Looking to have some fun on the Gold Coast? Or do you just need some finances for life's everyday ups and downs? At Jacaranda Finance, we offer quick and easy online Cash Loans all across Australia, from $3,000 up to $25,000 and fixed loan terms as long as 36 months.
Subject to lending criteria, terms and conditions. See below for details.
Subject to lending criteria, terms and conditions. See below for details.
Whether you're a local or a first-time tourist, the Gold Coast is not a cheap place to call home. Like many other cities across Australia, the Gold Coast has a high cost of living, and has seen steady increases in rent and property prices thanks to the popularity of its beachside suburbs.
If you need extra cash to cover life's major expenses, a Jacaranda Finance quick Cash Loan might be just the thing for you. Thanks to our state-of-the-art online technology, you can:
We’re a fast, reliable and fair lender that’s been helping Aussies since 2014 - here's why we think you should choose us.
We’re a part of the Comprehensive Credit Reporting (CCR) regime, which makes it much easier to build your credit history and credit score. By making your loan repayments on time and in full, we can communicate this positive repayment information to the credit bureaus, which could help improve your credit score over time.
Find out more about how Comprehensive Credit Reporting works here.
Jacaranda Finance's Personal Loans can help you cover a wide range of expenses for your financial situation - both the expected and unexpected. With fixed repayments and both secured and unsecured options available, here's what you can use our cash loans for on the Gold Coast and just about anywhere else in Australia.
Get in touch with us if you have any questions about whether a Personal Loan could be suitable for your needs.
| Annual Income | |
|---|---|
| $107,193 | $92,029.60 |
| Average of Gold Coast | Average of Australia |
| Monthly Cost of Living (incl rent) | |
|---|---|
| $3,394.94 | $8,347.17 |
| Average cost of living for a single person on the Gold Coast | Average cost of living for a family of four on the Gold Coast |
| $3,251.12 | $8,163.10 |
| Average cost of living for a single person in Australia | Average cost of living for a family of four in Australia |
No matter where you are in Australia, you can apply for a loan with Jacaranda Finance entirely online!
When you hear “cash loan” you might think of short terms, low amounts and high fees. But at Jacaranda Finance, we do things differently. Our personal loans allow you to borrow $3,000-$25,000 and our fast assessments mean you could get a same day outcome2, with funds in your account in just 60 secs if approved3.
Applying is Quick & Easy
Ready to get started? Click here and apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
We understand that life moves fast. That’s why we do too. Apply before 3:00pm from Monday to Friday and Jacaranda Finance will give you a same day outcome2 on your loan application. If approved, your funds will be transferred in 60 seconds3. This means you could apply, have your application assessed and receive your funds all within the same day.
Applying over the weekend? If you submit your application on Saturday morning, you may receive a same-day outcome. Applications received later in the weekend are typically assessed first thing on Monday morning.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
