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What We're All About
The Jacaranda Finance Awards Cabinet
We’re Responsible Lenders
The idea for Jacaranda Finance began when founder and CEO, Daniel Wessels, was working for a large personal finance company, setting up a UK-based arm of their online operations. During his time there, he saw rising demand for innovative, intuitive solutions among increasingly digitally-savvy consumers who wanted convenient, online micro-finance options.
At the start, it was nothing glamorous. He worked from his parent's basement and spent every moment of his free time researching new ways to perfect his vision for what personal finance could be. Fast forward to today and Jacaranda Finance has grown into an award-winning lender that prides itself on giving everyday Aussies a fair go at finance. There are around three million people in Australia who are deemed ‘unbankable’ by traditional financial institutions. Fintechs like Jacaranda are enabling a new era of financial inclusion.
Unlike a Payday Loan or a Cash Advance, our Personal Loan repayment period gives you some breathing space. We don’t charge a processing fee if you are unsuccessful with your loan application, nor do we charge an early settlement fee if you pay off your loan early. Our aim, regardless of the outcome of your loan application, is to help you move forward in life by offering quick outcomes and painless processes.
No matter where you are in your life, know that you'll be welcomed at Jacaranda Finance and treated with the same respect and care as a dear friend in need. We're aware of the stigma attached to our industry, and use transparency, honesty and good service to prove that we are the lender for you. We always try to imagine ourselves in your shoes - be they thongs, work boots, or high heels. We’re here to help - it’s as simple as that.
Best Personal Cash Lending Provider 2020
ProductReview.com.au Award for Personal Loans 2020
Australian Young Entrepreneur Finance Award 2019
Brisbane Young Entrepreneur Finance Award 2019
Small Business Champion of Financial Services 2019
Brisbane Young Entrepreneur Professional Services Award 2018
Brisbane Young Entrepreneur Finance Award 2018
We believe most people are misrepresented financially and that current lending models aren't sustainable.
Irresponsible lending creates two things - a bad reputation for this industry and desperate people ending up in situations they can’t get out of. Traditional lenders ask for the basics and get you to assume what you spend. We make sure we know exactly what’s coming in and going out and that you only get what you can afford. Yep, we’ll even track that Netflix bill and we’ll do it all without you having to lift a finger.
Jacaranda Finance is licensed by the Australian Securities and Investment Commission (ASIC) and is a member of the Credit Ombudsmen’s Service.
Our Australian Credit License number is 456404. Our ABN is 53 162 078 195.
💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)
🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).
We never charge early repayment or exit fees.
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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.
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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.