Apply for a Fast Loan to win

Jacaranda Finance will be giving away four iPhone 12 Pros (valued at $1,699 each) to four lucky winners that have a completely funded personal loan with us that they applied for in the month of July 2021.

Apply for a Fast Loan to win

Jacaranda Finance will be giving away four iPhone 12 Pros (valued at $1,699 each) to four lucky winners that have a completely funded personal loan with us that they applied for in the month of July 2021.

Terms & conditions

Any credit score

How much do you need to borrow?

1455 people have applied today

Your data is safe

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Our customer rating

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Tick$1,000 to $15,000 Loans
TickInstant Transfers
TickBad Credit OK

How to enter

It couldn’t be easier to enter our iPhone competition to win one of 4 iPhone 12 Pros.

All you need to do is follow these steps:

Speedy applications

Apply for a loan in the month of July

Quick outcomes

Sign and return your loan contract

Instant cash

Receive your funded loan

Instant cash

You’re entered into the competition!

iPhone Giveaway from Jacaranda Finance

It’s Christmas in July! As a way to celebrate the festive season, we’re offering four lucky customers a chance to WIN an iPhone 12 Pro (valued at $1,699).

All you need to be in the running to win is apply for a loan with us before 31 July 2021 at 11.59pm and receive your completely funded loan before the last winner is drawn.

The competition is open for new loans and existing loans. So, whether it’s a brand new loan or top-up on an existing loan with us, if it’s completed from the month of July 2021, you could win an iPhone 12 Pro!

A winner will be drawn and announced, in succession, on the following dates: 15 July 2021, 22 July 2021, 29 July 2021, and 5 August 2021. Meaning, if you apply before 15 July 2021, you have 4 chances to win big!

Key features of the iPhone 12 Pro

Tick

It has the fastest smartphone chip ever

TickA Pro camera system with night mode portraits
TickIt's also the first camera to record in Dolby Vision
TickComes with industry-leading IP68 water resistance
TickLiDAR Scanner for "next-level AR and beyond"
TickCeramic shield with 4x better drop performance
  • It has the fastest smartphone chip ever
  • A Pro camera system with night mode portraits
  • It's also the first camera to record in Dolby Vision
  • Comes with industry-leading IP68 water resistance
  • LiDAR Scanner for "next-level AR and beyond"
  • Ceramic shield with 4x better drop performance

How much can I borrow?

At Jacaranda Finance, our loans range from $1,000 up to $15,000. We offer three types of personal loans as outlined below:

Small Loan

Security options:

Unsecured

Loan Amount:

$1,000 to $2,000

Repayment Terms:

6 to 12 Months

Medium Loan

Security options:

Secured

Loan Amount:

$2,100 to $4,600

Repayment Terms:

13 to 36 months

Large Loan

Security options:

Secured

Loan Amount:

$5,000 to $15,000

Repayment Terms:

13 to 36 months

How to enter

Want a chance to win a brand new iPhone 12 Pro? All you have to do is follow these easy steps:

  • Apply for a loan in the month of July 2021
  • Sign and send your loan contract
  • Receive your funded loan
  • Congratulations! You’re now in the draw for the Christmas in July iPhone giveaway

How Jacaranda’s personal loans work

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Our tech

We have created a loan processing system, with utilisation of AI and machine learning, that streamlines the application process. Our engine extracts read-only copies of bank statements, categorises information and gives the application a score so that our loan underwriters can process the application as quickly as possible.

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Our speed

All of these factors have one thing in common: speed. We are committed to providing you with the fastest loans for bad credit available in Australia. We were the first lender nationwide to deliver a 60-second loan payout - that is how much we value speed.

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Australian underwriting team

We have a dedicated and talented team of loan underwriters that specialise in delivering fast and efficient loan outcomes. Our Aussie team thrives on providing high-quality customer service. Though we are 100% online, we are available six days a week to answer any of your questions.

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60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How do I apply?

