Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
How do I get approved?
Start the application processApply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Same Day Loan Details
Loan amount from | $5,000 – $15,000 |
---|---|
Loan terms | 9 – 24 months |
Interest rate from | 11.42% p.a |
Comparison rate from | 14.49% p.a. |
Type of rate | Fixed |
Repayment type | Weekly, fortnightly or monthly |
Average turnaround | 60-minutes |
Early exit fee | $0 |
Monthly fee | $0 |
Establishment Fee | $249 – $990 |
Our same day loans
Jacaranda Finance is a 100% online lender that specialises in delivering same day loans from $2,500 up to $15,000. We understand that when you need cash for an emergency, there’s no time to waste. That’s why we offer fast approvals within one-hour2 and instant transfers in just 60-seconds3. So, when you need cash as soon as possible, look no further than Jacaranda Finance.
What can you use a same day loan for?
From car repairs to medical bills, we receive same day loan applications for a variety of reasons. Whether you need urgent financial assistance for yourself, your pet, or car, you can apply for a same day loan to help cover the costs. We offer medical loans, car repair loans, dental loans, bad credit loans, vet bills, and plenty more.
- 100% Online
- 60-Minute Outcomes2
- Flexible Repayments
- Instant Transfers Once Approved3
- Australian-Based
Get your cash in 60-seconds once approved3
How Jacaranda can provide a same day loan
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Last updated: 03/05/2022

Am I eligible for a personal loan?
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Be at least 18 years of age
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Be an Australian citizen or permanent resident
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Have a consistent income into your bank account for the last 90-days
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Have an active email address, phone number, and online banking account, in your name, that belongs to you

What you’ll need to apply
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Basic personal information (i.e. full name, address, D.O.B)
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Online banking details
There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you