Used Car Loans

Am I eligible for a Jacaranda used car loan?

• Be at least 19 years of age.
• Be employed on a permanent or casual basis.
• Have a consistent income going into your own bank account for the last 90 days.
• Be in control of your finances and be handling existing financial commitments comfortably.
• Be an Australian citizen or permanent resident with a fixed address.
• Have an active email address, phone number, and online banking account in your name that belongs to you.

• You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
• You are not comfortably repaying your existing financial obligations

In addition to qualifying, we have specific requirements for car loan applicants, which include:

• The vehicle cannot be older than 12 years at the time of your purchase
• The vehicle can be purchased from a licensed car dealer or a private seller
• The vehicle must be comprehensively insured and roadworthy

Get in touch with us if you need more information on our eligibility requirements.

Why you'll love dealing with Jacaranda

At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.

Here are some other reasons our customers love us:

• We've been providing finance to hardworking Australians for nearly 10 years. We've already helped over 50,000 customers and we have thousands of positive reviews.
• Get started with an application and be done in as little as 5-12 minutes¹ or once you've started an application come back and pick up where you left off in your own time. The application time varies per customer and it might take you longer.
• Our smart technology allows us to get back to you with a fast outcome. Most applicants get a same-day outcome once the application is completed² during normal business hours.
• If you accept our loan offer by signing your digital contract the funds are usually in your bank account and ready to use within 60-seconds³ if you have a New Payments Platform (NPP) enabled bank account. If you don't, your funds are usually available overnight.
• Our friendly and respectful Australian-based customer service team are here to help you. Existing customers can log into the self-service customer portal, 24/7, 365 days per year.
• Anyone unsatisfied with their loan for any reason, and who still has the funds, can return the money within a 48-hour cooling-off period and cancel their loan. Simply contact our customer service team.

Don't just take our word for it

We strive to offer superior customer service - our Australian-based teams are friendly, personable and helpful and most of the time the first person you deal with can assist with your query. We're open on Saturdays too!

Don't believe us? Check out what scores of happy previous Jacaranda customers have had to say below!