Short Term Loans

If you’re after short term cash loans, look no further than Jacaranda Finance. We offer short term online loans from $1,000 to $15,000 with the money typically in your account in as little as 60-seconds**.

Short Term Loans

If you’re after short term cash loans, look no further than Jacaranda Finance. We offer short term online loans from $1,000 to $15,000 with the money typically in your account in as little as 60-seconds**.

TickBorrow From $1,000 to $15,000
Tick12 to 36 Month Loan Terms
TickFast Loan Outcomes
Tick60-Second Transfers**
TickSimple Online Application

Any credit score

How much do you need to borrow?

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Our customer rating

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Need a short term loan?

If unexpected expenses have shown up and your bank account is in need of a boost, you may be after a short term loan to cover these costs. Jacaranda Finance offers short term online loans from $1,000 to $15,000 with loan terms ranging from 12 to 36 months. Applying for a short term loan is easy with our quick online application process. Our 60-second** loan transfers mean you can have access to the funds you need, fast.

Need a short term loan?

If unexpected expenses have shown up and your bank account is in need of a boost, you may be after a short term loan to cover these costs. Jacaranda Finance offers short term online loans from $1,000 to $15,000 with loan terms ranging from 12 to 36 months. Applying for a short term loan is easy with our quick online application process. Our 60-second** loan transfers mean you can have access to the funds you need, fast.

Am I eligible for a short term loan?

To qualify for a short term with with Jacaranda you must:

  • Be over 18 years of age;
  • Be an Australian citizen or permanent resident;
  • Have a regular income for the last 90-days;
  • Have internet banking set up;
  • Hold a direct contact number and email address.

What information will I need to provide?

To apply online for a short term loan online with Jacaranda, you’ll need to provide:

  • Personal details (i.e. name, address, DOB);
  • Your phone number and email address;
  • The reason for your loan;
  • Online banking and employment information.

What can I use a short term loan for?

No matter the reason, Jac’s got your back with short term loans to help you cover unexpected bills or any emergency expenses you may be facing. We offer fast outcomes and once approved, the money could be in your account in 60-seconds**.

Why Choose Jacaranda For Short Term Loans

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Our tech

Here at Jacaranda, we’re home to award winning, state-of-the-art technology that helps us understand your individual financial situation. We don’t judge you on your credit score alone, which is why we’re able to help thousands of Aussies secure finance. We’re proud to have created one of Australia’s smartest 100% online application processes that makes applying for a short term loan easier than ever.

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Our speed

Our 100% online application is quick and easy to complete, with 90% of applicants having an outcome at the end of the process. The rest of our applications will receive an outcome within 60-minutes*. We’ll only ask you a couple of questions about your personal situation and automatically request access to a read-only copy of your bank statement. This way we can assess your financial situation and your ability to repay the loan. Ultimately, our fast outcomes means that you can get on with what’s important.

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Australian-based & family-owned

Jacaranda Finance is Aussie born and bred, and our teams are all based in Australia so we can best serve our Aussie customers. Our customer service reputation is second-to-none and is backed by thousands of reviews from everyday Aussies. With almost 10 years of service under our belt, we remain committed to being an inclusive and responsible lender.

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60-second payouts

If you have an NPP-enabled bank account (which 90% of bank accounts have), the funds will be available in your bank account within 60-seconds of accepting your contract. All other bank accounts will receive the funds overnight on the day you’re approved.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Frequently asked questions

Do you still have some questions about our short term loans? Take a look at our most common questions to help clear the air.

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.

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