Get moving soon

Are you looking for a Personal or Car Loan?

You could win a BYD Shark 6 Premium or $50,000 cash^.

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Check If You Qualify

With no impact on your credit score*!

Subject to lending criteria, terms and conditions. See below for details.

Subject to lending criteria, terms and conditions. See below for details.

Award-winning lender

  • Finder 2024 Award Winner logo
  • Finder 2025 Award Finalist logo
  • Great Place to Work 2025
  • Product Review Award 2026
  • WeMoney Awards 2025
  • WeMoney Awards 2026

 

How to enter

Which are you choosing? Keys or cash?

Apply for a personal loan or car loan, get approved and sign your loan contract between 1 July and 21 December 2026 to automatically go into the draw to WIN^.

It's easy!

STEP ONE
Apply for a personal or car loan with Jacaranda Finance between 1 July and 21 December 2026.

STEP TWO
Get approved and sign your loan contract during the promotional period.

STEP THREE
You’ll automatically go in the draw for a chance to win a brand-new BYD Shark 6 Premium OR $50,000 AUD cash^.

Why everyone loves Jacaranda

100% online

No paperwork to slow you down.

Quick & easy applications

Takes just 5-12 minutes1.

Same day outcomes2

Get your funds in 60 seconds once approved3.

The Jacaranda Finance difference

A second chance, even if you’ve been told no elsewhere.

So, what are you waiting for?

Apply for a personal loan or car loan, get approved and sign your loan contract between 1 July and 21 December 2026 and you’ll automatically go in the draw for a chance to WIN^.

New customer? Returning legend? Refinancing an existing loan?
You’re all in.

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Over 5,000 reviews

Trusted By 1,000s

Google logo 4.9/5
Word of Mouth logo 4.8/5
ProductReview logo 4.8/5
TrustPilot logo 4.7/5
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    Brendan Lau88 - Google Review
    Brendan Lau88 Rated Jacaranda Finance 5 out of 5 stars
    Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.
  • Google Logo
    Shaan Johari - Google Review
    Shaan Johari Rated Jacaranda Finance 5 out of 5 stars
    Super easy and fast system, applying was seamless and money was instant!
  • Google Logo
    naomie falconer - Google Review
    naomie falconer Rated Jacaranda Finance 5 out of 5 stars
    Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
  • Google Logo
    Nathan Ross - Google Review
    Nathan Ross Rated Jacaranda Finance 5 out of 5 stars
    Brilliant service and quick action during application process the best there can be when it comes to quick loans.
  • Google Logo
    Dianita Miguel - Google Review
    Dianita Miguel Rated Jacaranda Finance 5 out of 5 stars
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Terms and conditions

Here’s the important fine print:

