The Faster, Easier way to get a personal loan.
- Instant bank transfer once approved
- Simple online process
- Fair loans with no hidden charges
I would like to borrow
$5,000
$and pay it back over
17 months
$159.53
estimated
Estimated repayments starting from
Done in 8 mins
718 people
have applied today
GOOGLE RATING
2,000+ reviews
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
- Instant bank transfer once approved
- Simple online process
- Fair loans with no hidden charges
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months.
“Simple process and very fast.”
Looking for a simple and fast personal loan?
- Simple & Easy Application
- Quick Loan Outcomes
- Instant Transfers
- 100% Online
How do I get approved?
Start the application process
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Apply online
You can apply for a loan in three simple steps:
1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.
Supporting docs
Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.
Sign your contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be available
We might need more information from you to process your application in order to get the fastest outcome.
Loan Details
| Loan amount from | $5,000 – $15,000 |
|---|---|
| Loan terms | 9 – 24 months |
| Interest rate from | 11.42% p.a |
| Comparison rate from | 14.49% p.a. |
| Type of rate | Fixed |
| Repayment type | Weekly, fortnightly or monthly |
| Average turnaround | 60-minutes |
| Early exit fee | $0 |
| Monthly fee | $0 |
| Establishment Fee | $249 – $990 |
What loans do we offer?
Car repairs
Whether you need to replace your radiator, buy new tyres, or get your air-con fixed, car repairs can be steep. A personal loan can help you get back on the road again, fast.
Emergencies
When life throws curve balls, who do you turn to? The Jacaranda application process is 100% online so applying for a loan to cover an emergency expense is quick and simple.
Debt consolidation
Have you got multiple debts you want to get rid of? Taking out a personal loan for debt consolidation can help you combine your debts into one, easy-to-manage repayment schedule.
Medical
Whether it’s for an urgent surgery or dental procedure, medical expenses can be costly. A Jacaranda medical loan can have you on the path to mending quicker than you can say ‘g’day’.
Need a hand?
24hr loan processing.
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.
60 second payments to PayID enabled banks
How is Jacaranda different?
Learn More About Us
We can help repair your credit history
Our loan could give you a shot at rebuilding your credit history.
Fair and responsible
It’s our aim to give everyone the fair go they deserve. That’s why we adhere to responsible lending guidelines – to ensure you always know Jac’s got your back.
Speedy applications
Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 8 minutes.
Instant cash
Once your contract has been signed, most customers have the cash ready to use within 60-seconds**.
Over 4,800 Reviews On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.
Last updated: 03/05/2022
Frequently Asked Questions
Want to find out more about our fast personal loans? Find out all the answers to our most common questions here.
