Our Story
The idea for Jacaranda Finance began when founder and CEO, Daniel Wessels, was working for a large personal finance company, setting up a UK-based arm of their online operations.
During his time there, he saw rising demand for innovative, intuitive solutions among increasingly digitally-savvy consumers who wanted convenient, online micro-finance options.
Our aim, regardless of the outcome of your loan application,
is to help you move forward in life.

Daniel Wessels, CEO & Founder of Jacaranda Finance
At the start, it was nothing glamorous. He worked from his parent’s basement and spent every moment of his free time researching new ways to perfect his vision for what personal finance could be. Fast forward to today and Jacaranda Finance has grown into an award-winning lender that prides itself on giving everyday Aussies a fair go at finance. There are around three million people in Australia who are deemed ‘unbankable’ by traditional financial institutions. Fintechs like Jacaranda are enabling a new era of financial inclusion.
What we’re all about
No matter where you are in your life, know that you’ll be welcomed at Jacaranda Finance and treated with the same respect and care as a dear friend in need. We’re aware of the stigma attached to our industry, and use transparency, honesty, and good service to prove that we are the lender for you. We always try to imagine ourselves in your shoes – be they thongs, work boots, or high heels. We’re here to help – it’s as simple as that.
- No Processing Fee
- No Early Settlement Fee
- 60-Second Transfers3
- Easy Online Applications
- 100% Online
- Weekend Loan Approvals

Jacaranda Finance is licensed by the Australian Securities and Investment Commission (ASIC) and is a member of the Australian Financial Complaints Authority. Australian Credit License number is 456404. Our ABN is 53 162 078 195.
We’re responsible lenders
We believe most people are misrepresented financially and that current lending models aren’t sustainable.
Irresponsible lending creates two things – a bad reputation for this industry and desperate people ending up in situations they can’t get out of. Traditional lenders ask for the basics and get you to assume what you spend. We make sure we know exactly what’s coming in and going out and that you only get what you can afford. Yep, we’ll even track that Netflix bill and we’ll do it all without you having to lift a finger.
Over 4,800 Reviews On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.
Last updated: 03/05/2022
Need a hand?
24hr loan processing.
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.