We pride ourselves on our impeccable reputation for fast, easy and inclusive service. We use bank statement scoring to create a detailed understanding of our client’s financial situation. This allows us to provide fast cash loans, even to people with bad credit. You can apply for a personal loan using our simple online application form. You can complete your loan application in three simple steps:

Speedy applications

Step 1: Apply online

Quick outcomes

Step 2: Get your outcome and sign your contract

Instant cash

Step 3: Get your cash in 60 Sec

Supporting documents

To ensure you get the fastest outcome possible, make sure you have your supporting documents handy for when you apply. Before we can approve your application, we’ll need the following:

carYour basic personal information

house100 points of identification

furnitureThe reason for your loan

Hosiptal Your online bank account login details

Once we receive your signed contract during business hours, we transfer your money. Make sure you have a device available to sign your contract as soon as it comes through to your email.

Frequently asked questions

A lender you can trust

Jacaranda Finance is the online lender giving Aussies a fair go. We believe in honesty and transparency. We don’t hide our fees and charges. So, you can rest easy knowing you’re in safe hands. The best part is you can apply 100% online without the stress of pages and pages of unnecessary paperwork. Our online application form could only take you a few short minutes to complete. You can apply wherever you are and whenever you like. Jacaranda is built for Aussie borrowers on the go!

iPhone Giveaway Terms and Conditions

General

Entry instructions and prize information form part of these Conditions of Entry. By participating, entrants agree to be bound by these Conditions of Entry. The promoter is Jacaranda Finance (ABN 53 162 078 195) of 349 Coronation Drive, Milton QLD 4064. Telephone number 1300 189 823

Entry into the draw

From 01 July 2021 to 31 July 2021, people who are approved for a loan with Jacaranda Finance are automatically entered into the competition once they have accepted their contract and have funds in their account.

To be eligible for a loan, entrants must be 18 years of age or older, an Australian citizen or permanent resident, have online access to a bank showing a minimum of 90 days income, have a mobile number, and have an email address.

Employees of Jacaranda Finance, as well as their immediate families of the promoter and related companies, are excluded from this promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.

When to enter

Promotion commences on 01 July 2021 and closes at 11:59pm on 31 July 2021 (promotion period). Entrants must apply for a loan within this time period, accept their contract and have funds deposited into their bank account to be entered into this competition. The time of entry will, in each case, be the time the loan is applied for. The Promoter accepts no responsibility for any late, lost or misdirected entries due to technical disruptions, network congestion or for any other reason.

How to enter

Entrants may enter the competition by applying for a loan at Jacaranda Finance through the promotional website https://www.jacarandafinance.com.au/ Applicants will be required to provide a personal bank account showing a minimum of 90 days income. If applicants receive Centrelink benefits, they will need to provide a copy of their Centrelink statements. Any entry that is made on behalf of an entrant by a third party will be invalid unless the entrant requires the assistance of a third party to enter due to a disability. The winning loan applicant must be up to date on their loan repayments.

Number of entries permitted

The entrant is entered into the competition as many times as they are approved for loans with Jacaranda Finance in the promotion period.

Prize on offer

Prize pool: there are four iPhone 12 Pros available to be won by an entrant. A winner will be drawn each week, meaning that four separate people will win an iPhone 12 Pro. Once a person has won a prize, they are automatically removed from the pool of potential winners. Meaning, a person is only eligible to win one iPhone 12 Pro, and will not be drawn from the pool of entrants more than once. The prize is not transferable in any way. Meaning, the colour cannot be changed, the type of iPhone, or any other aspects about the prize. The Promoter accepts no responsibility for any tax implications that may arise from the prize winnings. Liability for any tax arising out of participation in this promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.

Notifications

The winners will be announced, in succession, on the following dates: 15 July 2021, 22 July 2021, 29 July 2021, and 5 August 2021. Promoter’s decisions are final, and the Promoter will not enter into any correspondence. The winner will be notified by phone and email within 24 hours of the prize being drawn. Should an entrant’s contact details change during the promotional period, it is the entrant’s responsibility to notify the Promoter. A request to access or modify any information provided in an entry should be directed to the Promoter.

Prize conditions

The promotion is in no way sponsored, endorsed, administered or associated with Facebook, Instagram, LinkedIn or any of the publications on which it is advertised. Any prizes not claimed within one year of the drawing will be awarded to another random winner. The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to direct or consequential loss), or for personal injury suffered or sustained, as a result of taking the prize, except for any liability which cannot be excluded by law.

Privacy

The Promoter collects applicants personal information in order to contact them to provide them with a loan. If the information requested is not provided, the entrant may not participate in the promotion. The applicant’s personal information will be protected and won’t be divulged to anyone other than the applicant.