Discover Jacaranda Finance



We give you the outcome of your application with 60 minutes


Quick Turnarounds & Decisions
$300 $4600
Adjust the above slider to your desired loan amount
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Refer a friend

If your family or friends are in the market for a personal loan, then we would love to hear from them!

If you are a current Jacaranda customer, and you refer a family member or friend to Jacaranda who subsequently is determined to be suitable for a loan and approved, we will give you up to $100 CREDIT* as a discount on your existing loan with Jacaranda.

The process is easy – simply make sure your family member or friend quotes your customer number to Jacaranda during their first application for you to claim the offer.

If they submit the application via the website, they should enter your customer number in the ‘promo’ section of the online application form. If they submit the application over the phone, they should quote your customer number over the phone to the operator setting up their application. 

*Contact us for a full copy of the terms and conditions relating to this offer.

Remember to make sure that you've asked each person for their consent to provide their information to us, and informed them that Jacaranda Finance will be contacting them if you request that we contact your friend or family member. 

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum


Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).


weeks minumum
weeks maximum


Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum


Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.


months minumum
months maximum


Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Refer a friend Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

5 5 1
Very fast easy to apply thank you so much