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Short Term Loans with Jacaranda Finance – Apply NOW!

Are you looking for Short Term Loans that will meet all your needs? Have you found yourself in a bit of a bind? Do you need money in a hurry to keep your life moving or help with those overdue bills or car repairs? Then don’t look past Jacaranda Finance! We’re here to help! Our short term loans or short term business loans may be just what you are looking for! We are 100% online! Our loans range from $400 to $2,000 over a 12-month term, which gives you plenty of breathing space to get where your going! We pride ourselves in customer service excellence and we offer one of the fastest loan services in Australia.

What is a short term loan?

A short term loan is essentially a loan scheduled to be repaid within a year. At Jacaranda finance our loans are 100% online! So there is no messy paperwork and our step by step application only takes 4 minutes to complete.

Why would I take out a short term loan?

There is a large misconception that people who use short term loans or short term cash loans etc are scraping the bottom of the barrel or financially irresponsible. This couldn’t be further from the truth! With the banks becoming fussier and more strict on who they lend to and their lending criteria many families and even young professionals are finding themselves looking for other options when it comes to short term loans and personal loans. It is a big fallacy that short term lenders are a risky road to travel, in fact Jacaranda are one of the leading short-term loans Australia! Jacaranda offer very competitive short-term loans with no hidden fees!

Can I still apply for a Jacaranda short term loan if I have bad credit or I am bankrupt?

YES! We will not automatically count you out, at Jacaranda we believe in second chances and understand that sometimes mistakes or circumstances just happen. We will assess each application individually and most of the time get back to you with a Yes or No answer within minutes of your application! So get online and apply now our dedicated team of customer service consultants are awaiting your application. How to apply for a short term loan: So I guess your now wondering how to apply for a short term loan? You can apply at anytime from anywhere! As long as you have an internet capable device you can apply from your office, lounge room or the park it’s that easy!

There are a few things we need to check first to make sure you are eligible to apply for one of our short term loans.

  • You need to be at least 18 years of age
  • An Australian Citizen or Permanent Resident.
  • You will need to have a regular income into a personal bank account.
  • Receiving at least $400 per week or $800 per fortnight from an employer or Centrelink.

How Jacaranda Finance process’s short term loans:

Once you have all those box’s ticked then we can move onto the easy 4min online application process!

  1. Submit Application online – this part usually takes most applicants 4minutes to complete!
  2. Get conditionally approved – based on your personal details we will determine if one of our loans is suitable for you.
  3. Supply supporting data – Unlike most lenders we utilise the latest and safest banking technology that will obtain 90 days of bank statements in seconds!
  4. We assess your situation – As responsible lenders we want to make sure you can comfortably pay back one of our loan products.
  5. Money transferred upon approval – Once approved the money will be transferred into your account within 60 minutes, depending on which bank you are with.

If you bank with the Commonwealth Bank you will have the money in minutes!

Stress free repayments At Jacaranda your repayments are generally smaller than the payday loans you may have used in the past because our repayments are spread out across a longer period. Our short term loans do not incur a payout fee. This gives you the flexibility to choose to pay out your loan earlier if that suits you. So get online NOW! and start your application with Jacaranda Finance you won’t be disappointed!

How customers rate Jacaranda’s Short Term Loans

shorttloans Overall rating: 4.7 out of 5 based on 4 reviews.

Great and super quick!

5 5 1
Very quick and easy application. Great customer service by the one person who handled my application. I know where to go next time I'm in need of quick finance.

Happy customer

5 5 1
Very helpful staff and understanding to my needs. Helped me get back on top again. Thank you. Will definitely contact again as needed.


5 5 1
Jacaranda Finance you guys are excellent very professional and quick prompt service and very suitable for my needs i definitely recommend Jacaranda Finance to anyone.
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short term loans

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