ClickCease Holiday Loans Up To $10,000 | 100% Online | Apply Now!

Home > Holiday Loans Up To $10,000 With Jacaranda Finance

Holiday Loans Up To $10,000 With Jacaranda Finance

Holiday Loans Up To $10,000 With Jacaranda Finance
Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

Stopwatch Icon

Apply in less than 8 minutes

Stopwatch Icon

Apply in less than 8 minutes

Need a much needed getaway?

If you need a break from your 9-5 work week, maybe holiday loans could be what you’re looking for! Escape to a getaway oasis to recharge and pamper yourself – and your soul.

As a result, health experts suggest that to achieve a healthy work-life balance, we should take a two week holiday every six months. However, holiday expenses can pile up, so enlist the help of our fast, no paperwork holiday loans.

Therefore, Jacaranda Finance offers hassle-free, no paperwork holiday loans. We can help cover all those boring expenses so you don’t have to worry! The only work you’ll be doing is catching up on the latest beach reads or working on your tan.

So, we could help finance your next holiday adventure with holiday loans. Maybe you’re looking into Fiji family holidays? Jacaranda Finance is 100% online loan company, so all you need is a computer or mobile device with an internet connection and a comfy chair to apply!

What are holiday loans?

A Jacaranda Finance holiday loan could be a small loan, medium loan or large loan, between $300 and $10,000. Therefore, it can be the perfect fix for those who need an extra boost to launch them into their dream holiday.

So, we can offer fast approval with no paperwork. Holiday loans with Jacaranda Finance are offered from $300 to $10,000 over a term up to 24 months, depending on the amount. You only need to dedicate a few minutes of your time to our holiday loans application! So sit back, catch up on your favourite TV show, and we could have an outcome for you in no time.

A holiday loan with Jacaranda Finance is 100% online, processed promptly and will give you an outcome without wasting your time!

Need to take a holiday RIGHT NOW?

Jacaranda Finance can sort you out with almost instant holiday loans. Our 100% online service reduces time wasting, so there’s no more appointments with banks or sweating it out in a queue.

As a result, if your instant cash loans Australia application is submitted during business hours it can be assessed super fast!

So, if you are approved and accept the loan contract, you could have the cash in your bank account before you know it!

How do I apply for holiday loans?

It couldn’t be easier! As a result, applying for Jacaranda Finance holiday loans is simple and hassle-free. Our holiday loans require no paperwork for your convenience.

So, all you need is to be 18 years of age, have a regular income deposited into a personal bank account for at least the past 90 days, be an Australian citizen or permanent resident and have an active contact number and email address.

As a result, to complete your online holiday loans application, there are a few simple steps to follow:

  1. Step one: Our online applications can take just minutes to complete! Want help deciding how much to borrow for your holiday? Try our holiday loans repayment calculator. It’s the perfect tool to help you get an idea of travel loan costs. The holiday loan repayment calculator is located at the top of every Jacaranda Finance website page. Simply select the loan amount and length you desire and click ‘Apply Now.’ From there you’ll be taken to our holiday loan application. It’s that simple!
  2. Step two: After you complete your holiday loan application, we will begin to assess your application based on the proof of past financial history and current finances. Therefore, we will adhere to our responsible lending practices, we will look at your bank statement and spending habits to decide if we can offer you a loan.
  3. Step three: To lessen the stress of endless red tape, Jacaranda Finance utilises the latest in safe banking technology to look at your bank statements and spending habits. You can simply sit back and share some quality time with your favourite book!
  4. Step four: When you receive the outcome of your holiday loan application, it’s important to remember we operate under the ethics of responsible lending. We will not approve clients who we don’t think will be able to make their repayments.
  5. Step five: In 60 minutes you will receive an outcome from your holiday loan application*. A 60 minute return time may vary depending on how long it takes to verify it and the information that is supplied.

Hit the Apply Now button at the top of the page and you could be planning your holiday within the hour!

How much will my holiday loan cost?

At Jacaranda Finance, this is a common question, so we have designed the right tools to help you figure out how much your holiday loan should cost. We don’t have any sneaky costs that will burden you throughout your loan. We are upfront about all costs when you apply for your holiday loan. No tiny font disguised fees!

To figure out your potential loan repayment holiday costs, check out our handy travel cost loans repayment calculator.

Therefore, our repayment calculator can assist you in seeing what your holiday loan could look like.

