Welcome Nifty Customers

Nifty Loans has joined the award-winning Jacaranda Finance group in order to deliver faster and smarter loans to its customers. Here's what both new and existing Nifty customers should expect now that they're a part of the Jacaranda Finance family:

  • Exceptional Australian-based customer service
  • Complete your application in 5-12 minutes1. This differs depending on the individual.
  • Most outcomes are provided on the same day2 during normal business hours once all information has been provided.
  • 60-second3 payouts for most customers. Worst case for the rest is overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.
  • Flexible and affordable loan terms
I'd like to borrow
Over the term of
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You can now check your eligibility,
with no impact on your Credit Score!
*Subject to lending criteria, T's and C's'
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4.9/5
2,780+ Reviews
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Fast Loan Specialists

Who is Jacaranda Finance?

Founded in 2014, Jacaranda Finance is an award-winning personal finance provider that delivers flexible personal and car loans faster than most banks. Specialising in providing finance to hard-working, everyday Australians, Jacaranda's fixed-rate loans could be an ideal solution to help pay for life's larger expenses: both expected and unexpected.

Getting a loan with Jacaranda Finance can be both simple and fast thanks to our 100% online technology. We offer fast applications in mere minutes1; outcomes on the same day2; and funds transfers in just 60-seconds if approved3:

  1. Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as, but not limited to, how fast you are at typing or if you have all the required information on hand.
  2. Most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers: customers that apply outside of business hours or customers that are required to provide additional information may experience a longer timeframe.
  3. Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to their nominated bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.
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Why you'll love dealing with Jacaranda

With over 5,000 positive online reviews, we are committed to delivering amazing customer experiences and providing personalised finance solutions when you need it.

In addition to our fast loan processing, you'll also love Jacaranda for the following reasons:

  • Self-service customer portal, 24/7, 365 days per year
  • Friendly, respectful and approachable customer service team (we're open on Saturdays too!)
  • Pay off your loan sooner at no additional cost and save yourself money
  • Anyone unsatisfied with their loan for any reason, and who still has the funds including any amounts paid to third parties on your behalf, can return the money within a 48-hour cooling-off period and cancel their loan4.

Don't just take our word for it

We strive to offer superior customer service - our Australian-based teams are friendly, personable and helpful and most of the time the first person you deal with can assist with your query.

Don't believe us? Check out what scores of happy previous Jacaranda customers have had to say below!

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Trusted by 1,000s

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  • It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to - See More
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much. - See Less
  • Super easy and fast system, applying was seamless and money was instant!
    Super easy and fast system, applying was seamless and money was instant! - See Less
  • Fast, reliable service had money in acc same day
    Fast, reliable service had money in acc same day - See Less
  • Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.
    Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick. - See Less
  • Brilliant service and quick action during application process the best there can be when it comes to quick loans.
    Brilliant service and quick action during application process the best there can be when it comes to quick loans. - See Less
  • Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. - See More
    Jacaranda finance is definitely one of the smoothest and easiest places to apply for a loan. They make the process comfortable and with no hassle. Would recommend Jacaranda to any one ! - See Less
  • So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started - See More
    So jacaranda finance.. Were great to deal with I was informed where my application was up to every step of the way. My application started on a Saturday and rolled over to the Monday before i received payment... And I wasnt forgotten about or left wondering what was going on. Although I didn't get the amount requested they were able to help me. When others would not.. Defiantly recommenced - See Less
  • Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again.
    Good people to work with. Application was easy and straight forward. Could use different payment options, but still good options. Would use again. - See Less
  • Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.
    Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient. - See Less
  • Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and - See More
    Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you. - See Less
  • Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up - See More
    Jacaranda finance were amazing they took into account all of my circumstances when other lenders wouldnt. They were easy to contact and keep me up to date at all stages of the easy process. - See Less
THE APPLICATION PROCESS

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

we're here to help

Need a hand?
Our customer service team are here to help.

If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.