“Simple process and very fast.”

Looking for a simple and fast personal loan?

  • Simple & Easy Application
  • Quick Loan Outcomes
  • Instant Transfers
  • 100% Online

Get more information

How do I get approved?

Start the application process
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Apply online

You can apply for a loan in three simple steps:

1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.

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Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

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Sign your contract

We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!

call
Be available

We might need more information from you to process your application in order to get the fastest outcome.

iPhone
Apply online

You can apply for a loan in three simple steps:

1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.

id-card-svg
Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

applications
Sign your contract

We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!

call
Be available

We might need more information from you to process your application in order to get the fastest outcome.

Loan Details

Loan amount from $5,000 – $15,000
Loan terms 9 – 24 months
Interest rate from 11.42% p.a
Comparison rate from 14.49% p.a.
Type of rate Fixed
Repayment type Weekly, fortnightly or monthly
Average turnaround 60-minutes
Early exit fee $0
Monthly fee $0
Establishment Fee $249 – $990

What loans do we offer?

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Car repairs

Whether you need to replace your radiator, buy new tyres, or get your air-con fixed, car repairs can be steep. A personal loan can help you get back on the road again, fast.

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Emergencies

When life throws curve balls, who do you turn to? The Jacaranda application process is 100% online so applying for a loan to cover an emergency expense is quick and simple.

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Debt consolidation

Have you got multiple debts you want to get rid of? Taking out a personal loan for debt consolidation can help you combine your debts into one, easy-to-manage repayment schedule.

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Medical

Whether it’s for an urgent surgery or dental procedure, medical expenses can be costly. A Jacaranda medical loan can have you on the path to mending quicker than you can say ‘g’day’.

Need a hand?
24hr loan processing.

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.

60 second payments to PayID enabled banks

How is Jacaranda different?

Learn More About Us
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We can help repair your credit history

Our loan could give you a shot at rebuilding your credit history.

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Fair and responsible

It’s our aim to give everyone the fair go they deserve. That’s why we adhere to responsible lending guidelines – to ensure you always know Jac’s got your back.

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Speedy applications

Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 8 minutes.

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Instant cash

Once your contract has been signed, most customers have the cash ready to use within 60-seconds**.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Borrow from Australia’s award winning lender

View all of our awards

Frequently Asked Questions

Want to find out more about our fast personal loans? Find out all the answers to our most common questions here.

See all FAQs

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