Cash loans Brisbane, instant approval, 100% online!

Cash loans Brisbane up to $10,000 | Fast approval

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cash loans brisbane

Ever been stuck between a rock and a hard place when it comes to your finances? Perhaps you feel like you’re just running between them, picking up more and more bruises as you go with not a dollar in sight to soften the blow. It doesn’t matter where you are in Australia, Jacaranda Finance will give you a soft platform to land on. We offer cash loans Brisbane to anyone in this city that needs a bit of financial padding.

Brisbane is recognized as one of the fastest growing cities in Australia. Living in a fast growing city generally means you can expect the cost of living to be fast growing as well. Whether you rent, own or you’re just visiting, you could be paying top dollar just to live somewhere even remotely central. Even if you’re living more towards the outskirts of Brisbane, you might still have the added costs of transportation. Whatever your expenses are, life in Brisbane can get very expensive.

Therefore, cash loans Brisbane will definitely come in handy every now and then. Jacaranda Finance has some of the best fast cash loans Brisbane has to offer! Not sure what we’re talking about? Keep reading to find out how to get your instant cash loans Brisbane!

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Who is Jacaranda Finance?

Jacaranda Finance is Australia’s fastest growing short-term cash loan lender. Fast finance for a fast-growing city – Brisbane! We have worked with thousands of Australians to achieve their cash loan goals and we pride ourselves on being second-to-none.

It is also a huge advantage being 100% online. We’ll look at just 90 days of bank statements and a Centrelink Income Statement if you receive one. As a result, we can offer a quick loan service tailored to our customers – without tedious paperwork.

Furthermore, we pride ourselves on being responsible lenders. So, you will never get any nasty surprises with your Jacaranda Finance cash loans Brisbane.

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What are cash loans Brisbane?

Our quick cash loans Brisbane are designed to be the padding you need when you keep getting hit with expense after expense. Living in Brisbane can get quite costly and it can be really easy to let your finances get on top of you. That’s where fast cash loans Brisbane come in.

Applying for an instant cash advance Brisbane will be the easiest thing you do all day. Our applications are completed 100% online so there’s no paperwork to print off and send back or pages of documents to rifle through. You can apply for quick loans Brisbane in just minutes and see the funds in your account with 24 hours, as long as you have applied within business hours!

Let Jacaranda Finance help you get yourself out from between the rock and the hard place you’re in with your finances. A cash advance Brisbane could be exactly what you need to get on top of the hustle and bustle of expensive city life.

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How much do cash loans Brisbane cost?

We offer 3 types of cash loans that all carry different costs. The first type we offer is small personal loans. These range from $300 to $2,000, are unsecured and repaid over a 12 month period.

The costs associated with small personal loans are:

  • A 20% establishment fee
  • A 4% monthly fee

Furthermore, the second type of cash loans Brisbane we offer are medium secured personal loans. As the title suggests, these loans are secured with either your car, motorbike or caravan. Medium secured personal loans range from $2,001 to $4,600 and are repaid over 13 to 24 months.

The costs associated with these loans are:

  • A $400 establishment fee
  • An annual percentage rate of 48%

The final type of loan we offer is a large secured personal loan. The secured loans range from $5,000 to $10,000 and are also repaid over a 13 to 24 month period.

The costs associated with large secured personal loans are:

  • An Annual Percentage Rate of 21.24%

You may also be charged extra fees if you fail to make a payment without making us aware of your financial siutation.

For more information on the standard costs of cash loans Brisbane, check out Moneysmart.

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How do I repay my cash loans Brisbane?

Before you sign your electronic contract, one of our lovely customer service attendants will ask you to select a day – either weekly, fortnightly or monthly – on which you’d like the payments to come out of your account. Normally it’s a good idea to set this day in line with your payday so you always have money in your account. Then we’ll organise for the money to be directly debited out of your account on that day for the full term of your cash advance Brisbane.

By using direct debits, you won’t need to remember to make a payment or even have to think about them at all. The money will just come out automatically. Then, once you’ve paid off your loan, the payments will stop automatically so you don’t need to worry about organising that yourself. It’s all done for you.

It also won’t cost you anything to pay out your loan early. If you decide you want to throw some extra money on your payments to pay out your loan early, we won’t charge you to do so. Many lenders charge early exit fees so they don’t miss out on that interest, not us! As a result, it won’t cost you a thing to pay your cash loans off early. In fact, you’ll end up saving money on interest and monthly fees! We’ll always encourage our clients to pay out their loan as quickly as possible. Without hindering their financial situation, of course.

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What are the types of cash loans Brisbane has to offer?

Jacaranda Finance offers several types of fast cash loans Brisbane. No matter what situation you’re in, we’ll have a loan for you! It’s completely up to you what you need that extra cash for.

The instant cash loans Brisbane you can apply for are:

  • Small personal loans
  • Medium secured personal loans
  • Rental bond loans
  • Car loans
  • Car Repair/ registration loans
  • Boat loans
  • Motorbike loans
  • Bad credit loans
  • Emergency expenses
  • Unexpected day to day bills
  • Medical loans
  • Holiday/travel loans
  • Debt consolidation loans
  • Dental loans
  • Furniture finance

We offer all these loans in the fraction of the time of banks and other more traditional lenders. As a result, the world is your oyster with Jacaranda Finance cash loans Brisbane.

