The Faster, Easier way to get a personal loan.
- Instant bank transfer once approved
- Simple online process
- Fair loans with no hidden charges
I would like to borrow
$5,000
$and pay it back over
17 months
$159.53
estimated
Estimated repayments starting from
GOOGLE RATING
2,000+ reviews
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.
- Instant bank transfer once approved
- Simple online process
- Fair loans with no hidden charges
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.
“Simple process and very fast.”
Looking for a simple and fast personal loan?
- Simple & Easy Application
- Quick Loan Outcomes
- Instant Transfers
- 100% Online
How do I get approved?
Start the application process
Apply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 5 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Apply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 5 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Personal Loan Details
| Loan Amounts | $5,000 – $15,000 |
|---|---|
| Loan Terms | 12 – 24 months |
| Starting Interest Rate (APR) – Excellent Credit Check out our Rates & Fees page for all rate bands. |
10.48% |
| Starting Comparison Rate – Excellent Credit Check out our Rates & Fees page for all rate bands. |
12.56% |
|
Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
|
| Type of rate | Fixed Rate |
| Repayment options | Weekly, Fortnightly, Monthly |
| Monthly account keeping fee | $0 to $25 |
| Early repayment fee | $0 |
| Average turnaround | 60 minutes2 |
| Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
What loans do we offer?
Car repairs
Whether you need to replace your radiator, buy new tyres, or get your air-con fixed, car repairs can be steep. A personal loan can help you get back on the road again, fast.
Emergencies
When life throws curve balls, who do you turn to? The Jacaranda application process is 100% online so applying for a loan to cover an emergency expense is quick and simple.
Debt consolidation
Have you got multiple debts you want to get rid of? Taking out a personal loan for debt consolidation can help you combine your debts into one, easy-to-manage repayment schedule.
Medical
Whether it’s for an urgent surgery or dental procedure, medical expenses can be costly. A Jacaranda medical loan can have you on the path to mending quicker than you can say ‘g’day’.
Need a hand?
24hr loan processing.
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.
60 second payments to PayID enabled banks
Why choose a
Jacaranda Express
Personal Loan?
We’re a fast and fair lender that’s been helping Aussies since 2013.
That’s nearly 10 years!
Fast personal loans
Complete your application and have an outcome in minutes. We’ve built state of the art 100% online technology to make everything fast and easy.
- Submit your online application
in as little as 5 minutes1 - Most applicants have an
outcome in 60 minutes 2
The best customer
service in town
We pride ourselves on offering some of the best, award winning customer service in Australia. When you need us, Jac’s got your back.
- We have thousands of real 5 star
reviews from existing customers - We’ve helped over 50,000+
happy customers
Smart loans & rates
tailored to you
We look at more than just your credit score when considering your application. Get rewarded with a better rate if you’re in a strong financial position.
- Get a personalised rate tailored
to you & your circumstances
We look after our
existing customers
At some point, you may need more money when the unexpected occurs. Customers with excellent repayment history may apply for additional credit if need be.
- Build up a positive history with us to unlock
larger loans, longer terms & better rates - Managing your account is simple and
easy with our online customer portal
Over 4,800 Reviews On Trusted Platforms
Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.
Last updated: 03/05/2022
Frequently Asked Questions
Want to find out more about our fast personal loans? Find out all the answers to our most common questions here.
