Personal Loans

If you need a same day personal loan, Jacaranda Finance can lend a helping hand. We offer flexible personal loans from $1,000 to $15,000 and approval within 60 minutes*.

Personal Loans

If you need a same day personal loan, Jacaranda Finance can lend a helping hand. We offer flexible personal loans from $1,000 to $15,000 and approval within 60 minutes*.

Tick$1,000 to $15,000
TickSimple Application Process
Tick100% Online
Tick60-Second** Transfers

Any credit score

How much do you need to borrow?

90 people have applied today

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Our customer rating

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What is a personal loan?

No matter what life throws your way, a Jacaranda Finance personal loan can help get you through it. Whether you’re needing $1,000 to cover bills or $15,000 to buy new white goods, taking out a secured or unsecured personal loan can help alleviate your financial burden. We’ve made our application process as straightforward as possible, and, if your application is approved, our 60-second** transfers mean you can use your cash almost instantly.

What is a personal loan?

No matter what life throws your way, a Jacaranda Finance personal loan can help get you through it. Whether you’re needing $1,000 to cover bills or $15,000 to buy new white goods, taking out a secured or unsecured personal loan can help alleviate your financial burden. We’ve made our application process as straightforward as possible, and, if your application is approved, our 60-second** transfers mean you can use your cash almost instantly.

What can I use a personal loan for?

You might be wondering what a Jacaranda personal loan can do for you. To give you a quick overview, here are some common reasons that Aussies take out personal loans with us:

Medical bills

A trip to the dentist can cost hundreds of dollars, even without any special treatment. If you’re struggling with medical bills, turn to Jacaranda for a personal loan.

Household costs

Whether it’s rental costs, new white goods, or replacing your furniture, a personal loan can be of assistance to cover these regular household costs.

Car-related costs

Avoiding your next car service because of the hefty price tag? A personal loan can cover this, as well as any unexpected costs that pop up during the service.

Debt consolidation

Depending on your circumstances, a personal loan can be useful to consolidate debts. Whether it’s credit card debt or debt from multiple loans, a personal loan for consolidation can help lower your total interest repayments.

Travel expenses

A personal loan can be used for flights, accommodation, and other costs that come with booking a holiday.

Am I eligible for a personal loan?

To qualify for a Jacaranda personal loan, you must meet the following criteria:

  • Be over 18 years of age;
  • Be an Australian citizen or permanent resident;
  • Have a regular income for the last 90-days;
  • Have internet banking set up;
  • Hold a direct contact number and email address.

How to apply for a personal loan

1. Apply online:

Use our quick and easy application, and (if approved), you’ll typically receive your cash in just 60-seconds**.

2. Supporting docs:

Have your personal info, 100 points of ID, and online banking details at the ready to smoothline the process.

3. Sign your contract

Signing your contract once you receive it will allow us to transfer your cash quickly and easily.

4. Be available

Depending on your application, we might need to grab some more info from you. The easier it is for us to contact you, the quicker we can have your cash in your account!

What you’ll need to apply

When it comes to applying for a personal loan, there are a few things we’ll need from you. These include:

  • Personal details (full name, residential address and date of birth);
  • Contact details (email address and phone number);
  • Recent payslips and employment info;
  • The purpose of your loan;
  • Online banking details.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Why choose Jacaranda for a personal loan

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Our tech

Here at Jacaranda Finance, we use our in-house bank statement technology to provide you with an outcome as quickly as possible. This tech allows us to grasp an idea of your financial situation, rather than just looking at your credit score. Along with this, we’ve streamlined our 100% online application process, to ensure things are as simple and straightforward as can be. We also provide customers with our personal loan repayment calculator, which allows you to estimate your repayments over the course of your loan.

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Our speed

Our online application process takes only 8 minutes to complete - leaving you plenty of time to get on with what’s important and leave the rest with us. We’ve streamlined the process so well that 90% of applicants receive an outcome as soon as they submit their application. Those who don’t receive an outcome instantly will typically wait just 60-minutes* (during normal business hours) to hear back from our team.

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Australian-based & family-owned

As an Aussie-owned and operated venture, Jacaranda Finance understands what it takes to keep our customers happy. That’s why we have one of the best customer service reputations in Australia. If you’re wanting to see proof, just check out our reviews above!

We don’t make promises that we can’t keep, which is why we’ll never approve a loan that we don’t feel confident about. Our friendly customer service team is available to chat anytime during business hours, and we’ll always do our best to help you out.

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60-Second payouts

Thanks to our in-house technology, approved applicants with a NPP-enabled bank account will typically receive their cash within just 60-seconds** of approval. This saves you the stress of waiting for funds, especially when you’re short on time. For applicants who don’t have an NPP-enabled account, don’t stress - you’ll see the money in your account overnight from the day of approval.

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.

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