available now
The BetterCredit app allows customers with a current Jacaranda Finance loan to check their credit score for free.
As an existing customer, you can use the BetterCredit app to effortlessly manage your loans, track payments, access account details, and stay informed on important updates—all conveniently at your fingertips. It also gives you easy access to our friendly customer service team, who are happy to answer any questions you might have.
So what are you waiting for? Get the app today!
Every year, the banks fail millions of Aussies who need to borrow money. This is often purely because they don't have a high credit score, even if they've been good with money lately.
We think that's unfair, as your credit score doesn't define you. So, when that happens to you, come and talk to us.
We're an Australian-owned, operated, fully online digital lender providing fast and flexible loans.
Click here to learn more about what makes Jacaranda Finance great!
We go above and beyond to protect your information and data in the BetterCredit app.
Checking your credit score in the BetterCredit app is completely safe, thanks to bank-grade security, secure logins, and 256-bit SSL data encryption.
We utilise the same security standards as Australia’s banks and regularly test our security.
Your account is protected with passwords, verification and biometric logins, and we continuously monitor for suspicious activities.
All your data is safely secured with 256-bit SSL encryption.
Your banking login details are never stored on our servers.
While we may supply credit information to bureaus when you apply, when checking your credit score, we will never sell your personal data to third parties.
Please see our Privacy Policy regarding loan applications as different terms may apply.
Our team will immediately contact you over any security concerns, but you can contact them first if you need to.
Read some of our most frequently asked questions below to learn more about Jacaranda Finance and our products.
No, downloading and logging in to the BetterCredit app will not cost anything.
You can download Jacaranda Finance's BetterCredit app for free from the Apple and Google Play stores.
If you’re considering applying for finance with Jacaranda Finance, you can check if you qualify in a way that does not affect your credit score*.
Checking if you qualify
When you check if you qualify, we can access your credit file in a way that does not impact your credit score* and that is not disclosed to anyone other than yourself. If you have alerts set up on your credit file, you will get a notification. This is called 'file access', and is different to a 'full credit enquiry'.
Submitting your loan application
Once you have checked if you qualify, and in the case that you do qualify, you have the option to submit your application to Jacaranda Finance to perform a credit assessment. By submitting a full application, you authorise Jacaranda Finance Pty Ltd to obtain a copy of your full credit file. Other lenders will be able to see that you applied for a loan with Jacaranda Finance.
Information we provide to Credit Reporting Bureaus
While we receive information from credit reporting bodies, we also advise them about your repayments. This is a good thing because other credit providers will be able to see your repayment history with Jacaranda Finance. If you're making all of your repayments to us on time, this could positively impact your ability to get credit in the future.
For more information on your credit report and credit score, visit CreditSmart's website. You can also contact our customer service team if you have any further questions about how your credit score can be impacted by applying for one of our loans.
We utilise the same security standards as Australia’s banks and regularly test our security.
Your account is protected with passwords, verification and biometric logins, and we continuously monitor for suspicious activities.
All your data is safely secured with 256-bit SSL encryption.
Your banking login details are never stored on our servers.
While we may supply credit information to bureaus when you apply, when checking your credit score, we will never sell your personal data to third parties.
Please see our Privacy Policy regarding loan applications as different terms may apply.
Our team will immediately contact you over any security concerns, but you can contact them first if you need to.
$3,000 - $25,000
