it is another great way to protect your finances in times of emergency. However, insurance generally works by reimbursing you only once you have already covered the veterinary bills. Obviously, it’s great to get that cash back but it might be that initial expense that you’re not able to cover. That’s where we come in. If your cuddly critter is in need of emergency vet care and you’re not liquid enough to pay the bill, apply for vet bills and pet finance with us and get back to caring for your pet in no time at all.

How long will it take for me to receive my vet bills and pet finance?

Once you’ve submitted your online application (which will only take you a few minutes to do), it will take us no time at all to assess your application. We’ll get back to you as soon as we’ve put together an offer. Once everyone is happy, we’ll send you an electronic loan contract to sign and send back to us. As soon as we’ve received your signed contract, we will release the funds straight away. In most cases, our clients will receive their pet finance within a couple of hours. However, it does depend on the stringency of your bank’s policies.

The longest you’ll likely have to wait to receive your cash is the following business day. Just keep in my that, if you apply outside of our normal business hours, it will take us a little longer to assess your application. For example, if you’ve rushed your pet to the vet at midnight and you’re needing some cash to magically appear out of nowhere, you can still apply right then and there. Your application will be one of the first ones we look at the following business day and you should hear from us before about 10 am.

Our normal business hours are:

  • Monday to Thursday: 8 am – 6 pm
  • Friday: 8 am – 4 pm
  • Saturday: 8 am – 12 pm

Do you offer help with vet bills for low-income families Australia?

Yes, we do!

We’re all about giving everyone a fair go, especially when it comes to having access to much-needed finance. If you’re needing medical loans for your pet, dental loans for its teeth, furniture finance to replace the couch your dog chewed up or you’re just after emergency cash loans, Jacaranda Finance has you covered. No matter what your situation is. As long as you meet our basic eligibility requirements, you should have no problem getting help with vet bills for low-income families Australia.

To qualify for vet bills and pet finance you must be:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Receiving a regular and consistent income for the last 90 days
  • Able to provide a valid mobile number and email address

If this sounds like you then go ahead and apply for help with vet bills for low-income families Australia. Just keep in mind that you will also need internet banking to complete your application. If you don’t already have internet banking, it’s super easy to set up through your bank and can be down in no time at all. This will save you time in such a stressful and time-sensitive situation.

That’s why we have an incredibly fast and secure system in place that allows us to assess your financial situation in just minutes. Therefore, you just need to take the 5 minutes to apply and then you can get back to caring for your best friend while we take care of the rest!

Do you offer help with pet finance for pensioners?


Once again, who are we to discriminate? We’re always going to give every applicant a fair go, no matter what. As long as you can afford the loan you are applying for with no troubles, we’re not bothered by the finer details of your situation. If you’re after help with pet finance for pensioners, you’ve come to the right place!

As we get older, we definitely adopt a deeper appreciation for certain things, especially our pets. For pensioners, their pet could likely be the company they prefer to keep the most. Therefore, they’ll be willing to move heaven and earth to take care of their number 1 and we want to help them do that. Two pairs of hands are better than one, right? Pus, we don’t want anyone to hurt themselves in all the heaven and earth moving that is taking place. Therefore, as long as you meet our eligibility requirements, we are always happy to offer help with pet finance for pensioners.

Do you offer payment plans for vet bills?

Paying off your vet bills and pet finance is super easy and affordable. We understand that when the pressure is on, you don’t want to be bombarded with high payments and unrealistic repayment periods. Therefore, we always ensure that our payment plans for vet bills come with plenty of breathing room.

When first applying for your vet bills help, you’ll enter in the amount you’re wanting to borrow between $300 and $10,000. Now, if you’re wanting to borrow anything between $300 and $2,000, that is what we call small unsecured personal loans. They offer an easy repayment period of 12 months and you can choose to make your repayments weekly, fortnightly or monthly.

Then, if you’re wanting to borrow anything between $2,001 and $10,000, you will be applying for one of our medium secured personal loans or large secured loans. This type of vet bills help comes with a repayment period of 12 to 24 months. How’s that for breathing room? The other main difference between these 2 types of pet finance is that our medium and large secured personal loans require an asset to be attached for security.

