Home > Are You Looking For Same Day Loans Today? Jacaranda Could Help!

Are You Looking For Same Day Loans Today? Jacaranda Could Help!

Personal Loans up to $15,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Can I Get Same Day Loans?

Are you currently faced with an unexpected bill that you’re struggling to pay? If you’re looking for same day loans, then you might be in luck! Sometimes we need a little extra cash to tip us over till our next paycheck. Things happen out of the blue that we can’t always be prepared for, we get it. So, at Jacaranda Finance, we can provide same day cash loans to Aussies in need of cash today!

What Are Same Day Loans?

Same day loans are for those who are looking to settle an unexpected bill that day so that they can continue on with their lives stress-free. Unlike other lenders, we offer a fast service where you could see the cash in your pocket by the end of the day.

At Jacaranda Finance, we aim to get you the funds you need on the same day that you apply for them! Although we can’t guarantee you will receive your money on the same day you apply, it is possible.

Depending on when you apply and your eligibility, we could approve your application within an hour. Then, once we’ve done our part, you could receive your cash in 60 seconds if your bank has NPP-enabled payments.

Why Might A Same Day Loan Be Needed?

We offer small, medium and large personal loans to help people cover unexpected bills. They are typically used in emergency financial situations given their fast turnaround. For example, if your car breaks down one morning and you don’t have the cash to get it fixed, a small same day loan could help you cover the repair costs so you can get the kids back to school sooner rather than later.

We have a loan for every situation. A simple solution for your financial setback. We have helped loads of Aussies getting the cash they need, whether it’s an unexpected medical bill or dental bill or just some extra cash to get you through to the end of your summer holiday, we’ve got you covered. Our personal loans are valued between $1,000 and $15,000 and can be yours today! To get started, simply scroll up to the top of this page and apply using our loan calculator. If you have any further questions, it might be worth checking out our FAQ page.

Who Are Jacaranda Finance?

Jacaranda Finance isn’t just another loan company. We care about our customers and their finances. So, we want to help them overcome both small and big hurdles to get their lives back on track.

We are a 100% online lender, which means you can apply at a time that suits you. Though our application is all online, we do still have friendly faces working away to answer any questions you might have. If you’re unsure of anything during your application, remember that if you call during business hours, we’ll be on the other end of the line ready to help. If you need to speak to outside of working hours, drop us a message on our contact page and we’ll get back to you as soon as we’re available.

We strive for complete transparency with our fees and charges, so there’s no need to worry about any hidden fees arising down the line. Ultimately, you will be able to simply focus on making repayments with a lender you can trust.

How Can We Help?

Jacaranda’s short term loans can help cover a range of expenses you might need assistance with. Our loans come in three different sizes and all give you the opportunity to choose from a selection of flexible repayment plans.

Here are more details about our loan products:

Small Personal Loans Valued from $1,000 up to $2,000 that can be repaid over 12 months. These loans will typically be unsecured.
Medium Personal Loans Valued from $2,100 up to $4,600 that can be repaid anytime between 13 – 36 months. These loans will typically be secured to an asset.
Large Personal Loans Valued from $5,000 up to $15,000 and can be repaid anytime from 13 – 36 months. These will need to be secured to an asset.

For more information on our loans, including interest rates, head to our costs page today.

If you take out a loan whilst waiting for money to come into your account, you are entitled to pay off the loan in one payment at any time. This can reduce your chances of paying interest that can increase over time.

What Happens If I Miss A Scheduled Repayment?

The best thing for you to do if you miss a repayment is to get in touch immediately. Whilst it will show up on our system, we will need to hear from you to get an understanding of why the payment has been missed. Once we’ve had a chat, we can then work out how to deal with the situation in a way that will be best for both parties.

If you need to change your repayment schedule down the line, you can do this by simply getting in touch with us. Our team are experts when it comes to scheduling repayments to a time that suits you. Our promise to remain ethical during our service means that you will be treated with honesty and respect throughout. We will do our best to make sure that you are aware of all of the costs of your loan, including interest rates which might change as you reschedule your payments.

Are There Same Day Loans For Bad Credit?