What loans do you offer?

We offer holiday travels as small personal loans, medium secured personal loans or large secured personal loans.

Loan Type Secured Options Loan amount Loan term
Small Bad Credit Loan Unsecured $300 to $2,000 9 to 12 months
Medium Cash Loan Can be Secured $2,001 to $4,600 9 to 24 months
Large Personal Loan Secured $5,000 9 to 24 months

For more information about the allowable fees and charges for small, medium and large loans, visit the MoneySmart website.

Our customer service promise

Jacaranda Finance is 100% online, but that doesn’t mean we don’t want you to feel at home. We are the loan experts and ready to help you with any enquiries (and we mean any)! As a result, there are no stupid questions.

Delivering quality customer service is important to us.

Our expert loan team is monitoring the Jacaranda Finance website and phones during our business hours to answer any concerns you may have. So, head to our website now and our friendly staff will do their best help you out with a holiday loan.

Do you perform credit checks on your Holiday Loans?

At Jacaranda Finance, we want to give every applicant a fair go. We don’t let past financial mishaps reflect your current financial situation. However, we don’t offer easy loans no credit check.

We do as responsible lenders perform credit checks to ensure that you can afford one of our holiday loans.

If you have bad credit loans in the past, don’t let that stop you from applying for a loan with us. We want to help!

The Jacaranda Finance difference is that we are much more lenient than most traditional lenders. We understand that from time to time unexpected things can happen which can affect your credit rating. As a result, we are here to help as much as we can.

Do you offer travel loans with bad credit?

Yes, we believe that the past is the past. Therefore, you may be able to get fast cash loans bad credit with us. At Jacaranda Finance, we want to help you move onto future financial fitness and growth. So, we don’t have a ‘no’ policy on bad credit customers. Therefore, as long as you meet our eligibility criteria, you are welcome to apply.

However, we do follow responsible lending practices. Therefore, as part of these commitments, we do perform credit checks. But don’t let that get you down! We won’t reject your application just because you have bad credit. You may still be eligible for our personal loans for bad credit!

Apply now to see if you’re eligible for bad credit loans Australia!

Can I be approved for holiday loans if I am receiving Centrelink?


Jacaranda Finance welcomes Centrelink customers to apply for holiday loans. Therefore, as long as you are receiving a regular income (which includes Centrelink payments) then you are eligible for holiday loans.

Jacaranda Finance accepts a variety of Centrelink payments, aside from Newstart and Youth Allowance. We do not accept these payments because we consider them to be a temporary source of income.

So, here is a helpful list of Centrelink payments we accept:

  • Aged care pensions and disability pensions
  • Carer’s allowance
  • Family tax benefit
  • Veterans allowance
  • Widow or widower’s allowance
  • Farm household allowance

Hit the Apply Now button and fill out a quick application. Before you know it, you could be off to your next holiday destination!

Personal loans for your holiday

Jacaranda offers some of the most competitive holiday loans Australia!

So, you may be wondering, Am I able to get a personal loan for holiday through Jacaranda?

What a great question: Absolutely!

You could apply for a holiday loan for any purpose – even just a weekend getaway! Our holiday loans are also known as personal cash advance loans and are 100% online. Not only that but they are available anytime to apply for; all you need to do is fill out a form!

Jacaranda Finance offers personal loans that are flexible and accessible. Therefore, a personal loan for your holiday could fund all your expenses or just the flights or accommodation – it’s your choice.

So, if you are approved, we can transfer your cash as soon as you sign your contract (speed may differ depending on your bank). Therefore, no need to stress about your funds.

Do you offer online holiday loans?


Jacaranda Finance is a 100% online cash loan service.

This means that you don’t need to make any appointments with banks, and you don’t need to wait for business hours to submit your application.

So, all you need to do is jump online to our website and hit the APPLY NOW button at any time of day!

So, how do I repay my holiday loans?

Repaying your holiday loans is as relaxing as your holiday! We do all the work, so all you have to worry about is booking your holiday destination.

Therefore, managing a long and complication application, bombarded with paperwork and secret fees, is a thing of the past with Jacaranda Finance. Therefore, for your convenience, we have designed an automatic repayment process. We utilise the latest in safe banking technology to make your holiday loans repayments paperwork free!

So, once your loan has been approved and a finalised loan repayment amount and nominated day have been decided, we will then organise a direct debit to be set up from your bank account. Therefore, the nominated amount will be automatically direct debited from your account on the agreed day.

