FlexiCredit
New
Your Financial Story Matters!
Bank Statements
Bank Statements
Learn why we request access to your statements and how we use them.
Check If You Qualify
With no impact on your credit score!
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
A secure way to verify your financial story!
We require bank statements to gain insight into your spending habits and to verify your income and expenses. This step helps us assess your financial behaviour and overall stability, allowing us to evaluate your ability to meet financial obligations based on your current situation, rather than relying solely on your credit score.
BANK STATEMENTS
How does the process work?
- View Financial Data.
Reviews information like credit history, payment behaviour, and financial relationships to form a complete profile. - Analyses Key Factors.
Evaluates critical elements such as payment history, outstanding debts, and the duration of financial accounts. - Facilitates Informed Decisions.
Helps us to make faster, more accurate decisions regarding your application.
Loan Repayment Calculator
Before you apply for a loan, we think it's important that you review your budget and be certain that you can comfortably repay a loan. Once you know what you can afford in your budget, use our four-step loan repayment calculator to estimate your repayments before you apply.
Ready to Apply? You can get started now.
1.
I'm looking for a:
4.
Repayment Cycle
...
Estimated per
* Repayment Disclaimer
*Please consider: The example repayment is an estimate based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
Interest Rate
16.95% - 29.95%
Comparison Rate**
32.99% - 45.50%
Total Repayment
Including Interest & Fees
Including Interest & Fees
...
** Comparison Rate Warning
Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Data security and privacy
We take your security seriously
![Your data is secured by Norton]()
![Your data is secured by McAfee]()
We go above and beyond to protect your information and data.
Through bank-grade security, secure logins and 256-bit SSL data encryption, checking your credit score in the Better Credit app is completely safe.
See here for more information on data security, or contact our customer service team if you have any further questions.
Your data is secured by
Trusted by 1,000s
-
It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.
-
Super easy and fast system, applying was seamless and money was instant!
-
Fast, reliable service had money in acc same day
-
Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
-
Brilliant service and quick action during application process the best there can be when it comes to quick loans.
-
Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one !
-
I found jacaranda after a few other places wouldn't even look at my application, there process was pretty quick, got a response almost immediately and a good deal! Can't ask for much more, would use again and recommend.
-
Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again.
-
Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.
-
Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.
-
Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process.
FREQUENTLY ASKED
Jacaranda Finance FAQs
Read some of our frequently asked questions about the bank statement step.
Most lenders in Australia will ask to see your most recent 90 days of banking conduct to verify your income, expenses and ability to repay the loan you are requesting.
No one. Your internet banking details are instantly encrypted and completely inaccessible to anyone.
We have read-only access, ensuring that we are not authorised to move funds or make any changes to your account. Jacaranda will never see your internet banking passwords or credit card details.
Yes, we take the security of your information extremely seriously. We work hard to protect your personal information from unauthorised access. We also protect against unauthorised disclosure, alteration or destruction of information we hold. Our systems are secured, encrypted and scanned daily.
However, we would like to remind all customers that they should stay vigilant at all times when it comes to protecting their personal accounts, as there are a multitude of ways scammers may look to obtain your information with the intention of taking your money.
No, we only accept bank statements via this method to prevent fraud, and it also allows us to get back to you about your application very fast.
Our customer service team is available during normal business hours. Visit our Contact Us page to see our business hours and the methods of contact for our customer service team.
You can also access our Better Credit app or online customer portal to manage your loan or submit a request to the customer service team.
Funds in 60s
to PAYID Enabled Banks
![Show the About PayID modal]()
Not all banks or bank accounts are PayID enabled. To find out more information about PayID and how it works, please visit https://payid.com.au/ or contact your bank.
The Easy Application Process - How it works
Our loan application process for an Express Personal Loan has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner.
WE'RE HERE TO HELP
Need a Hand?
Our customer service team are here to help.
If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you.
You can easily get in touch online or via the Better Credit app. Jacaranda's customer service team is available to chat six days a week, and services are available online 24/7.
