Discover Jacaranda Finance



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$300 $4600
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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Cash loans Brisbane, instant approval, 100% online!

Cash loans Brisbane up to $4,600, Fast approval

Ever been stuck between a rock and a hard place when it comes to your finances? Perhaps you feel like you’re just running between them, picking up more and more bruises as you go with not a dollar in sight to soften the blow. It doesn’t matter where you are in Australia, Jacaranda Finance will give you a soft platform to land on. We offer cash loans Brisbane to anyone in this city that needs a bit of padding.

Brisbane is recognized as one of the fastest growing cities in Australia. Living in a fast growing city generally means you can expect the cost of living to be fast growing as well. Whether you rent, own or you’re just visiting, you could be paying top dollar just to live somewhere even remotely central. Even if you’re living more towards the outskirts of Brisbane, you might still have the added costs of transportation. Whatever your expenses are, life in Brisbane can get very expensive.

Therefore, cash loans Brisbane will definitely come in handy every now and then. Jacaranda Finance has some of the best fast cash loans Brisbane has to offer! Not sure what we’re talking about? Keep reading to find out how to get your instant cash loans Brisbane!

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Who is Jacaranda Finance?

Jacaranda Finance is Australia’s fastest growing short-term cash loan lender. Fast finance for a fast-growing city – Brisbane! We have worked with over 22,000 Australians to achieve their cash loan goals and pride ourselves on being second-to-none.

It is also a huge advantage being 100% online. We’ll look at just 90 days of bank statements and a Centrelink Income Statement if you receive one. As a result, we can offer a quick loan service tailored to our customers – without tedious paperwork.

Further, we pride ourselves on being responsible lenders. So, you will never get any nasty surprises with your Jacaranda Finance cash loans Brisbane.

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What are cash loans Brisbane?

Our quick cash loans Brisbane are designed to be the padding you need when you keep getting hit with expense after expense. Living in Brisbane can get quite costly and it can be really easy to let your finances get on top of you. That’s where fast cash loans Brisbane come in.

Applying for an instant cash advance Brisbane will be the easiest thing you do all day. Our applications are completed 100% online so there’s no paperwork or to print off and send back or pages of documents to rifle through. You can apply for quick loans Brisbane in just minutes and see the funds in your account that same day!

Let Jacaranda Finance help you get yourself out from between the rock and the hard place you’re in with your finances. A cash advance Brisbane could be exactly what you need to get on top of the hustle and bustle of expensive city life.

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How much do cash loans Brisbane cost?

We offer 2 types of cash loans that both carry different costs. The first type we offer are small personal loans. These range from $300 to $2,00, are unsecured and repaid over a 12 month period.

The costs associated with small personal loans are:

Furthermore, the second type of cash loans Brisbane we offer are medium secured personal loans. As the title suggests, these loans are secured with either your car, motorbike or caravan. Medium secured personal loans range from $2,001 to $4,600 and are repaid over 13 to 24 months.

The costs associated with these loans are:

For more information on the standard costs of cash loans Brisbane, check out Moneysmart.

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How do I repay my cash loans Brisbane?

Before you sign your electronic contract, one of our lovely customer service attendants will ask you to select a day – either weekly, fortnightly or monthly – on which you’d like the payments to come out of your account. Normally it’s a good idea to set this day in line with your payday so you always have money in your account. Then we’ll organise for the money to be directly debited out of your account on that day for the full term of your cash advance Brisbane.

By using direct debits, you won’t need to remember to make a payment or even have to think about them at all. The money will just come out automatically. Then, once you’ve paid off your loan, the payments will stop automatically so you don’t need to worry about organising that yourself. It’s all done for you.

It also won’t cost you anything to pay off your loan early. If you decide you want to throw some extra money on your payments to pay out your loan early, we won’t charge you to do so. Many lenders charge early exit fees so they don’t miss out on that interest, not us! As a result, it won’t cost you a thing to pay your cash loans off early. In fact, you’ll end up saving money on interest and monthly fees! We’ll always encourage our clients to pay out their loan as quickly as possible, without hindering their financial situation, of course.

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What are the types of cash loans Brisbane has to offer?

Jacaranda Finance offers several types of fast cash loans Brisbane. No matter what situation you’re in, we’ll have a loan for you! It’s completely up to you what you need that extra cash for. The only thing you can’t use your cash loans Brisbane for is to pay off another cash loan.

The instant cash loans Brisbane you can apply for are:

We offer all these loans in the fraction of the time of banks and other more traditional lenders. As a result, the world is your oyster with Jacaranda Finance cash loans Brisbane.

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Can I get instant cash loans Brisbane?

You sure can! We offer one of the fast loan services in the country! You can apply, get approval and receive your money all before you take your lunch break! As we mentioned before, our cash loans Brisbane application form only takes about 4 minutes to complete. From there, we’ll let you know immediately if we’re able to make you an offer or not so not to waste anyone’s precious time. Furthermore, if you receive a conditional approval from us, it will only take us 60 short minutes to finish processing your application and putting together our best offer.

We’ll get in touch with you within that hour to go over some final details and then we’ll send you your electronic contract. Once you’ve signed the contract and emailed it back to us, we’ll transfer your cash advance Brisbane straight to your nominated bank account. And that’s it! We really are that fast!

Most of our clients will see the funds in their account that same day. However, it is dependant on the policies of the bank you are with.

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Do you do credit checks on cash loans Brisbane?

As a part of our responsible lending policy here at Jacaranda Finance, we do perform credit checks on our applications and will not approve a loan that we don’t think you can afford.

However, we are a lot more lenient than most traditional lenders as we believe that everyone deserves a fair go and a second chance. So why not apply now and we can discuss your options.

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What if I’m receiving a Centrelink payment?

You’re welcome to apply!
If you have been receiving regular payments into a personal bank account for at least 3 months, you will be eligible to apply for one of our cash loans Brisbane.

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Can I still apply for cash loans Brisbane with bad credit?


We are more lenient than traditional lenders when it comes to our quick cash loans Brisbane.
At Jacaranda Finance, we believe that everyone deserves a second chance.
We understand that sometimes things happen in life that are out of our control and some of us need a hand up to move forward in a positive financial direction.

However, we do still have to adhere to strict responsible lending criteria.

Go ahead and apply it will only take you 4 minutes, that’s less time than an ad break from your favourite TV show!

how it works question

Is this the right product for me?

Who is this product for?

Residents in Brisbane looking for a fast cash loan.

To be eligible to apply for a cash loan Brisbane you need to be 18, have a regular source of income and an Australian resident.

What repayment terms do you offer?

Repayment terms range from 1-12 months. Repayment terms will vary depending on each applicant’s financial situation.

Loan types available

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum


Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.


weeks minumum
weeks maximum


Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum


Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.


months minumum
months maximum


Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Cash loans Brisbane up to $4,600, Fast approval Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

5 5 1
Very fast easy to apply thank you so much