*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
We require bank statements to gain insight into your spending habits and to verify your income and expenses. This step helps us assess your financial behaviour and overall stability, allowing us to evaluate your ability to meet financial obligations based on your current situation, rather than relying solely on your credit score.
Before you apply for a loan, we think it's important to review your budget and be certain that you can comfortably repay it.
Once you know what you can afford in your budget, use our loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.We go above and beyond to protect your information and data.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the BetterCredit app is completely safe.
See here for more information on data security, or contact our customer service team if you have any further questions.
Read some of our frequently asked questions about the bank statement step.
Rather than rely solely on credit scores, our clever tech uses current information about your financial situation to get a better picture of your financial health right now. One of the ways that we do this is by assessing your bank statements. This is also one of the ways we act as a responsible lender, by ensuring that you can comfortably afford your loan repayments.
Don’t worry, we’re just looking. We can’t make any changes or transactions.
Still not sure? Our customer support team is here to answer any questions.
No one. Your internet banking details are instantly encrypted and completely inaccessible to anyone. Our secure application form uses bank level security and military grade encryption to keep you safe when applying.
No, we only accept bank statements through our secure application portal. This is to keep both you and us safe. Don't worry though, our secure application form uses bank level security and military grade encryption to protect your information.
Unfortunately, we are only able to provide secure access to the institutions on our supported list and cannot accept other formats.
Phone: 07 2101 4030
Email: h******@j******
Our loan application process for an Express Personal Loan has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner.
$3,000 - $25,000