1. Schedule of Key Details

Item Detail
Promotion Name Jacaranda Finance - 2026 Major Prize Giveaway
Promoter Jacaranda Finance (ABN: 53 162 078 195)
h******@j******
1300 189 823
Promotion Period Opens 1 July 2026 at 12:00 AM AEST
Closes 21 December 2026 at 11:59 PM AEST
Eligible States/Territories All Australian states and territories except the Northern Territory
Eligible Entrants Australian residents (excluding Northern Territory residents) who meet Jacaranda Finance's eligibility criteria, including being aged 19 years or older. Employees, contractors, directors and their immediate family members are ineligible.
Eligible Products Funded Jacaranda Finance Personal and Car Loans
Entry Method To enter, customers must apply for, be approved for, sign and receive funding under an eligible Personal Loan or Car Loan during the Promotion Period. To remain eligible, the loan must remain active and not be in arrears, in default, or in dispute at the time of the Prize Draw.
Number of Entries One (1) entry per eligible funded customer.
Prize The winner will choose between:
  • One (1) brand-new BYD Shark 6 Premium (2026 model) drive-away; or
  • AUD $50,000 cash.
If any prize becomes unavailable for reasons beyond the Promoter's reasonable control, the Promoter may substitute the prize with a prize of equal or greater value, subject to applicable laws.
Total Prize Value
  • One (1) new BYD Shark 6 Premium (2026 model) with a maximum drive-away value of AUD $64,553; or
  • AUD $50,000 cash.
Prize Draw 10:00am AEST on 22 December 2026 at Jacaranda Finance, Milton QLD. Draw conducted by computerised random selection and overseen by an independent JP.
Notification of Winners The winner will be notified by phone and SMS/email on the day of the draw.
Claim Period The winner must claim the prize within 14 days of being notified.
Unclaimed Prize Draw 10:00am AEST on 5 January 2027 at Jacaranda Finance, Milton QLD. Conducted by computerised random selection and overseen by an independent JP.
Public Announcement The winner's first initial, surname and postcode will be published in accordance with applicable laws.
Lottery License and Authority Numbers NSW authority number TP/05131. Notification-trade promotion number NTP/17151.
SA license number T26/1029.
ACT Permit No ACT TP 26/01392.
Promotion Name
Jacaranda Finance - 2026 Major Prize Giveaway
Promoter
Jacaranda Finance (ABN: 53 162 078 195)
h******@j******
1300 189 823
Promotion Period
Opens 1 July 2026 at 12:00 AM AEST
Closes 21 December 2026 at 11:59 PM AEST
Eligible States/Territories
All Australian states and territories except the Northern Territory
Eligible Entrants
Australian residents (excluding Northern Territory residents) who meet Jacaranda Finance's eligibility criteria, including being aged 19 years or older. Employees, contractors, directors and their immediate family members are ineligible.
Eligible Products
Funded Jacaranda Finance Personal and Car Loans
Entry Method
To enter, customers must apply for, be approved for, sign and receive funding under an eligible Personal Loan or Car Loan during the Promotion Period. To remain eligible, the loan must remain active and not be in arrears, in default, or in dispute at the time of the Prize Draw.
Number of Entries
One (1) entry per eligible funded customer.
Prize
The winner will choose between:
  • One (1) brand-new BYD Shark 6 Premium (2026 model) drive-away; or
  • AUD $50,000 cash.
If any prize becomes unavailable for reasons beyond the Promoter's reasonable control, the Promoter may substitute the prize with a prize of equal or greater value, subject to applicable laws.
Total Prize Value
  • One (1) new BYD Shark 6 Premium (2026 model) with a maximum drive-away value of AUD $64,553; or
  • AUD $50,000 cash.
Prize Draw
10:00am AEST on 22 December 2026 at Jacaranda Finance, Milton QLD. Draw conducted by computerised random selection and overseen by an independent JP.
Notification of Winners
The winner will be notified by phone and SMS/email on the day of the draw.
Claim Period
The winner must claim the prize within 14 days of being notified.
Unclaimed Prize Draw
10:00am AEST on 5 January 2027 at Jacaranda Finance, Milton QLD. Conducted by computerised random selection and overseen by an independent JP.
Public Announcement
The winner's first initial, surname and postcode will be published in accordance with applicable laws.
Lottery License and Authority Numbers
NSW authority number TP/05131. Notification-trade promotion number NTP/17151.
SA license number T26/1029.
ACT Permit No ACT TP 26/01392.

Terms of Entry

  1. Entry constitutes acceptance of these Terms and Conditions.
  2. Finance approval remains subject to Jacaranda Finance's lending criteria, responsible lending obligations and applicable laws. Participation in this Promotion does not influence or guarantee any lending decision, loan terms or approval outcome.
  3. The Promoter may verify the identity, eligibility and loan status of any entrant or winner and may disqualify any entrant who does not comply with these Terms and Conditions or who provides false, misleading or fraudulent information.
  4. If a winner is ineligible, cannot be contacted, fails verification or does not claim the prize within the Claim Period, the Promoter may conduct a redraw. Any redraw winner must satisfy the same eligibility requirements.
  5. The prize is not transferable, exchangeable or redeemable for any other benefit, except as required by law.
  6. The Promoter is not responsible for lost, late, incomplete, misdirected or incorrectly submitted entries or contact details.
  7. The winner agrees to participate in reasonable promotional activities associated with the Promotion without additional compensation, unless prohibited by law.
  8. Facebook, Instagram, YouTube and TikTok are not sponsors of, endorsed by or associated with this Promotion.
  9. If the Promotion cannot be conducted as planned due to circumstances beyond the Promoter's reasonable control, the Promoter may modify, suspend or cancel the Promotion, subject to applicable laws.
  10. Personal information will be handled in accordance with the Promoter's Privacy Policy and used for administering the Promotion.
  11. Any tax liability arising from the prize is the winner's responsibility.
  12. The Promoter's decision is final, subject to applicable laws.
  13. Nothing in these Terms and Conditions excludes any rights available under applicable consumer laws.
  14. Any dispute concerning the conduct of the Promotion will be resolved by the Promoter acting reasonably and in accordance with applicable laws.