EXCLUSIVE OFFER

Looking to upgrade your car this EOFY?

You could get $1,000 cashback when you sign your contract in June^. Existing & previous customers only.

carLoanCashback-headerImage

Check If You Qualify

With no impact on your credit score*!

Subject to lending criteria, terms and conditions. See below for details.

Get Started Now

Subject to lending criteria, terms and conditions. See below for details.

You Could Get $1,000 Cashback^

Exclusive offer for existing and previous customers who sign a Car Loan contract in June^.

Only available for the first 60 customers.

^Terms and conditions apply. See below for details.

Apply Now!
UnicornGIF-NoSparkle

Knocked back by the banks?

Upgrading your car might be closer than you think, with repayments you can actually afford.

Why choose us

  • We look beyond your credit score
    We focus on how you manage your money today, not just your past credit history.
  • Check if you qualify without impacting your credit score
    Find out if you're eligible before completing a full application.
  • Repayments you can actually afford, no hidden costs
    We only approve loans when the repayments fit within your current finances.
  • Drive your new car home sooner with less hassles
    100% online, same-day approvals* and funds available in less than 60 seconds* once you've signed.
  • Buy a car your way
    We support brand new or used car sales through car dealership or private sellers.
  • Work toward borrowing from banks again
    Unlike some other lenders, making repayments on time with Jacaranda Finance could help strengthen your credit history and improve your future borrowing options.

Same Day Loan Outcome2

We work faster to make your life easier

Apply by 3:00pm with everything we need, and you’ll get your loan outcome that same day2 — simple as that.

No waiting, no wondering. Just clarity and speed when you want to get behind the wheel fast. Most banks take days to respond. Thanks to our clever tech, we move in hours because your time matters.

usedCarLoans-twoColumnImage-3

Flexible Loan Assessment

A path to yes when others say no

We know you’re more than a credit score and sometimes life doesn’t fit inside a bank’s checklist.

That’s why we take a different approach. By securely reviewing your recent bank statements, we build a clearer picture of your financial situation — one that gives you a real shot at approval.

It’s a fairer way to assess, and a faster way to move forward.

usedCarLoans-twoColumnImage-4

Pre-approved Car Loans

Know your car finance budget. Shop with confidence.

Get pre-approved for your car loan and know exactly what you can spend. Shop with confidence and act fast when you find the right car. Once finalised, we can transfer funds in as little as 60 seconds3.

PreapprovedImage
HOW IT WORKS

Loans should always be this easy

  • STEP ONE

    Apply in minutes1

    and get an obligation-free quote.

  • STEP TWO

    Get a same day outcome2

    on your application.

  • STEP THREE

    Funds in 60 seconds3

    if your application is approved.

^Terms and conditions

Here’s the important fine print:

1. Schedule of Key Details

Item Detail
Offer Name June 2026 Car Loan Cashback Offer
Promoter Jacaranda Finance (ABN: 53 162 078 195)
Offer The first 60 eligible customers who sign a Jacaranda Finance Car Loan contract during the Offer Period will receive a $1,000 AUD cashback.
Offer Period Opens 3 June, 2026 at 12:00am AEST.
Closes 30 June, 2026 at 11:59pm AEST.
Eligible States/Territories All Australian states and territories.
Eligible Entrants Australian residents and temporary visa holders who are a current or previous customer of Jacaranda Finance and meet our eligibility criteria, aged 19 years or older.

Employees, contractors, directors, and immediate family members of the Promoter are ineligible.
How to Qualify

To qualify for the offer, customers must:

  • Be an existing Jacaranda Finance customer with a current loan, or a previous Jacaranda Finance customer whose loan has been fully repaid;
  • Apply and be approved for an eligible Jacaranda Finance Car Loan during the Offer Period; and
  • Sign their car loan contract by 11:59pm AEST on 30 June 2026.
Cashback Payments A maximum of 60 cashback payments of $1,000 AUD each are available to the first 60 eligible customers who apply and sign a car loan in June 2026.

Cashback payments will be deposited into the eligible customer's nominated bank account within 1 business day after the customer's car loan contract has been signed. 
Limit Per Customer Limit of one cashback payment per Eligible Entrant.
Offer Name
June 2026 Car Loan Cashback Offer
Promoter
Jacaranda Finance (ABN: 53 162 078 195)
Offer
The first 60 eligible customers who sign a Jacaranda Finance Car Loan contract during the Offer Period will receive a $1,000 AUD cashback.
Offer Period
Opens 3 June, 2026 at 12:00am AEST.
Closes 30 June, 2026 at 11:59pm AEST.
Eligible States/Territories
All Australian states and territories.
Eligible Entrants
Australian residents and temporary visa holders who are a current or previous customer of Jacaranda Finance and meet our eligibility criteria, aged 19 years or older.

Employees, contractors, directors, and immediate family members of the Promoter are ineligible.
How to Qualify

To qualify for the offer, customers must:

  • Be an existing Jacaranda Finance customer with a current loan, or a previous Jacaranda Finance customer whose loan has been fully repaid;
  • Apply and be approved for an eligible Jacaranda Finance Car Loan during the Offer Period; and
  • Sign their car loan contract by 11:59pm AEST on 30 June 2026.
Cashback Payments
A maximum of 60 cashback payments of $1,000 AUD each are available to the first 60 eligible customers who apply and sign a car loan in June 2026.

Cashback payments will be deposited into the eligible customer's nominated bank account within 1 business day after the customer's car loan contract has been signed. 
Limit Per Customer
Limit of one cashback payment per Eligible Entrant.

2. Terms of Entry

  1. Participation in this offer constitutes acceptance of these Terms and Conditions, including the schedule above.
  2. The offer is open only to eligible entrants who comply with the Entry Method requirements.
  3. Cashback recipients will be determined based on the order in which eligible car loan contracts are signed and approved by Jacaranda Finance.
  4. Once all 60 cashback payments have been allocated, no further cashback payments will be available under this offer.
  5. Limit of one cashback payment per eligible entrant.
  6. Cashback payments are not transferable, exchangeable or redeemable for any other benefit.
  7. Eligible entrants are responsible for providing accurate bank account details for payment.
  8. The Promoter reserves the right to verify eligibility and to disqualify any person who provides false, misleading or incomplete information or who otherwise breaches these Terms and Conditions.
  9. The Promoter reserves the right to amend, suspend, extend or withdraw this offer at any time, subject to applicable laws.
  10. Personal information collected in connection with this offer will be handled in accordance with the Promoter's Privacy Policy.
  11. The Promoter's decision regarding eligibility and the allocation of cashback payments is final.
  12. These Terms and Conditions are governed by the laws of Queensland, Australia.