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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Save water by being waterwise and save money on those water bills

save water save money bills

How can you save water and money on your water and electricity bills?

I’m guessing I’m not the only one noticing the ever increasing rise in water and electricity costs that has come both with climate change and the privatisation of our utility companies.

So how do we stay on top of our bills and save water and money on our water and electricity bills?

Here are some tips on how to save water at home:

It doesn’t have to be a major time consumer when trying to save water at home, there are a few really easy things we can do to save water around the house.


Dripping taps can add up to a large amount of your water bill blowing out, so ensure you regularly check all your taps are in working order and leak free and save water.


Recycling water and managing your usage can help you save water and money on your bills.

Front loader washing machines are known for being more water efficient.

This is because the front loaders use a sideways tumbling system, the water comes in from all sides whereas a top loader only has water entering from the top.

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Rainwater tanks

Rainwater tanks capture water from your roof and can be used for your toilets, outdoor taps and washing machine.

Rainwater tanks are very advanced these days and can come in slimline systems so that they can fit in most housing situations. They are a great way to save water without much effort at all!

How to save electricity:

One of the easiest ways to reduce your electricity bill is to ensure you turn off your appliances at the wall when you are not using them.

Solar Panels save electricity!

How much do solar panels save on electricity bills?

Australia is one of the leaders in household solar panel installations.

Solar panels harness the sun’s rays and turn it into energy, sunlight (or Photons) is absorbed by the solar panels on your roof.

The metal strips on the solar panels convert the sunlight into electricity.

This then needs to be converted into usable electricity and is done so by an inverter.

This energy is then used to power your appliances making your house more energy efficient and helping you to save electricity.

Therefore making a few small changes can make a massive difference to your water and save on your electricity bills without much effort.

So it’s time to start looking at how you can change your habits and save water and electricity around your home.