What is a cash loan Brisbane?
A cash loans Brisbane is a fast approval loan usually approved within 60 minutes.
There is no paperwork to hand into a branch in fact you don’t even have to leave the house or office.
All you need is an internet capable device to fill out our easy 4 minute application and your done!
How do I get a cash loans Brisbane?
No problem! As long as you are an Australian resident, are 18 and have regular income you can apply for a cash loans Brisbane!
Check out our slider at the top of the page to see if your eligible for a cash loans Brisbane.
Brisbane based finance company!
Jacaranda are private money lenders Brisbane, we are based in Brisbane and are a local operated and owned business.
Why is that important to me I hear you ask!
This means for you that your application will be processed faster because there are no pesky differences in time such as daylight saving.
Our business hours are the same as yours so there is no worry about getting those applications in on Sydney time or missing the call centre because they work on daylight saving.
It’s just another reason why Jacaranda finance is the one for your Brisbane cash loans!
Do you do no credit check loans Brisbane?
As a part of our responsible lending policy here at Jacaranda Finance we do perform credit checks on our applications and will not approve a loan that we don’t think you can afford.
However we are a lot more lenient than most traditional lenders as we believe that everyone deserves a fair go and a second chance. So apply why not apply now and we can discuss your options.
What if I’m receiving a Centrelink payment?
If you are receiving at least $400 a week or $800 a fortnight into a personal bank account, you will be eligible to apply for one of our cash loans Brisbane.
What if I have bad credit, can I still apply for a Brisbane cash loan bad credit?
We are more lenient than traditional lenders when it comes to our Cash loans Brisbane bad credit requirements.
We believe that everyone deserves a second chance.
We understand that sometimes things out of our control happen in life and some of us need a hand up to move forward in a positive financial direction.
We do however still have to adhere to strict responsible lending criteria.
Go ahead and apply it will only take you 4 minutes, that’s less time than an add break from your favourite TV show!
Is this the right product for me? Use the table below to decipher if it is right for you or not.
|Who is this product for?
||Residents in Brisbane looking for a fast cash loan
|To be eligible to apply for a cash loan Brisbane
||You need to be 18, have a regular source of income and an Australian resident.
|What repayment terms do you offer?
||Range from 1-12 months. Repayment terms will vary depending on each applicant’s financial situation.
|Loan types available
What are you waiting for? Apply Now!
We are 100% online that means no paperwork and managing your time and cash just got a whole lot easier.
Finally, We can’t see why you wouldn’t be but if you are not happy with your application experience with Jacaranda Finance then you can withdraw your request at no cost!
So what are you waiting for? Start your partnership with Jacaranda Finance NOW! and get back onto the path of financial happiness!
Example of how our small personal loans work.
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Example of how our medium secured personal loans work.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.