Apply for a Fast Loan

for a chance to win


Jacaranda Finance will be giving away a cash prize of $15,000 to one lucky person that has a completely funded loan with us in the month of June 2021.

Apply for a Fast Loan

for a chance to win


Jacaranda Finance will be giving away a cash prize of $15,000 to one lucky person that has a completely funded loan with us in the month of June 2021.

Terms & conditions

Tick$1,000 to $15,000 Loans
TickInstant Transfers
TickBad Credit OK

Any credit score

How much do you need to borrow?

90 people have applied today

Your data is safe


Our customer rating


How to enter

It couldn’t be easier to enter our EOFY competition to win $15,000.

All you need to do is follow these steps:

Speedy applications

Apply for a loan in the month of June

Quick outcomes

Sign and return your loan contract

Instant cash

Receive your funded loan

Instant cash

You’re entered into the competition!

$15,000 Cash Giveaway from Jacaranda Finance

What’s better than receiving a tax return? Winning $15,000! Our End of Financial Year Campaign will see one lucky Jacaranda client win a lump sum, $15,000 cash prize.

There’s no submission you need to complete, there are no special conditions. All you need to do is apply for a loan with us before 30 June 2021 at 11:59pm and receive your completely funded loan and you will be in the running to win - it’s that easy!

This competition is open for new loans and existing loans. This means that whether it’s a brand new loan or a top-up on an existing loan with us, if it’s completed in the month of June, you could win the $15,000 cash prize!

The winner will be drawn 9 July 2021 on a livestream via the Jacaranda Finance Facebook Page. We will not reveal the name of the person. Instead, we will reveal the User ID, so that they will know that they’re the winner. You’re not going to want to miss it!

What would you do with $15,000?

Whether you have medical bills that need to be paid, urgent car repairs, or you’re just desperate for a holiday, an additional $15,000 can always help. You can use the $15,000 for anything you want!

Jacaranda Finance is an award-winning online lender, owned and operated by Aussies, for Aussies. That means that no matter where you live, from Brisbane to Broome, you can apply for a loan from Jacaranda anywhere, any time.

How Jacaranda’s bad credit loans work

laptop girl

Our tech

We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.


Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.


Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.


60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How to apply with Jacaranda Finance

We pride ourselves on our impeccable reputation for fast, easy and inclusive service. We use bank statement scoring to create a detailed understanding of our client’s financial situation. This allows us to provide fast cash loans, even to people with bad credit. You can apply for a personal loan using our simple online application form. You can complete your loan application in three simple steps:

Speedy applications

Step 1: Apply online

Quick outcomes

Step 2: Get your outcome and sign your contract

Instant cash

Step 3: Get your cash in 60 Sec

Supporting documents

Have all of your supporting documents ready when you apply. If you are looking for the fastest outcome possible, ensure that you have all of your supporting documents ready when you apply. We cannot approve your application until we receive all of the following documents:

carYour basic personal information

house100 points of identification

furnitureThe reason for your loan

Hosiptal Your online bank account login details

Be ready to sign your contract. We cannot transfer your money until we receive a copy of your signed contract. Make sure you have a device available to sign your contract as soon as it comes through to your email.

Frequently asked questions

Jacaranda Finance a lender you can trust

Jacaranda Finance is the online lender giving Aussies a fair go. We believe in honesty and transparency. We don’t hide our fees and charges. So, you can rest easy knowing you’re in safe hands. The best part is you can apply 100% online without the stress of pages and pages of unnecessary paperwork. Our online application form could only take you a few short minutes to complete. You can apply wherever you are and whenever you like. Jacaranda is built for Aussie borrowers on the go!

At Jacaranda Finance, we take a fresh approach to assessing bad credit loan applications. Our team understands that people and circumstances change. Why should you be judged on a mistake you made up to 7 years ago! If our team can see you have made a considerable effort to reconcile bad credit then you could be eligible for a bad credit rating loan. The best part is an application with Jacaranda is free of charge. That means we’ll assess your application and get back to you with a speedy outcome, without any initial fees.

Contact us

If you have a question about our bad credit loans, you can get in touch with our friendly and helpful customer service team. To speak to someone directly, you can give us a call on 1300 189 829 between 8 am to 6 pm Monday to Friday. If you have a query outside of these times – simply send the team an email to

Terms and conditions of this competition


Entry instructions and prize information form part of these Conditions of Entry. By participating, entrants agree to be bound by these Conditions of Entry. The promoter is Jacaranda Finance (ABN 53 162 078 195) of 349 Coronation Drive, Milton QLD 4064. Telephone number 1300 189 823

Entry into the draw

From 01 June 2021 to 30 June 2021, people who are approved for a loan with Jacaranda Finance are automatically entered into the competition once they have accepted their contract and have funds in their account.

To be eligible for a loan, entrants must be 18 years of age or older, an Australian citizen or permanent resident, have online access to a bank showing a minimum of 90 days income, have a mobile number and have an email address.

Employees of Jacaranda Finance, as well as their immediate families of the promoter and related companies, are excluded from this promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.

When to enter

Promotion commences on 01 June 2021 and closes at 11:59pm on 30 June 2021 (promotion period). Entrants must apply for a loan within this time period, accept their contract and have funds deposited into their bank account to be entered into this competition. The time of entry will, in each case, be the time the loan is applied for. The Promoter accepts no responsibility for any late, lost or misdirected entries due to technical disruptions, network congestion or for any other reason.

How to enter

Entrants may enter the competition by applying for a loan at Jacaranda Finance through the promotional website Applicants will be required to provide a personal bank account showing a minimum of 90 days income. If applicants receive Centrelink benefits, they will need to provide a copy of their Centrelink statements. Any entry that is made on behalf of an entrant by a third party will be invalid unless the entrant requires the assistance of a third party to enter due to a disability. The winning loan applicant must be up to date on their loan repayments.

Number of entries permitted

The entrant is entered into the competition as many times as they are approved for loans with Jacaranda Finance in the promotion period.

Prize on offer

Prize pool: the winner of the prize giveaway will win a cash prize of $15,000. The prize is not transferable in any way; it will exclusively be a cash prize of $15,000. This means that it cannot be accepted as $15,000 off a current loan, $15,000 credit on a future loan or any other variant. The Promoter accepts no responsibility for any tax implications that may arise from the prize winnings. Liability for any tax arising out of participation in this promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.


Promoter’s decisions are final, and the Promoter will not enter into any correspondence. The winner will be notified by phone and email within 24 hours of the draw. Should an entrant’s contact details change during the promotional period, it is the entrant’s responsibility to notify the Promoter. A request to access or modify any information provided in an entry should be directed to the Promoter.

Prize conditions

The promotion is in no way sponsored, endorsed, administered or associated with Facebook, Instagram, LinkedIn or any of the publications on which it is advertised. Any prizes not claimed within one year of the drawing will be awarded to another random winner. The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to direct or consequential loss), or for personal injury suffered or sustained, as a result of taking the prize, except for any liability which cannot be excluded by law.


The Promoter collects applicants personal information in order to contact them to provide them with a loan. If the information requested is not provided, the entrant may not participate in the promotion. The applicant’s personal information will be protected and won’t be divulged to anyone other than the applicant.