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Discover Jacaranda Finance



We give you the outcome of your application with 60 minutes


Quick Turnarounds & Decisions
$300 $4600
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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

How quick personal loans work at Jacaranda Finance.

Do you find yourself questioning how short term loans work? Sometimes, life can take us by surprise – an unexpected expense, emergency, or home repair we weren’t anticipating.

Other times, we’re ready to take a big step, whether that means seeing the world or buying a new car.

Do instant cash loans exist? How do short term loans work?

Just about any of those things can be taken care of with an instant cash loan, and that’s where Jacaranda Finance comes into play. Whilst we are on the topic of instant cash loans, anyone claiming to be able to give you an instant short term cash loan has a very different understanding to you and I about the word ‘instant’. It’s just not possible. These days, instant cash loans refer to quick loans.

We offer quick personal loans.Quick personal loans are different from other types of loans because they are just that: Personal to you. We add the ‘quick’ bit to make it even more personalised and handy.

At Jacaranda Finance, we’ve been able to help over 25,000 people realise their dreams – make a big purchase, or help them with a big expense quickly and hassle-free. Loans are usually approved within 60 minutes of submitting a complete application.

Since our personal loans are unsecured, you don’t have to put any of your assets up as collateral. This makes for a quick and convenient application process for you. The best news? Our fees are capped at 4% per month. There no hidden fees or nasty exit fees, just 4% per month and the loan can be paid out early with no extra penalty.

Still not sure how short term loans work? Watch our quick video on even quicker personal loans. (Post continues after video.)

Jacaranda Finance



Jacaranda understands that life must go on, one way or another.

That’s exactly why we’re happy to offer personal loans quickly and for the right purposes.

All you need to do to start your own personal loan application is to complete the simple application process online. Then, we’ll check over your income and various expenses and you can expect loan approval within the hour – it doesn’t get much quicker than that!

We’re happy to be on your side as a trustworthy, honest, and experienced service. Jacaranda are here, whatever life brings your way.

Worried about your bad credit rating? We also consider bad credit personal loans application.