Cool Down With Swimming Pool Loans Up To $10,000

"Cool Down With Swimming Pool Loans Up To $10,000"

Swimming pool loans could be take answer to this summer’s heat.

Living in Australia, we all know how hot it can get during the summer months. If you live anywhere in the Northern and Western states, you will know how cruel the summer sun can be. How nice would it be to come home from a long day at work, walk straight through your sauna of a house and straight into your brand new swimming pool? Now, we know that swimming pools are definitely more of a luxury than a necessity, but Jacaranda Finance offers swimming pool loans that may make it all possible.

However, if you know what it’s like to sit in a swimming pool of sweat and dream about submerging yourself a cold body of water, you may well believe that a swimming pool is definitely a must-have. Therefore, a quick loan might be just what you need.

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What are swimming pool loans?

Swimming pool loans are a type of personal loan that help you build that cool body of water you so badly need. You can apply for swimming pool finance with Jacaranda Finance of up to $10,000. So whatever size and style of pool you’re looking for, we’re sure we have the right loan for you.

You can apply for 3 types of a personal loan with us. If you’re just after a smaller prism frame swimming pool, you might want to apply for one of our small unsecured personal loans. These types of loans range from $300 to $2,000, are unsecured and repaid over a 12-month period. Our second type of swimming pools finance is a medium secured personal loan. As the name suggests, these loans are secured, meaning that they required an asset to be attached for security. Our medium secured personal loans range from $2,001 to $4,600. They can be repaid over a 12 to 24-month period – that part’s up to you. And finally, we have our large secured personal loan. These loans range from $5,000 to $10,000, and can be repaid over 13 to 24-months.

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How do I apply for swimming pool loans?

As our services are 100% online you can just jump right in. You’re online already, so just scroll up and complete your application in minutes. All you need to do is use our loans calculator at the top of the page to tell us how much you’re wanting to borrow and for how long. Then, click Apply Now and you’ll be taken to our online application form. It is online so you won’t need to worry about having a whole bunch of documents ready to send to us. All we’ll ask you for is:

  • The reason for your loan;
  • Your contact details;
  • Your internet banking credentials so we can verify your ability to repay your loan;
  • The logins to your MyGov account so we can verify your Centrelink Income Statement (if applicable);
  • Your employment details;
  • The registration numbers of your car, motorbike, boat or caravan, photos and proof of ownership (only if you’re applying for a secured personal loan).

That’s it! The application process really could not get any easier! Another bonus of swimming pool loans is that you can apply for them whenever you like. You might be lying in bed late at night, soaking your sheets with your constant perspiration and realise that you just can’t bear the heat anymore. You need a swimming pool and you need it now! So, just jump online, submit your application and it will be ready for us to assess as soon as we’re back in the office. You could have your money by lunchtime and your pool by dinner.

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How long until I receive my loan?

Once you’ve submitted your application, we’ll get to work assessing it. As long as we don’t require any additional documentation, it should only take us about 60-minutes to fully assess your application. Keep in mind that if you apply outside business hours, your application won’t be assessed until the next business day. Once we’ve done this, we’ll get in touch with your to go over our offer and some finer details of your loan terms. When everything is finalised, we’ll send you an electronic loan contract to sign and send back.

As soon as we see your signed contract in our inbox, we will transfer you the funds. Most of our clients will see the funds reflect in their nominated bank account with a few hours. However, this is completely dependant on the policies of the bank you are with. If you haven’t received your swimming pool finance by the following business day, we suggest getting in touch with your bank.

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How do I know if I’m eligible for swimming pool loans?

As responsible lenders, we do have certain eligibility requirements in place. This is mainly to ensure that we are not approving anyone for loans they can’t afford. We will never approve you for a loan if we don’t believe you’re able to comfortably make the repayments. We promise this is not to make your life more difficult. It is to ensure that you are not getting yourself into a sticky financial situation that you’ll struggle to get out of all in the name of a swimming pool.

Anyway, to qualify you must be:

  • Over the age of 18;
  • An Australian citizen or permanent resident;
  • Receiving a consistent income for the last 3 months;
  • Able to provide a valid mobile number and email address.

If that sounds like you, go ahead and apply for your swimming pool finance. We will do our best to help you out in any way we can!

