Discover Jacaranda Finance

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CASH TO YOUR BANK

Straight to Your Bank Within 1 Hour
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FAST APPROVALS

Quick Turnarounds & Decisions
$300 $4600
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Security

Security

Jacaranda Finance maintains reasonable measures to protect the security and confidentiality of your personal information from misuse, interference and loss, unauthorized access, modification or disclosure. We have constructed our systems and processes to protect your information from square one.

Top-notch verification technology

We verify your income through the use of a program called BankStatement. What does BankStatement do? They speed up and streamline loan applications. This means less paperwork, less fuss and a quicker decision about loan approval. They do this with our own technology that retrieves your bank statement data and sends it directly to us. This allows us to form a fully secure connection with your bank and saves you the hassle of providing tiresome paperwork. No one at Jacaranda Finance or BankStatement is able to view your internet banking password details and this information is NOT stored anywhere. Click here to visit the BankStatement website and view their Privacy Policy.

Bank level security

We follow the same security and encryption standards as the banks. We use 256-bit secure socket layer (SSL) technology to safeguard you and your financial data.

Certification

Our website is secured by the GeoTrust SSL Certificate.

Vital website protection

Our website is secured and scanned daily, ensuring protection from identity theft, credit card fraud, spam, and malicious software. All data is encrypted between your system and ours, to ensure that all your data and information is fully protected.

 

 

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Security Overall rating: 4.7 out of 5 based on 147 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much