Jacaranda Finance is an Australian owned digital finance company.
Jacaranda is a worthy alternative to traditional fund providers, and helps Australians get on with their lives when an unexpected cost arises.
We understand that when you need money, you need it now.
Traditional lenders take too long to get back to you and request a mountain of paperwork. Modern day lenders give you a quick decision, but not always the decision you were after due to their unnecessarily tight lending criteria and loan processing methods.
That’s where we are different; we take the positives out of traditional and modern day lending to approve more loans quicker.
We offer one of the quickest Personal Loan services in the country. Most of our clients have an outcome on their Personal Loan application within 1 hour of submitting the completed loan application.
Unlike a Payday Loan or a Cash Advance, our Personal Loan repayment period is suitably long to give you some breathing space while repaying. This means your repayments will be lower, and in most cases more affordable than the Payday or Cash Advance loans you may have used in the past. We are also able to approve a higher loan amount, as the repayments are spread out over a longer time frame making repayments lower and more affordable.
We DO NOT charge you a processing fee in you are unsuccessful with your loan application – this means that if you qualify for one of our loans you have nothing to lose by applying.
Our mission is to provide Australians with a solution to a short-term cash flow shortfall. We achieve this by using our quick and efficient processing techniques whilst complying with responsible lending practices. We are completely transparent about our fee’s and charges, therefore customers know exactly what they need to repay and when.
Have a look at the Jacaranda Promises.
Jacaranda Finance is licensed by the Australian Securities and Investment Commission (ASIC) and is a member of the Credit Ombudsmen’s Service.
Our Australian Credit License number is 456404. Our ABN is 53 162 078 195.