Whilst we can’t guarantee a no credit check loan, we can still promise to give you a fair go. We do offer loans to people with bad credit scores, but we will need to be able to see that your relationship with your finances has been consistent in recent times.

If you’re unsure of your credit score, there are three big reporting companies that offer a free annual credit report each year. Visit Equifax, Illion or Experian to view your credit file consisting of an overview of your earnings, outstanding debts and any defaults or infringements you might have made in the past.

We Lend Responsibly

At Jacaranda Finance, we believe in responsible lending, and therefore will not give you a loan if we do not believe you are unable to repay it. This doesn’t mean that you shouldn’t apply if you have bad credit, rather we ask you to be able to prove that you are in a stable financial situation.

If you’re on Centrelink and are looking for same day loans, go ahead and apply with us. We consider Centrelink to be sufficient income and alternatively, you may be able to qualify for an unemployed loan.

Who Can Apply For Same Day Loans?

Although we cannot guarantee same day approval loans for applicants, we could offer you a loan within the same day if you meet all our requirements. In order to be eligible for a loan with us, you need to be:

  • 18 years of age or older;
  • Able to prove that you’ve been earning a regular income for at least the last 90 days;
  • An Australian citizen or permanent resident;
  • Holder of an active mobile number and email address.

If you’ve said yes to the above, then why not get started today? Scroll to the top of this page to apply for a personal loan today!

In some cases, we are required to call your employer to confirm your employment. Our team of highly trained operators act discretely and would never disclose any personal information about your application.

How Can I Apply For Same Day Loans?

Applying for a loan with us is fast and easy. All you need is a few minutes to complete our 100% online application from the comfort of your home. To apply, follow these simple steps:

Step One

To get started, scroll to the top of this page where you will find out loan calculator. Using this, enter the amount of money you wish to borrow. You will also be able to choose a repayment schedule that suits you. We usually recommend you align these payments to your payday. We can set up a direct debit payment for you that will be automatically stopped once everything is paid off.

Step Two

We then assess your application once it’s been submitted. All your work is done, for now, so sit back and relax while we check to see if we can approve your loan. We aim to get this all done in under 60 minutes, so don’t go too far! This does depend on when you apply though, AEST business hours being our speediest times. If however, you apply out of those hours, we will get back to you as soon as we are back in the office.

Step Three

Wait for your cash! If you’ve been approved, you will be sent a contract for you to read, sign and send back to us. Then we will release the money into your account. Then it’s just a matter of moments before the cash will drop into your account. Cash delivery times will depend on the bank you use. If your bank has NPP-enabled payments, you could see the cash in your account in as little as 60 seconds! To check if they do, click here.

That’s it! With these simple steps, you should be well on your way to getting same day loans.

How To Get A Hassle-Free Loan

We want to make your application process with us as swift as possible. For that matter, we’ve compiled a list of personal information you’ll want to have handy to speed things up. Here’s what you’ll need:

  • Personal information, including name, D.O.B. and address;
  • 100 points of identification;
  • Reason why you need a loan;
  • Your internet banking credentials;
  • MyGov details (if applicable);
  • Employment information and contact details.

We stay abreast with the latest technology to make sure your information is secure when using our service. We will look at your online banking profile to view your spending habits and any other relevant information. Your information is safe with us and will only be accessed by our team in a read-only format.

More from Jacaranda

Now you know how you could get your hands on same day loans, why not get started now! Apply with Jacaranda Finance for a simple application and you could have an outcome within as little as 60-minutes (subject to AEST business hours). We know that sometimes people need cash instantly and that’s why we work hard to make get you the cash you need as quickly as possible.

We love hearing from you, so if you’ve used our service in the past or are considering getting a loan with us today, let us know. You can speak to our team on Facebook Messenger, our contact form or over the phone, on 1300 189 823. You won’t be able to apply with us over the phone but we can certainly help you with any questions you might have along the way.

Alternatively, you can keep up to date with the latest in finance and lifestyle by taking a look at our blog.

Looking for a rent arrears loan? find out more here!

Read Jacaranda’s guide to getting a car loan!

Get to know more about personal loan rates with Jacaranda!

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Reviews current as of June, 2021.

Our low rates

Our low rates

💰 Personal Loans starting from 8.69% (12.05% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.