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Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

Private School Vs Public School the pro’s and con’s

Private School Vs Public School

Private school Vs Public school which one is right for your family?

Private School Vs Public school what you need to know!

This topic has left many a parent with sleepless nights I’m sure! Is private schooling a better choice for your child or is the public school system just as good?

What is right for your child’s needs?

Firstly you need to ask yourself a few questions to help you narrow down your choices.

Private school vs public school what are the differences between the two?

Private or independent schools are usually owned and operated by individuals or entities.

Public schools are run through the Australian government. There is really not much difference between the two in this instance.

Public schools are required to follow specific guidelines and curriculum whereas private schools have more freedom and only have to reach a certain standard of the curriculum.

Private Schools

Public Schools


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What do the experts say when it comes to Private schools vs public schools?

A study at the University of Queensland by Professor Luke Connelly and Dr Hong Son Nghiem has found that:

Has more impact on a child than if they went to a public or private school.

Studies in the US and the UK have found similar outcomes.

“Our results show that sending children to Catholic or other independent schools has no significant effect” – Professor Connelly.

They found that low birth weight decreased children’s test scores the most followed by increased work hours of the mother.

Children whose parents had both finished year 12 had significantly increased test scores.

However another overriding factor was how many books the family had in their house. This apparently rates directly to the child’s learning through kindergarten and beyond.

Costs:

Most private schools will set you back over $10,000 a year with Catholic Schools being a little bit cheaper for primary schools.

However most public schools only charge a few hundred dollars worth of fees per year, which is a significant savings.

Most will argue that the children receive so much more opportunities at a private school.

However if you were saving on school fees to the tune of $10,000 you would be able to put your child into as many tutorials and after school sport/activities as you wanted.

In conclusion private school vs public school is one better than the other?

Deciding on the right direction for your child can be a stressful experience and you may still be left with doubt once you have made your decision but hopefully we have helped you think about some of the myths and truths around whether private school vs public school is a better education or not.

You may also appreciate our tips about saving money equipping your kids for school or on applying for a scholarship. You can even teach your kids about money.

Apply for our Jacaranda Scholarship here