Renovation Loan

If it’s time to spruce up your home, a renovation loan could give you the boost you need.

Renovation Loan

If it’s time to spruce up your home, a renovation loan could give you the boost you need.

Tick100% Online
TickEasy Application
Tick$1,000 - $15,000
Tick60-Minute Outcomes*
TickInstant Transfers**
TickBad Credit OK

Any credit score

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Putting off home improvements?

A renovation project can be a big expense to take on. According to Suncorp, average renovation costs can vary from $60,000 to $70,000. It’s no wonder that people might put off their home renovation plans! If you’ve been avoiding your home renovations for too long, you might want to consider a home renovation loan.

Renovation Loans Australia

Jacaranda Finance provides quick and easy personal loans for home renovations. Our personal loans range from $1,000 to $15,000. So, no matter if the job is big or small, a loan from Jacaranda Finance can get you started.

We are one of the fastest online lenders in Australia. In general, we process our loans within 60-minutes* (if applied for within our business hours). If you have an NPP-enabled bank account (which is 90% of bank accounts), you could have your cash in 60-seconds** from approval. When you need a fast cash loan, turn to Jacaranda Finance.

Putting off home improvements?

A renovation project can be a big expense to take on. According to Suncorp, average renovation costs can vary from $60,000 to $70,000. It’s no wonder that people might put off their home renovation plans! If you’ve been avoiding your home renovations for too long, you might want to consider a home renovation loan.

Renovation Loans Australia

Jacaranda Finance provides quick and easy personal loans for home renovations. Our personal loans range from $1,000 to $15,000. So, no matter if the job is big or small, a loan from Jacaranda Finance can get you started.

We are one of the fastest online lenders in Australia. In general, we process our loans within 60-minutes* (if applied for within our business hours). If you have an NPP-enabled bank account (which is 90% of bank accounts), you could have your cash in 60-seconds** from approval. When you need a fast cash loan, turn to Jacaranda Finance.

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Get your cash in 60 seconds once approved*

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Home renovation loan options

We offer three types of renovation loans: small loans, medium loans, and large loans.

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $1,000 to $2,000 12 months
Medium Loan Secured $2,100 to $4,600 13 to 36 months
Large Loan Secured $5,000 to $15,000 13 to 36 months

How Jacaranda’s rental bond loans work

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Our tech

We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.

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Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.

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Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

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60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How to be approved for a house renovation loan

While our loan processing times are always fast, there are things you can do to ensure you get the fastest outcome possible.

Use our quick and easy online application form

You can complete your application in three easy steps:

  1. Apply online and provide all required supporting documents;
  2. Get your quick outcome and sign your loan contract;
  3. Receive your cash.

Supporting documents

In order to process your application, we must receive copies of the following supporting documents and information.

  • Basic personal information (name, date of birth, address);
  • 100 points of identification;
  • The reason for your loan;
  • Your online banking login details and employment information.

Sign your contract

We can only transfer your funds when we have received your signed loan contract. To ensure you receive your funds as fast as possible, please ensure you send your signed contract through to us during our business hours. Otherwise, your request will be processed first thing the next business day.

Be available to supply more information

If we need more information to complete your application, please ensure you’re contactable. We won’t be able to complete your application until we receive all the documentation we need from you.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.