Same Day Loans
Are you in need of fast cash and can’t wait days for a loan outcome? You’ve come to the right place.
I would like to borrow
$5,000
$and pay it back over
17 months
$159.53
estimated
Estimated repayments starting from
Done in 8 mins
688 people
have applied today
GOOGLE RATING
2,000+ reviews
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
How do I get approved?
Start the application process
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Same Day Loan Details
| Loan amount from | $5,000 – $15,000 |
|---|---|
| Loan terms | 9 – 24 months |
| Interest rate from | 11.42% p.a |
| Comparison rate from | 14.49% p.a. |
| Type of rate | Fixed |
| Repayment type | Weekly, fortnightly or monthly |
| Average turnaround | 60-minutes |
| Early exit fee | $0 |
| Monthly fee | $0 |
| Establishment Fee | $249 – $990 |
Our same day loans
Jacaranda Finance is a 100% online lender that specialises in delivering same day loans from $2,500 up to $15,000. We understand that when you need cash for an emergency, there’s no time to waste. That’s why we offer fast approvals within one-hour2 and instant transfers in just 60-seconds3. So, when you need cash as soon as possible, look no further than Jacaranda Finance.
What can you use a same day loan for?
From car repairs to medical bills, we receive same day loan applications for a variety of reasons. Whether you need urgent financial assistance for yourself, your pet, or car, you can apply for a same day loan to help cover the costs. We offer medical loans, car repair loans, dental loans, bad credit loans, vet bills, and plenty more.
- 100% Online
- 60-Minute Outcomes2
- Flexible Repayments
- Instant Transfers Once Approved3
- Australian-Based
Get your cash in 60-seconds once approved3
How Jacaranda can provide a same day loan
Our tech
Here at Jacaranda Finance, we’ve built our very own fast loan processing engine to simplify the processing of applications and limit the time needed to do so. This innovative system collects all of the information necessary and clearly outlines it to our team of loan experts. This allows them to quickly and efficiently approve your loan application.
We work with all major banks
We partner with all the major banks in Australia. This means that whether you bank with ANZ or Commonwealth Bank, you should receive your loan transfer from us within 60-seconds3.
Our Australian-based underwriting team
We employ everyday Australians just like you. Our Brisbane-based underwriting team is dedicated to providing you with fast and high-quality customer service. While we are 100% online, you can call us with any questions you may have. Our team will be more than happy to assist you with anything you need.
Our commitment to speed
We are Australia’s first lender to provide a 60-second transfer — that is how fast we are. We provide instant cash transfers to our customers as soon as we receive their signed loan contract. If you have an NPP-enabled bank account, you will receive your cash in 60-seconds3.
How to get approved on the same day
If you need money fast, there are a few things you can do to ensure that we can process your loan as fast as possible.
Use our 100% online application form
If you’re after a same day loan, choose Jacaranda Finance as your lender. Apply in three simple steps:
1. Apply online;
2. Get your quick outcome, and;
3. If approved, receive your cash.
Have supporting documents ready
To process your loan as fast as possible, it’s imperative that our team receives all of your supporting documents. This will include: your basic personal details, 100 points of ID, reason for your loan, and online banking information.
Be ready to sign your contract
We can only provide instant transfers on approval after we receive your signed contract. Make sure you have your phone or other device with you ready to review and sign your contract when our team sends it through via email.
Be available if our team needs more information
In some cases, our team may require more information from you. This is why it’s important that you’re available to answer any questions we may have.
Apply for the right amount
We are responsible lenders. As a result, we will conduct a thorough financial assessment of your application to ensure that you can reasonably manage your loan. Our assessors will be able to offer a lower or higher loan depending on the clients financial capacity.
Know your credit score and financial situation
Ensure that you are applying for a loan that will be manageable based on your current situation. We can still provide same day loans to people with bad credit if they meet our criteria, so don’t stress when applying.
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Last updated: 03/05/2022
Am I eligible for a personal loan?
-
Be at least 18 years of age
-
Be an Australian citizen or permanent resident
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Have a consistent income into your bank account for the last 90-days
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Have an active email address, phone number, and online banking account, in your name, that belongs to you
What you’ll need to apply
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Basic personal information (i.e. full name, address, D.O.B)
-
Online banking details
There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you