Moving house can easily set you back thousands, with bond, moving and cleaning expenses.
Let a Jacaranda Rental Bond Loan help make that easier.
With no impact on your credit score!
Check If You Qualify with no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Moving house can easily set you back thousands, with bond, moving and cleaning expenses.
Let a Jacaranda Rental Bond Loan help make that easier.
A rental bond loan is simply a loan you can use to pay for your rental bond deposit and any other associated moving costs.
Instead of dipping into your hard-earned savings, a rental bond loan with Jacaranda Finance lets you repay that money over manageable instalments for a period of up to 48 months.
Rental bonds can cost thousands of dollars if they're not split between multiple people.
Each state and territory has its own rental legislation, but the general rule is a bond costs a maximum of four weeks' rent upfront. In addition to four weeks of rent, you'll likely also have to pay two weeks of rent upfront at the start of the lease, known as rent in advance.
As you can see, this could set you back more than $3,200 for the typical rental property in Australia!
A Jacaranda Finance personal loan can help you manage these expenses.
See below for more detailed information on rental bonds and Rental Bond Loans in each state/territory.
Our loan application process for a Rental Bond Loan has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner.
You can easily apply online now, or download the Jacaranda FastMoney app and get started today!
If you’re after more of a visual guide on how much one of our loans might cost you, use our loan repayment estimate calculator to get a guide on what your repayments could be with a Jacaranda Rental Bond loan.
It only takes a few seconds!
Ready to Apply? You can get started now.
Ready to Apply? You can get started now.
Information you will need to provide:
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
Still need more info? Here are some of our most frequently asked questions about rental bond loans.
The basic eligibility criteria you must meet before submitting an application:
We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:
We only accept loan applications online via our online application form on our website or FastMoney app. We're 100% online, so there are no other ways to submit an application.
If you're considering applying for a loan with Jacaranda, you can first check if you qualify using our QualifyCheck technology, which does not affect your credit score.
Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.
Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.
After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2
Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3
The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria, loan amount, and loan term for which you qualify.
Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.
We use the information you provide in the online application form as well as information on your bank statements to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a credit check being conducted.
Once we have verified that you meet our non-credit report-related criteria, we do perform a credit check as part of our credit assessment, where an inquiry will be left on your credit file.
We will never perform a credit check without your express consent, which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for seven years, and it can be supplied on demand.
There are four credit reporting bodies that we may use to conduct a credit check:
Review our Privacy Policy for more information.
Anyone unsatisfied with their loan for any reason can return the principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan4.
If you purchased a vehicle or other item with your loan, Jacaranda does not require the seller to cancel the sale or release the funds back to you. Returning your purchase to the dealer, to the seller or to Jacaranda Finance doesn't qualify as a loan cancellation. The loan is only cancelled once the funds have been received and have cleared within the Jacaranda Finance bank account.
Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.
Provided you are meeting your minimum contractual repayments, you can change the date of your direct debit payments, make extra repayments, change your bank account details and more from either the FastMoney app or online portal.
Download the app on the Google or Apple store today.
Read more: Personal Loan Repayments 101.
