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BetterCredit App
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Effortlessly manage your loans![]()
Easy access to customer service![]()
Make extra repayments & request statements and repayment date changes
![Download the BetterCredit App on the Apple App Store]()
![Download the BetterCredit App on the Google Play Store]()
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Subject to lending criteria, terms and conditions. See below for details.
Subject to lending criteria, terms and conditions. See below for details.
We require bank statements to gain insight into your spending habits and to verify your income and expenses. This step helps us assess your financial behaviour and overall stability, allowing us to evaluate your ability to meet financial obligations based on your current situation, rather than relying solely on your credit score.
We offer something better.
Repayment calculators can only provide estimates. By sharing a few details about yourself, you could check what you qualify for without impacting your credit score*.
In just a few minutes, see which loan products you could be eligible for, how much you could borrow, your available loan terms and estimated repayments.
Once approved and you've accepted your loan contract, most customers get paid in 60 seconds.
Apply by 3:00pm with everything we need, and you could get your loan outcome that same day - simple as that.
Unsatisfied with your loan? You can return the total principal funds, including any payments made to third parties on your behalf within the 48-hour cooling-off period and cancel your loan.
It’s easy to get started...
We go above and beyond to protect your information and data.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the BetterCredit app is completely safe.
See here for more information on data security, or contact our customer service team if you have any further questions.
Read some of our frequently asked questions about the bank statement step.
Rather than rely solely on credit scores, our clever tech uses current information about your financial situation to get a better picture of your financial health right now. One of the ways that we do this is by assessing your bank statements. This is also one of the ways we act as a responsible lender, by ensuring that you can comfortably afford your loan repayments.
Don’t worry, we’re just looking. We can’t make any changes or transactions.
Still not sure? Our customer support team is here to answer any questions.
No one. Your internet banking details are instantly encrypted and completely inaccessible to anyone. Our secure application form uses bank level security and military grade encryption to keep you safe when applying.
No, we only accept bank statements through our secure application portal. This is to keep both you and us safe. Don't worry though, our secure application form uses bank level security and military grade encryption to protect your information.
Unfortunately, we are only able to provide secure access to the institutions on our supported list and cannot accept other formats.
Phone: 1300 189 823
Email: h******@j******
Funds in 60s
Our loan application process for a Personal Loan has been designed to be as simple as possible, as we know how important it is to receive your funds in a timely manner.
Effortlessly manage your loans