It’s that simple!

Can I apply for holiday loans on the weekend?

Of course, Jacaranda’s loan application is available 24/7! If you find yourself needing cash on the weekends, you can apply for Jacaranda’s weekend loans from $300 to $10,000. Keep in mind, that if you apply for a loan on the weekend, it may take a little longer than usual to receive your outcome.

What should I know when I’m thinking about applying for Holiday Loans?

So, who is this product for? Those wanting to apply for Holiday Loans
What boxes do we need to tick to be eligible for Holiday Loans?
  • Be 18yrs of age
  • Have a regular source of income deposited into a personal bank account for at least the past 90 days
  • Be an Australian citizen or permanent resident
  • Have a direct contact phone number and email address
So, what are the repayment terms? Repayment terms will vary depending on each applicant’s agreement but can range up to 24 months.
Available Loan types Fixed
Lender Jacaranda Personal Loans

Smart ways to budget for holiday expenses

Sometimes, all we need is just a relaxing holiday to get away from the hustle and bustle of everyday life! Even with the help of a holiday loan, you’ll have to budget for your everyday expenses while you’re on your vacation. A holiday is a time where you’ll most likely be spending everyday to get the most out of your time. Here are some smart ways you can easily budget for all your holiday expenses:

  1. Don’t just budget your money, budget your time too. You may be wondering what we mean by budget your time. It makes sense to advise you to budget out your expenses and how much you should spend on your holiday overall. But you should also budget when you should pay for everything. Essentially, the longer you wait to pay expenses, the higher their cost could get. You may not want to pay everything all at once, so why not plan out when you want to have everything paid by!
  2. Save for an emergency fund. Regardless of how holiday-ready you are, it makes sense to have an emergency fund to fall back on. Whether you’re interstate or overseas, things can go wrong. Having some cash stashed away will always come in handy. A month before your vacation, put away some extra cash into a savings account so that once you’re away, you’re prepared for the unexpected. 
  3. Every day expenses. Whether you’re gone for a week or a month, it’s best to have a rough idea of what you want to get done while on holiday so you can get a rough idea of how much you should be saving up. We’re not suggesting you should write down a schedule of what you want to do every single day you’re away, but having a rough estimate of how much you should save up purely for spending can be helpful for your budget.
  4. Contact your bank. Give yourself some time before going away to contact your bank and requesting an overseas debit card. These can take anywhere up to 2 weeks to arrive, but they’ll definitely save you money! By using your own card overseas, you’ll most likely have to pay high interest and fees with every transaction. Think of how that interest can accumulate and cost you a significant amount.

You have the holiday loan, now you need the holiday!

Therefore, planning a holiday can sometimes take away from the relaxation you need from your time off. So, Jacaranda Finance has you covered with some handy ideas for booking your next holiday:

  1. Decide where you want to go: Think about what kind of holiday you need. Is it relaxing, challenging or simply an escape from the routine of daily life? So, tailor your holiday destination to what you need.
  2. Research costs: Understand the costs of where you have chosen to vacation. Is it a typically expensive destination? If so, how do you cut down on costs?
  3. Check for last-minute deals: Subscribe to services to find cheap flights! So, try Skyscanner and Google flights.
  4. Plan activities: Know what you want to see at your destination before you arrive. Therefore, this will save you buckets of time, so there’s more time for holidaying!
  5. As a result, enjoy your zen-building vacation!

Jacaranda Finance wants to help fund your next adventure of a lifetime. That’s why our holiday loans are simple and fast. As a result, we offer stress-free holiday loans.

We’re 100% online, can provide fast outcomes and great customer service! Therefore, we’ll do our best to offer you a loan to kick-start your next holiday!

So, what are you waiting for? APPLY NOW! Before you know it, we could be back to you with a holiday loan that lets you take a well-deserved break. And maybe you love your holiday so much, it has you seeking relocation loans? Either way, we are here to help!

Want to read more? Let us tell you about small loans for bad credit! 

Reviews don’t lie 🌟

Reviews current as of Aug, 2020.

Our low rates

Our low rates

💰 Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

Apply Now 🚀
Existing client?

Existing client?

Manage your loan easily in one place.

Log In
Had a good experience?

Had a good experience?

Share the love by referring a friend now and receive up to $100 of free credit 💸

Refer a friend

Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.