Home > Personal Loans Online up to $15,000

Personal Loans Online up to $15,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Looking for a simple and fast personal loan?

Be it a health emergency, unforeseen car repairs or the usual bills piling up, when life hits you with unexpected financial expenses, we understand you may want to hit back. To do this, sometimes you need a little extra cash on your side – sometimes you need a quick personal loan. Finding the best personal loans online can be a tricky business though! So, keep reading to find out how Jacaranda Finance could lend you a hand with our own award-winning personal loans.

💰 Loan Calculator

Get a good car loan deal with rates starting from 10%.

How much do you need to borrow?

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Our standard term is 12 months for loans under $2,000

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ⓘ Loan Disclaimer

Applying is easy!

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Step 1: Apply online

Choose a loan between $1,000 and $15,000 and complete your application in minutes

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Step 2: Get a quick decision

We'll let you know if we think we can help you on the spot when you finish your application.


Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Personal Loans FAQs


Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

👨‍🦰 Be over 18 years of age

🇦🇺 Be an Australian citizen or permanent resident

💸 Have received a regular income (for the last 90-days)

🏦 Have internet banking set up

📱 Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

📇 Personal details (i.e. Name, Address, DOB)

📱 Your phone number and email address

❓ The reason for your loan

🗄️ myGov details (if you receive Centrelink benefits)

🏦 Online banking and employment info

Loan details

Loan Amount: $1,000 to $15,000
Loan Term: 12 months to 36 months
Repayment Frequency: Weekly, Fortnightly or Monthly
Repayment Facility: Direct Debit
Secured Options: Secured and Unsecured
Starting Interest Rate: From 8.69% (secured loans)
Starting Comparison Rate: From 12.04% (secured loans)

Visit our personal loans rates page for a full breakdown of costs associated with Jacaranda Finance’s personal loans.

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Why choose Jacaranda?

When it comes to personal loans in Australia, Jacaranda likes to do things a little differently. Our quick loans are designed to make applying for the finance you need as simple as possible. Here are just a few reasons why our customers have rated us as one of the best in the biz!

Online based service and application

Not only are we 100% online, meaning no messy paperwork, but you don’t even have to leave the house to submit an application. You can apply from any device (smartphone, tablet, laptop) at any time of the day from the comfort of your own home.

Responsible lenders

It’s our aim to give everyone the fair go they deserve, but we can’t just lend to anyone. Jacaranda adheres to responsible lending guidelines. This means we conduct a full financial assessment of applications we receive, including a credit check on eligible applicants. We do this to ensure you can manage the loan you’ve applied for. After all, we want to assist you financially, not make you worse off!

Transparent practice

We are well aware of the stigma attached to our industry and that’s why we use honesty, transparency and damn good service to prove that we are not like your typical short term lender. We’ll ensure you have all the information available to you before you commit to a loan. That includes fees, interest rate, repayment amounts, frequency etc. We also don’t charge a processing fee for submitting an application and we certainly won’t charge you an early settlement fee if you decide to pay off your loan early.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

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Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.