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Can I get instant cash loans Brisbane?

We offer one of the fastest loan services in the country! You can apply, get approval and receive your money all before you take your all in one day! However, this is subject to the time of day you are applying, if we require any additional information and the third-party transfer policies of your bank. As we mentioned before, our cash loans Brisbane application form could take you just minutes to complete. From there, we’ll let you know if we’re able to make you an offer or not so not to waste anyone’s precious time. If you receive a conditional approval from us, it may only take us 60 short minutes to finish processing your application and putting together our best offer if you have applied within business hours. Just sit tight, if you don’t hear from us within the hour, we will get in touch as soon as we can!

Once we’ve made contact to go over some final details, we’ll send you an electronic loan contract. After we have received your signed contract, we’ll transfer your cash advance Brisbane straight to your nominated bank account. The amount of time it takes for that cash to reflect in your bank balance will depend on the policies of the bank you are with. And that’s it! We really are that fast!

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Do you do credit checks on cash loans Brisbane?

As a part of our responsible lending policy here at Jacaranda Finance, we do perform credit checks on our applications and will not approve a loan that we don’t think you can afford.

However, we are a lot more lenient than most traditional lenders as we believe that everyone deserves a fair go and a second chance. So, why not apply now and we can discuss your options?

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Can I get cash loans Brisbane if I am receiving Centrelink?

You’re welcome to apply!
At Jacaranda Finance, we believe in financial inclusion for all Australians. Therefore, we welcome all loan applicants, regardless of whether their income is from Centrelink or work wages. If you have been receiving regular payments into a personal bank account for at least 3 months, you may still be eligible to apply for one of our cash loans Brisbane.

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Can I still apply for cash loans Brisbane with bad credit?

Absolutely!

As we said, we tend to be more lenient than traditional lenders when it comes to our quick cash loans Brisbane.
At Jacaranda Finance, we believe that everyone deserves a second chance.
We understand that sometimes things happen in life that are out of our control and some of us need a hand up to move forward in a positive financial direction.

While we do adhere to responsible lending and conduct credit checks, we are firm believers in always looking at the bigger picture. This means that we’ll look past your credit score at your income, expenditure and overall relationship with money to determine your ability to repay the loan you have applied for. Bad credit won’t count you out straight away.

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Is this the right product for me?

Who is this product for?

Residents in Brisbane looking for a fast cash loan.

To be eligible to apply for a cash loan Brisbane, you need to be 18, have a regular source of income, be an Australian permanent resident and have a valid mobile number and email address.

What repayment terms do you offer?

Repayment terms range from 12 – 24 months. Repayment terms will vary depending on each applicant’s financial situation.

Loan types available

Fixed

Who is the lender?

Jacaranda Finance

Am I eligible for cash loans Brisbane?

As responsible private money lenders, we must have certain criteria in place to ensure that our clients are able to repay their bank loans Queensland. To qualify for a cash loan with Jacaranda Finance, you must be:

  • Over the age of 18
  • An Australian citizen or permanent resident
  • Receiving a regular income for the last 90 days
  • Have a valid mobile number and email address

What are you waiting for? Apply Now!

We can’t see why you wouldn’t be but if you are not happy with your application experience with Jacaranda Finance then you can withdraw your request at no cost!

So what are you waiting for? Start your journey with Jacaranda Finance today and get back onto the path to financial happiness!

How customers rate Jacaranda

Cash loans Brisbane up to $10,000 | Fast approval Overall rating: 4.8 out of 5 based on 59 reviews.

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Fast & Safe Loans

Small Personal Loan

Loan Amount

Minimum
$300


Maximum
$2,000

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Terms

Minimum
12 Months


Maximum
12 Months

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Costs

Up to 20% Establishment Fee
+ monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

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Medium Personal Loan

Loan Amount

Minimum
$2,100


Maximum
$4,600

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Terms

Minimum
13 Months


Maximum
24 Months

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Costs

Annual Percentage Rate (APR) starts at 12%
Comparison Rate is 20.56% per annum.

This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 48%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $555.83 (reducing interest*) = $3955.83 total repayable over 18 months with weekly installments of $50.71.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $1081.85 (reducing interest*) = $5981.85 total repayable over 24 months with weekly installments of $57.51

* Reducing intertest means that the 48% APR is applied to the outstanding balance on a loan. When a loan repayment is made, the loans outstanding balance goes down and the APR is applied to that lower balance. Therefore, the interest component of the loan will constantly reduce (as long as repayments are being made!) - thus it is called reducing interest.
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Large Personal Loan

Loan Amount

Minimum
$5,000


Maximum
$10,000

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Terms

Minimum
13 Months


Maximum
36 Months

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Costs

Annual Percentage Rate (APR) is 12%
Comparison rate is 19.88% per annum.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Invoice Icon

Examples

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $1831.16 (Interest) = $6831.16 total repayable over 18 months with weekly installments of $87.57.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5041.72 (Interest) = $15041.72 total repayable over 24 months with weekly installments of $144.63.

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