Generally, you’ll attach your car, motorbike, boat or caravan to your loan. The only difference in the application process is that we’ll ask you for the vehicle’s registration number, some photos and proof of ownership. That’s it! And if you do have pet insurance and you’re just waiting for that reimbursement, you could even use that to pay off your emergency pet finance and make things even easier for yourself.

How do your payment plans for vet bills work?

Well, first we need to work out the cost of your loan.

For small personal loans you can expect to pay:

  • An establishment fee of 20% of the total loan principal
  • Monthly fees of 4% of the loan principal
  • A direct debit dishonour fee of $35 for failed payments

For medium secured personal loans you can expect to pay:

  • An establishment fee of $400
  • An annual percentage rate of 48%
  • A direct debit dishonour fee of $35 for failed payments

For large secured personal loans you can expect to pay:

  • An annual percentage rate of 21.24%
  • A direct debt dishonour fee of $35 for failed payments

Once you’re happy with your repayment amounts, we’ll ask you to select a day – either weekly, fortnightly or monthly – in which you’d like your payment to be deducted from your account. We’ll then go ahead and organise for your payments to be directly debited from your nominated bank account on that day for the life of your loan. Once your vet bills help is completely paid off, the payments will stop automatically.

If, at any time, during your repayment period, you start to struggle with your finances, don’t stress. Just get in touch with us as soon as possible to let us know your situation and we’ll be happy to work with you to come up with alternative arrangements. If, however, you don’t communicate your troubles with us and one of your direct debit payments fail, you could be charged a direct debit dishonour fee.

This is the last thing you need when your finances are already floating down struggle street. Plus, we want you to be enjoying your time with your now healthy pet. So, as long as you keep a clear line of communication, we’re always going to work with you.

Save money on pet expenses with these simple ways

It’s only human nature to consider our pets our children. While we may want to spoil our pets with new toys and treats, there can be times when money gets tight and you may be considering reducing expenses, including however much you spend on your pets. While there are good ways to save on vet bills, food and other pet expenses, there are also bad ways that can potentially compromise your pet’s health. It’s inevitable that our pets can cost a fortune in the long-term. However, by following some saving methods, you can minimise these costs while maintaining your pet’s health. Here are simple ways you can save money on your pet’s expenses:

  1. Adopt instead of buying. If you still haven’t chosen a pet, consider adopting from a local shelter. Breeder prices for dogs tend to be significantly higher than adoption prices. Not only will you be saving money, you’ll also be saving a life. Unfortunately, an estimated 130,000 dogs and 60,000 cats are euthanized in Australia every year because there are not enough homes for them. Make sure you check out RSPCA to potentially find your forever best friend!
  2. DIY Toys. Rather than buying plastic toys that can easily break, consider making your own! Your pet will most likely be happy with any homemade toys. RSPCA can help you make some simple DIY toys that can keep your pet and your wallet happy!
  3. Make a pet budget. If you haven’t been tracking your pet expenses, it’s never too late to start as soon as you can! Write down how much you’re spending on your pet every month and try planning a monthly budget from there. This can help you remain mindful of your income to spending ratio and can help you avoid overspending. 
  4. Groom at home. While pet grooming is important to your pet’s health and hygiene, there are some procedures you’ll easily be able to do at home. This can help you save money on expensive groomers while keeping your little friend happy and clean.
  5. Exercise. Physical exercise is vital to your pet’s health. To avoid vet bills that can set you back, make sure your pet is getting proper exercise and maintaining its health. Not only will that benefit your pup’s physical health, it also helps with any behavioral issues they may have. 

Ready to apply?

Now that you’re all caught up to speed on our vet bills and pet finance, you can go ahead and get started with your application. If your pet is in need of emergency care, don’t hesitate to get the finance you need to give it just that! Apply today and have your pet back to full health tomorrow!

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Reviews current as of Aug, 2020.

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