If you’re among the huge percentage of Australians who rent, rather than own, their homes, you will be well aware of how rental bonds work. Basically, a rental bond is an amount you have to pay before moving into a new rental property. The end goal, if you’ve taken good care of the home, is to get the full amount back when you move out. However, things don’t always go to plan. You might be left a little short when it comes to paying the bond for your new place. That’s where rental bond loans come in handy.
Jacaranda Finance rental bond loans have no hidden fees, no early payout costs, no paperwork and simple repayments. It’s as simple as that! If you’re in the market for a new place to call home but keep missing out because of rental bond barricades, we’re here to help!
Believe it or not, our rental bond loans differ from those of more mainstream lenders. There is no such thing as exclusions or paying for a premium package. With us, you’ll get the best rental bond loan experience – every time!
Our rental bond loans are simple, fast, convenient and secure. Even if you’re having to move in a hurry and time is of the essence. Apply for a rental bond loan from us and get back to worrying about the important stuff, like not braking nana’s vase and finding the perfect spot for your couch.
We know that taking on a rental bond loan can be a big decision. Therefore, we believe that submitting the loan application shouldn’t be. We strive to make our application process as stress-free as it can be so you can focus on finding the rental property of your dreams. We don’t believe anyone should have to sacrifice the things they want in life just because of numbers. So, that’s what we’re here for – to blank those numbers out and replace them with thousands of happy customers!
Moving house can be really stressful. Especially when you think about how you’re going to just pick up your entire life’s belongings and move them to a new location. Moving house can also be very expensive. You have to take into consideration the cost of the removalist truck, whether you have to set up internet and electricity and, of course, the cost of revamping the interior design. Because new house, new decor, right?
So, in light of all this stress and all these costs, anyone would benefit significantly from rental bond loans. Perhaps there is a delay in the refund of your bond for some reason. Maybe an amount has been deducted from it to cover cleaning or damages. Or maybe you’ve had to move in a hurry and haven’t had time to save up the money. Or maybe you’re moving to a lush new house and the bond amount has naturally increased.
Whatever the reason, rental bond loans can help you cover it! Your main focus should be on the actual process of moving, just leave the rest to us!
A rental bond loan can also give you the cash you need to secure a property that’s in high demand. We know how competitive the rental market can be. So, we’re here to help you lock in your dream home in any way we can.
We sure do! Whether you’ve after rental bond loans QLD, rental bond loans NSW or rental bond loans Victoria, it doesn’t matter! Our loans are for all Australians, no matter where you are in the country. Even if you’re looking to rent a house out in whoop whoop! Because our loans are 100% online, you can apply for them anywhere in Australia and at any time!
If you’re after rental bond loans Brisbane, we’ve got you covered! Like we said, it doesn’t matter where you are in Australia, we’ve got rental bond loans for everyone! It doesn’t matter if you’re wanting rental bond loans NSW, rental bond loans QLD, rental bond loans Victoria or rental bond loans Brisbane – the application process is exactly the same, regardless of where you are in the country.
At Jacaranda Finance, your credit history is just that – history! We want to treat our customers like friends. Therefore, we always commit to assessing your current situation, not judging your past mistakes. So, while we do conduct credit checks, this is not the only thing we look at. By looking at just 90 days of your bank statements and Centrelink income statements (if you have one), we’re able to get a much more accurate representation of your true financial situation and ability to repay your loan.
We prefer to focus more on your income and current spending habits rather than past mistakes. If you do have bad credit and your application wasn’t approved, that may not actually have anything to do with your credit score. We will never lend money to someone who isn’t able to repay their loan and generally, this is a reflection of your current income and expenditure.
Anytime you need!
As our services are 100% online, you can use them at any time of the day! Perhaps you’ve gone to inspect a house at 6:00 at night and it turns out to be a must-have. The quicker you can pay the rental bond the quicker you can call it home. Jump online, no matter what time of day, and submit a rental bond loan application with us. If we’re out of the office, your application will be of the first we look at when we’re back at our desks. You could be signing the lease by lunchtime!
Although you can apply for rental bond loans 24/7, we do have select business hours where we are on the phones approving applications. The times that we’re in the office are:
Monday to Thursday: 8 am – 6 pm
Friday: 8am – 4pm
If you submit an application within those hours, you’ll hear from us within the hour! Otherwise, it will take us a little longer to get back to you if you apply outside of these hours. However, we can assure that your applications are always our priority!
Whether you’re a new customer or an existing one, our figurative doors are always open!
Your best bet for contacting us for general information is via email at email@example.com.
However, if your question relates to your loan and you’re not comfortable disclosing your query via email then please feel free to call us on 1300 189 823. We’ll always do a security check when you call us and will never give the details of your loan to anyone. Our brilliant customer service team are always happy to answer whatever questions you throw their way.
If you need a balance statement, that’s something you’ll want to email us for. However, if you’re wanting to change your payment dates or have had a change in your financial circumstances, give us a call as this a bit more time sensitive.
If you need to apply for a new loan, just submit an application on our website. We’ll pick up that you’re an existing client but, we’re legally required to do another assessment, just in case your circumstances have changed. Otherwise, you’re always more than welcome to send us a message on Facebook as we have our new AI bot set and ready to answer your questions.
An AI bot is an artificial intelligence live chat solution that is basically just a computer program that enables natural conversations with customers. We’ve built our bot to help us deliver 24-hour customer service excellence. Her name is Dani and, unlike us humans, she doesn’t need sleep so she is available 24/7 to answer your questions. You can chat to Dani either via our website or through the Facebook page – you just message us as per usual and Dani will be the first to respond. On our website you’ll see a little message bubble on the bottom right-hand side of the page, just click that and type in your rental bond loans question.
Dani is still new so, like anything in the beginning stages, she’ll take some time to get everything completely right. However, she’s already pretty smart and can answer any basic questions you may have. If you’re still lacking a little clarity on your question, don’t worry, Dani will pick up on any confusion and ask you if you’d like to talk to someone else from our team.
At Jacaranda Finance, we’re always working to make your experience that much more convenient, enjoyable, and, more importantly, instant.
As we have 2 types of rental bond loans, there are a few different numbers. However, we pride ourselves on transparency which means that the numbers we give you here are all you’re ever going to see. No hidden fees, no surprise charges, just what’s in front of you know. That’s our promise! The costs associated with our small personal loans and medium secured personal loans are:
Small personal loans:
- A 20% establishment fee
- A 4% monthly fee
- A $35 dishonour fee charged if payments are missed
Medium secured personal loans:
- A $400 establishment fee
- An annual percentage rate of 48%
- A $35 dishonour fee charged if payments are missed
To get a better idea of the standards costs of rental bond loans, check out the Moneysmart website.
Basically, if you miss a payment without communicating with us, you’ll be charged a dishonour fee for that missed payment. The way payments work is that we’ll ask you to select a day in which you would like your loan repayments to come out of your account. We’ll then set up for your payments to be directly debited from your account on that day for the life of your loan. These payments are automatic so you’ll never even have to think about them. They’ll just come out of your account.
Of course! As we mentioned before, there are no early exit fees with our rental bond loans. You’ll actually be rewarded by paying your loan out early by saving money on interest and monthly fees. So, whenever you’ve got a few spare dollars, throw them onto your loan payments and put them behind you as quickly as possible!
Good! Head back to our homepage and get started with your rental bond loans application! Jacaranda Finance is here to help you move into that beautiful new house as quickly as possible. Apply for your rental bond loans today and sign the lease to your dream house tomorrow!