Interest Rates & fees.

Fast & simple Personal Loans.

For customers with excellent credit history, you can expect:

  • Tailored interest rates from 11.42% p.a.*
  • Comparison rates from 14.49% p.a.*
  • Establishment fee from $249 – $990
  • $0 monthly and early exit fees

For details and examples about our other products and rates, scroll through this page.

Interest Rates & Loan Costs

Your Credit Rating:

Loan Amount

Fees & Charges

Total Repaid

$5,000

$1,120.48

24 months at 11.42% APR & 20.22% Comparison Rate

$6,120.48

$7,500

$1,428.72

24 months at 11.42% APR & 17.34% Comparison Rate

$8,928.72

$10,000

$2,389.76

36 months at 11.42% APR & 14.49% Comparison Rate

$12,389.76

$12,500

$2,854.36

36 months at 11.42% APR & 13.88% Comparison Rate

$15,354.36

$15,000

$3,318.60

36 months at 11.42% APR & 13.48% Comparison Rate

$18,318.60

Loan Amount

Fees & Charges

$1,120.48

24 months at 11.42% APR & 20.22% Comparison Rate

$1,120.48

24 months at 11.42% APR & 20.22% Comparison Rate

Total Repaid

$6,120.48

Loan Amount

Fees & Charges

Total Repaid

$5,000

$2,089.84

24 months at 17% APR & 36.07% Comparison Rate

$7,089.84

$7,500

$3,143.76

24 months at 17% APR & 36.16% Comparison Rate

$10,643.76

$10,000

$6,492.68

36 months at 17% APR & 36.02% Comparison Rate

$16,492.68

$12,500

$8,112.88

36 months at 17% APR & 36% Comparison Rate

$20,612.88

$15,000

$9,745.68

36 months at 17% APR & 36.04% Comparison Rate

$24,745.68

Loan Amount

Fees & Charges

$2,089.84

24 months at 17% APR & 36.07% Comparison Rate

$2,089.84

24 months at 17% APR & 36.07% Comparison Rate

Total Repaid

$7,089.84

Loan Amount

Fees & Charges

Total Repaid

$5,000

$2,473.36

24 months at 21% APR & 42.01% Comparison Rate

$7,473.36

$7,500

$3,710.16

24 months at 21% APR & 42.01% Comparison Rate

$11,210.16

$10,000

$7,746.92

36 months at 21% APR & 42.02% Comparison Rate

$17,746.92

$12,500

$9,682.12

36 months at 21% APR & 42.02% Comparison Rate

$22,182.12

$15,000

$11,624.16

36 months at 21% APR & 42.03% Comparison Rate

$26,624.16

Loan Amount

Fees & Charges

$2,473.36

24 months at 21% APR & 42.01% Comparison Rate

$2,473.36

24 months at 21% APR & 42.01% Comparison Rate

Total Repaid

$7,473.36

Example: Based on a customer with excellent credit receving an APR of 11.42% (Comparison Rate 14.49%). A personal loan of $10,000 for 36 months has fees and charges totalling $2,389.76 at total repaid amount of $12,389.76. Loan terms from a minimum of 9 months and maximum of 36 months. Weekly, fortnightly and monthly repayments available. Credit criteria, fees, charges, terms and conditions apply. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Example: Based on a customer with good credit receving an APR of 17% (Comparison Rate 36.02%). A personal loan of $10,000 for 36 months has fees and charges totalling $6,492.68 at total repaid amount of $16,492.68. Loan terms from a minimum of 9 months and maximum of 36 months. Weekly, fortnightly and monthly repayments available. Credit criteria, fees, charges, terms and conditions apply. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Example: Based on a customer with average credit receving an APR of 21% (Comparison Rate 42.02%). A personal loan of $10,000 for 36 months has fees and charges totalling $7,746.92 at total repaid amount of $17,746.92. Loan terms from a minimum of 9 months and maximum of 36 months. Weekly, fortnightly and monthly repayments available. Credit criteria, fees, charges, terms and conditions apply. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

No monthly fees

Unlike many other lenders, we don’t charge monthly or account keeping fees.

No early repayment or exit fees

If you want to chip in extra or pay off your loan earlier, you can do so without any fees. All you need to do is log into your client portal or reach out to our customer service team.

Dishonour fees

If you’re concerned you’ll miss a repayment before the due date, please get in touch with our customer service team as soon as possible. We will help you with a number of options to keep your loan on track. This can help avoid additional fees and charges.

There is a $35 fee associated with each missed payment. This fee is added to the account due to the additional administration required as a result of the missed payment. The missed payment fee is due and payable within the next repayment.

Legal fees

If enforcement action is required against a borrower, any legal and associated third party costs incurred will be charged to the borrower account. The costs are due and payable with the next repayment.