What are the fees and charges if I have a bad credit rating?
The fees and charges applicable to your loan will depend on a number of factors including how much you borrow. Before entering into a loan agreement, you will be given a credit guide that outlines all your fees and charges. Fees may include interest charges, monthly fees, establishment fees, or any late/default fees (if applicable).
Do you offer bad credit loans to Centrelink customers?
We can provide you with a bad credit loan if you receive Centrelink benefits, provided that we find that you can manage your loan. If you have been receiving your payments for at least 90 days and meet our eligibility criteria, we may be able to provide you with a personal loan.
How quickly could I receive my funds after approval?
If your application is submitted during business hours, you could have an outcome within 60-minutes*! However, if we require any additional information, it can take a little longer to hear from us. Just be sure to keep an eye on your phone and email and we’ll get back to you as soon as we can.
How much will my repayments be?
To get an estimate of your loan repayments, you can use our online loan calculator. Simply scroll up to the top of the page, use the slider to choose how much you want to borrow and for how long, and click ‘Apply Now’. Please note that actual repayment amounts will depend on your individual financial situation.