What’s so good about swimming pool loans from Jacaranda Finance?
Well, there are many benefits of our swimming finance! Here are just a few!

They’re fast

We know how frustrating playing the waiting game can be, especially when you’re all hot and bothered. Therefore, we strive to be one of the fastest money lenders in the country. With our 60-minute approval times within business hours, and fast cash straight to your bank, you’ll be wondering why it took so long to apply for your swimming pool finance.

No paperwork

As we said before, you won’t need to print off any documents or mail anything through. When applying for your loan, everything is done online, even your contract. It’s an electronic contract which means that, once you’ve read through it properly, you just sign it electronically and email it back to us. It’s as simple as that. As our services are 100% online, it will take you half the time and half the effort to complete the whole application process, compared to banks and other traditional lenders.

We’re completely transparent

With us, what you see is what you get. This means that there are no hidden fees whatsoever when it comes to the costs and charges associated with our online cash loans. We can guarantee that you will never be faced with a fee that hasn’t already been disclosed in your loan contract. So just make sure you read your contract carefully! Once we’ve earned your trust, we will never break it!

Our unsecured personal summer loans cost a 20% establishment fee and a 4% monthly fee. A medium secured personal loan costs a $400 establishment fee and an annual percentage rate of 48%. For our large secured personal loans, you’ll be charged a 21.24% interest rate. You will also be charged a $35 dishonour fee for all three types of loans if you fail to make a payment. But that’s it! No hidden fees, no hassle!

You can apply wherever, whenever

You can access our swimming pool applications at any time of the day, anywhere in Australia. Just keep in mind that, if you are applying outside of our normal business hours, it will take us a little longer to assess your application. You can rest assured, though, that it will be one of the first ones we look at as soon as we are back in the office.

Our normal business hours are:

  • Monday to Thursday: 8 am to 6 pm
  • Friday: 8 am – 4 pm
  • Saturday: 8 am – 12 pm

They will save you when you enter heat-induced insanity.

If you’ve turned into a real hot mess, our fast swimming pool loans could be the saving grace you need to get back to your normal, relaxed, cool self. We offer fast approval times and fast cash straight to your bank. You won’t even have time to reach full panic mode before you’re searching for the perfect swimming pool.

The repayment process is as simple as they come

Before you sign your electronic contract, one of our lovely customer service attendants will ask you to select a day – either weekly, fortnightly or monthly – in which you’d like your payments to come out. We always suggest setting this day in line with your pay cycle so you have money in your account. Then, we’ll organise for the money to be directly debited out of your account on that day for the life of your loan.

You won’t need to remember to make a payment or even have to think about them at all. The money will just come out automatically. Then, once your loan has been paid off, the payments will stop automatically so you don’t need to worry about organising that yourself. We’ll do it all for you.

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What if I’m not able to make a payment?

If you’re having a tough week and your bank balance is looking less than impressive, don’t panic. All you need to do it get in touch with us as soon as possible and let us know about the change in your situation. If you inform us before your payment is due, we may be able t come up with alternative payment arrangements. However, if you don’t communicate with us that you’re struggling and we go to deduct your payment from your account, you could be charged a dishonour fee of $35. This is the last thing you need when times are already tough so be sure to keep us up to date.

If you fail to make multiple payments in a row and we’re not able to get in touch with you to sort it out we will pass the matter on to an external debt collection agency.

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Can I pay my loan off early?

You sure can!

If you decide you want to throw some extra money on your payments to pay out your loan early, we won’t charge you to do so. Many lenders charge early exit fees so they don’t miss out on that interest, not us! It won’t cost you a thing to pay your quick loans off early. In fact, you’ll end up saving money on interest and monthly fees! We’ll always encourage our clients to pay out their swimming pool loans as quickly as possible, without hindering their financial situation, of course.

Ready to cool down?

If you can’t bear the heat anymore, don’t just get out of the kitchen… get into your swimming pool! Scroll up to the top of the page and get started with your swimming pool finance application!

If you still have some unanswered questions then check out our FAQ page to find out more. Otherwise, you can get in touch with us via our website or Facebook page.

Want to know how you could use your car as security on a personal loan? Let us explain!