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Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

Work from home or don’t work from home? That is the question…

work from home

Work from home or don’t work from home? That is the question. Working from home has been an increasingly popular in line with the modern advancement of technological. It has seemed like an efficient way for employees to work: allowing them flexibility, and saving time wasted on commuting. But is working from home as beneficial as it seems? There are indeed some benefits, but there are also lots of drawbacks of working from home, both for the employee and the employer. In this blogpost, we’re going to explore the advantages and disadvantages that come with working from home.

What jobs can you work from home?

Before we look at the pros and cons of working from home, it’s important to look at what jobs you can do from home. Here is a list of some of the best work from home jobs:

Translator

If you speak more than one language, you could consider working as a translator. You could translate anything from legal documents, to articles or websites. This is a great job that allows companies to access translators who may be limited by their geographical location.

Virtual receptionists

Some companies like to outsource their reception services instead of paying someone to physically be at the office. This often occurs when businesses don’t have any physical customers coming into their offices. Having a virtual receptionist allows them to intercept calls and takes a little weight off the other general employees, so that they can focus on the business’s core responsibilities.

Web developer/ designer

If you’re a web designer or developer, this is a great work from home job as it doesn’t require a specific location. All you need is a computer and access to the internet. One way you could look to find online web design jobs is to go on to Upwork. This is great online platform to find free-lance work.

Customer service representative

Customer service work has become increasingly, outsourced. Companies are looking for people to help customers who call up, to find out how to solve a problem they are dealing with. If you are good with people and have good communication skills, this could be a great work from home job for you.

Tech support specialist

This is another customer service work from home job, but specifically focuses on helping customers with their technological needs. It’s a perfect work from home job if you have a good grasp on technology

Teacher

If you’ve got any teaching skills, whether it be maths, English or any knowledge of other school subjects, you could be a virtual tutor. It means you can teach students without being location specific, this a great job for stay at home mums, or anyone looking for part time work from home jobs.


Jacaranda Finance


Writer/Editor

Writing and editing is a great way to earn money online, because, not only is it fun and enjoyable, there is also a lot of money to be made from it. Blogging is a great way to earn money through free-lance work as well.

Alert! Watch out for work from home scams!

Watch out for illegitimate job advertisements. There are quite a few job scammers online so it’s important to be aware of them. Although there are still plenty of legitimate work from home jobs, you just need to know what to watch out for. Some warning signs of an illegitimate work from home job are:

  • If the offer seems too good to be true
  • If they ask for any money upfront
  • If they claim they are legitimate (legitimate work from home jobs won’t feel the need to prove their legitimacy)
  • Bad reviews from people who have previously dealt with the company

What are the benefits of working from home?

There are obvious perceived benefits from working from home, but there are also some advantages, you may not have thought of, that you can get from a work from home job. Here, we’ve put together a list of the positive things you can get from working from home:

 

No wasting time commuting

One of the biggest gains from working from home is that you avoid the time spent commuting. Some people spend up to 2-3 hour per day (sometimes more) just getting to and from work. This time could otherwise be spent working, meaning that you have more time to spend with family, and doing other important things like exercising.

Environmentally friendly

Since you’re not commuting, you don’t pollute the environment with fumes from a car on your way to and from work. Even if you take public transport, it’s still contributing to the fumes let out into the environment. Unless you are cycling or walking to and from work, your commute is contributing to pollution.

Less costly

Not to mention, the commute can often be a costly journey. Whether it’s to pay for petrol, parking, tolls or public transport fares, the costs of travelling can really add up.

Less stressful & quieter

Working from home can also be much less stressful, especially if you work in a fast-paced industry. If something is going on at work, and others are feeling stressed, it could influence the way that you feel and ultimately affect your productivity.

Less distractions

It’s also much quieter working from home as there is less noise to distract you from doing your work. This can result in higher productivity, meaning you’ll get more accomplished in the same amount of time when you work from home.

More flexibility

This doesn’t necessarily relate to work hours, but a work from home job allows you to have more flexibility in terms of creating your working environment. You can choose to sit by a window, what lighting you would like, how the room temperature will be, whether you want to sit next to plants – it’s all up to you!

 

What are the drawbacks of working from home?

Working from home, like anything, has a down side too. Whilst there are plenty of things to gain from a work from home job, there are some disadvantages to keep in mind:

Anti-social

Unfortunately working from home means that you are somewhat cut off from the outside world, especially if you are the only one at home. You can become isolated and lonely without having anyone to interact with throughout the day.

 

More distractions

Even though working from home could provide you with less distractions than you may find in the office, it could be argued that there are actually even more distractions to take your concentration away from your work when working from home (e.g. your dog, television, napping)

Work and home could merge

One of the biggest drawbacks of a work from home job might be the fact that the difference between work and home might be difficult to distinguish. Since your home is also your work place it might feel as though you are always at work and you have no place to relax. Unless you have been incredibly self-disciplined this can easily occur.

Not involved in what’s happening with the company

A work from home job means that you are separate from what’s going on with the rest of the company. When you’re not physically there, you may lose touch with the developments that occur at the office, which may leave you feeling disconnected.

Might miss out on a promotion

If you’re not physically in the office, it could be much easier for you to be overlooked when it comes to getting a promotion at work. When managers are looking to internally promote someone to a higher position they may forgot about an employee who they don’t physically see very often or at all.

Hard to get motivated to work

If you wake up one day and don’t feel particularly like working, it could be much easier not to work when you’re at home. If you had to physically go into an office where you had to work, it would be much easier to push yourself to work. Working from home, might be very disadvantageous when it comes to being motivated.

 

What are the advantages and disadvantages to a business having employees working from home?

There are clearly some benefits as well as drawbacks of working from home, and the same goes for the business hiring the employees. Here, we’ll explore the benefits and drawbacks to an employer, having the employees work from home.

Advantages:

Disadvantages:

Where can you find the work from home jobs Australia offers?

Looking for work from home jobs Australia will depend on what you are looking to do online. Its best if you look for a specific job title that is online based rather than just searching in google “working from home jobs”. Doing this will more likely end up giving you an abundance of results that might say “be your own boss” or promise to make you loads of money online.

Rather you should use job search engines such as Seek or Indeed and search titles such as:

We’ve put together a table that shows the current work from home jobs Australia is advertising.

Work from home jobs Australia
Work from home Melbourne Dog walker, menswear buyer, editors, online teachers, travel consultant, customer service representatives
Work from home jobs Sydney Mortgage administrator, client and sales administrator, corporate travel consultant, appointment setter, home-based tutors
Work from home Perth Web developer, data entry, sales representative, sales and digital marketing specialist, online travel agent
Work from home Brisbane Account manager, administration manager, at home tech support, tele fundraiser
Work from home Adelaide Recruitment consultant, sales consultant, administrator support, freelance writing

Ultimately, answering the question of whether to work from home or not is not as straightforward as it may seem. It’s important to take a few factors into consideration, such as what the job is – because some jobs are more suitable for working at home than others. It’s also a matter of weighing up the benefits and disadvantages, because there is something to be gained from working at home as well as working in the office.

It also may be up to the individual. Working from home might be the perfect solution for some, but the worst for others. Finally, it’s up to the employer to assess whether having employees working from home is in the best interest of the business or not. It might suitable for some businesses and not productive for others.