At Jacaranda, our car loans range between $5,000 and $35,000. Apply for as much as you need. We’ll assess your current relationship with finances and sort out what will work best for you.

Jacaranda’s car loans are fixed rate loans.

To apply for one of Jacaranda’s car loans, simply scroll up to the top of this page to find our loan calculator. Select the amount you’d like to borrow and the repayment period and click ‘Apply Now.’ Then, fill in the quick application and submit your supporting documents.

Our assessors will then determine if the loan you’ve applied for is both suitable and affordable for you. We aim to have all applications assessed and settled the same day we receive them, during business hours.

Yes, all Jacaranda car loans are secured. In some cases, you can secure your loan with the car you’re purchasing.

Our car loan repayment terms vary from 2 to 5 years depending on the amount you apply for.

Yes! We can offer car loans to people with bad credit. Of course, we cannot guarantee approval, but we can look past your less than perfect credit score when assessing your application.

So, don’t let bad credit deter you from applying. We’ll do our best to approve you for a suitable car loan.

Be sure to negotiate the best possible price for your desired vehicle, as this will strengthen your application and improve your chances of approval.

Yes you can! Jacaranda doesn’t discriminate on what car you’re looking to purchase. Whether you’re after a new or used car, we could provide you a loan to purchase it.

Unfortunately, we cannot offer pre-approval on car loans. This is because when you’re applying for our car loans, we need to know what car you’re purchasing and how much you can put towards it.

Pre-approval means you can get your loan before you’ve decided what car you’d like to purchase.

We pride ourselves on offering speedy approvals for car loan applications. You could even get your cash on the same day you apply for a loan. Please note, this will depend on when you apply and if we require any additional information from you.

If we can’t provide you with an outcome on the same day you apply, you’ll most likely be notified if you’ve been approved or not on the next business day.

Yes, absolutely! Jacaranda is proud to be able to give all Aussies the fair go they deserve at accessing finance. Of course, we cannot guarantee that your application will be approved, but we will look at your current relationship with money to determine if you can afford the repayments on a car loan.

You sure can! The best part? We won’t charge you an early settlement fee.

This is because we don’t believe you should be punished for being responsible with money and getting on top of your finances.

Yes, Jacaranda can offer car loan refinancing. When you refinance your car loan, you borrow money from a new lender with better terms to pay off your current car loan.

If you’ve reviewed your current car loan and want to lower your repayments and save on fees, you could consider car loan refinancing.