Home > Car Loans up to $35,000

Car Loans up to $35,000

Money in your bank account and ready to use in 24 hours once approved*(3)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Online car loans for new and used cars

Looking for a car loan? Great stuff! It’s an exciting time, but don’t forget that buying a car is one of the biggest financial decisions you will ever make (besides buying a home). There are a bunch of things you will need to think about and remember before you put your car loan to good use. But, don’t worry we’re here to help!

At Jacaranda Finance, we make searching for car finance that bit easier by offering car loans 100% online. If you’re searching for a car loan, you’ll soon discover there is plenty to choose from. So, how do you sort through the clutter and find a lender that can help? That’s where we come in handy. We’re the lender Aussies trust to provide them with the car finance they need.

So, whether you’re looking for a reliable little car to get you around town or something a bit more flashy, Jacaranda Finance could offer you the cash you need to get on the road.

How to apply for car loans

When you’re searching for vehicle finance, the last thing you want is red tape. Just apply with Jacaranda Finance in three simple steps:

Mobile Phone

Step 1: Apply online

Complete our online application in just a few minutes. Simply start with our loan calculator, select how much you wish to borrow, and for how long. Once you’re happy with your proposed loan terms, click ‘Apply Now’. You’ll be taken straight to our quick application, where we’ll ask for a few more details. Once you’re happy, press ‘Submit’.

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Step 2: We get to work

Now it’s our turn to work the magic. After we receive your application, we’ll get straight to assessing whether or not we may be able to offer you a car loan. We might need additional information from you, so keep an eye on your emails or phone. At Jacaranda, we want to ensure you get your cash as quickly as possible.

Shaking Hands

Step 3: Meet your new lender

If we can provide you with a loan, we’ll let you know straight away. We’ll be in touch to go over the finer details of your application to see whether you’re suitable for a car loan. So, in just three simple steps you could be on your way to the car of your dreams. Skip the endless googling, and opt for a lender that is 100% online and ready to help in minutes.

Car Loans FAQs


Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

👨‍🦰 Be over 18 years of age

🇦🇺 Be an Australian citizen or permanent resident

💸 Have received a regular income (for the last 90-days)

🏦 Have internet banking set up

📱 Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

📇 Personal details (i.e. Name, Address, DOB)

📱 Your phone number and email address

❓ The reason for your loan

🗄️ myGov details (if you receive Centrelink benefits)

🏦 Online banking and employment info

Loan details

Loan Amount: $5,000 to $35,000
Loan Term: 12 months to 48 months
Repayment Frequency: Weekly, Fortnightly or Monthly
Repayment Facility: Direct Debit
Secured Options: Secured and Unsecured
Starting Interest Rate: From 5.85% (secured loans)
Starting Comparison Rate: From 7.85% (secured loans)

Visit our car loans rates page for a full breakdown of costs associated with Jacaranda Finance’s personal loans

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Why get a Jacaranda car loan?

Speedy applications

After a quick personal loan? At Jacaranda, you can apply anywhere and anytime without the hassle of a long application. Our loan applications take most people just 8 minutes to complete!

Quick outcomes

When you apply with Jacaranda Finance, you won’t have to wait days or weeks to receive an outcome on your car loan. You could get a quick outcome on the same day you apply(depending on when you apply and your financial situation). When you finish your application, we'll let you know straight away if we think we can help you. For most customers, we even provide a same day outcome!

We do the searching, so you don’t have to

If you’re on the hunt for car finance, you may find yourself feeling a little overwhelmed by choice. We get it. That’s why we’re ready to do all the hard work for you. We understand that after searching endlessly through lenders, you’re probably tired of complicated applications with no end results. Well, at Jacaranda Finance it’s a different story. You can apply in three simple steps, and we’ll do our best to match you with a loan in no time. So, don’t wait, apply today in minutes and you could access the car loan you’ve been searching for. With our comprehensive loan options, you can be assured you’ll be given a fair assessment.

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Reviews current as of June, 2021.

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Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.