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Fast, flexible car loans
Car Loans
Hit the road with a fast, flexible and reliable car loan from Jacaranda Finance. Apply today and access up to $25,000 for your next car.
Google Rating
2,660+ Reviews
Word of Mouth
880+ Reviews
Product Review
1,790+ Reviews
Trustpilot
880+ Reviews
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Google Rating
2,660+ Reviews
Word of Mouth
880+ Reviews
Product Review
1,790+ Reviews
Trustpilot
880+ Reviews
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Why get a car loan with Jacaranda Finance?
When it comes to getting conditional approval, we're faster than most other lenders out there. We give you the confidence of knowing how much you can borrow so you can buy the right car when you find it. By applying for an online car loan with Jacaranda Finance, you could be behind the wheel of your new car on the same day2.
- Fast pre-approvals available
- Approval for cars up to 12 years old
- No extra repayment fees
- Simple & easy application
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It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
Car Loan details
| Loan Amount From: | $10,000 - $25,000 |
|---|---|
| Loan Terms: | 24 months - 48 months |
| Loan type: | Secured |
| Rate type: | Fixed |
| Repayment options: | Weekly, fortnightly or monthly |
| Pre-approval available: | Most new applications are processed with a conditional approval on the same day during normal business hours once all supporting information required has been provided2. |
| Maximum car age: | Up to 12 years old |
| No early payout or exit fees: | Customers who pay their loan out early do not incur any additional fees or charges for doing so. Fixed fees that have already been incurred are due and payable. |
View all our awards
Award-winning lender
OUR CAR LOAN PROCESS
How do we get you on the road?
1. Apply online in 5-12 minutes1
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as, but not limited to, how fast you are at typing or if you have all the required information on hand.
2. Get conditional approval on the same day2
Once you've applied, we could conditionally approve you for a car loan on the same day with rates, fees and repayments quoted to you, allowing you to shop for your dream car with confidence.
For most customers, we verify the information you provide us and get back to you with an outcome on your application within on the same day during normal business hours. We do not guarantee same-day outcomes for all customers: customers that apply outside of business hours or customers that are required to provide additional information may experience a longer timeframe.
Buy the car of your dreams
Get the seller to send us their private sales agreement/business invoice. Once all the required documents are supplied and final approval given, we can pay the seller of the vehicle so it's all yours!
What can a Jacaranda car loan be used for?
We’re a fast and fair lender that’s been helping Aussies since 2014 - That’s nearly 10 years!
New and used cars
You can get both brand new and used cars with a Jacaranda Finance car loan, whichever suits you best. It doesn’t matter what model it is: as long as it’s 12 years old or less, is roadworthy, has under 150,000km (petrol cars) and fits within our maximum loan amount, you can get a car loan for it with Jacaranda.
See our Used Car Loans.
Car Loans up to $25,000
Don't wait days for approval with other lenders. Apply during our business hours and you could get an outcome on the same day (once all information has been provided)2.
OVER 5,000 REVIEWS
Customer Testimonials On Trusted Platforms
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Super easy and fast system, applying was seamless and money was instant! See Less
Super easy and fast system,... See More
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- S Johari - Google Review
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Fast, reliable service had money in acc same day See Less
Fast, reliable service had money... See More
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- K Perkin - Google Review
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Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick. See Less
Jacaranda is always helpful, wonderful... See More
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- n falconer - Google Review
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Brilliant service and quick action during application process the best there can be when it comes to quick loans. See Less
Brilliant service and quick action... See More
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- N Ross - Google Review
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Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one ! See Less
Jacaranda finance is definitely one... See More
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- B Pocock - Google Review
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So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started on a Saturday and rolled over to the Monday before i received payment... And I wasnt forgotten about or left wondering what was going on. Although I didn't get the amount requested they were able to help me. When others would not.. Defiantly recommenced See Less
So jacaranda finance.. Were great... See More
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- N Rice - Google Review
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It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. See Less
It is easy to apply... See More
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- D Miguel - Google Review
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Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again. See Less
Good people to work with.... See More
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- K Kupke - Google Review
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Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient. See Less
Excellent service once again from... See More
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- J Mccullough - Google Review
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Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you. See Less
Excellent 5 STAR customer service... See More
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- B Lau88 - Google Review
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Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process. See Less
Jacaranda finance were amazing they... See More
![google icon]()
- R Hay - Google Review
Sometimes we offer customers incentives encouraging an honest review of our services, be it negative or positive based on their unique experience. It is possible that some reviews were written by customers who received a reward regardless of their review being positive or negative. Last updated: 22/11/23
See all FAQs
Frequently Asked Questions
Want to know more? Find out the answers to the most common queries about our Car loans.
A car loan is essentially just a personal loan used specifically for buying a car. Unlike many personal loans which can be unsecured - not having an asset used as security on the loan - car loans are always secured loans. This means the lender can repossess the car and sell it should you be unable to meet your obligation to repay the loan.
Repayments for Car Loans with Jacaranda Finance work the same as our other loan products. You will repay the balance owed in instalments and the additional interest and charges accrued.
The size of your repayments will depend on your loan amount, interest rate and fees, the length of your loan and more.
With Jacaranda Finance, you can choose to make your repayments weekly, fortnightly, or monthly.
When buying a car, you often choose to pay off a portion of the car’s value at the end of your loan instead, reducing what you borrow and therefore making your repayments smaller. This is known as a balloon payment.
Balloon payments can be big - sometimes as big as 50% of the total loan - and can catch people by surprise when their loan expires.
We offer balloon payment loans to help manage this expense.
Being prepared before you start your application will ensure that it is fast and easy to complete.
The application form will ask you for personal information about yourself that you should know or have easy access to. In the application, the only supporting documents you will need to provide will be your bank statements. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you. You'll need to have your internet banking details handy.
Once your application is complete, our credit assessment team may ask for more information depending on the details you’ve provided, such as ID documents, payslips and loan statements. We've built our own custom technology that makes this simple and easy for you to provide online via our loan platform.
Read more about our security and privacy policy.
Yes, there are a number of ways that you pay out your loan ahead of the loan term specified in your loan contract at no additional cost.
To pay out your loan early or make extra repayments, log into the FastMoney mobile app or customer portal and choose from a range of options such as debit card payment, bank transfer or direct debit.
we're here to help
Need a hand?
Our customer service team are here to help.
If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.
