Unsecured Loans

Unsecured Loans are loans that don't require an asset to be attached for security. This means you won't have anything repossessed if you can't pay off the loan, but they are typically smaller than secured loans as a result.

About our Unsecured Loans

At Jacaranda Finance, we offer Unsecured Loans for amounts between $3,000 and $10,000. Our Unsecured Loans are a fast finance solution to help everyday working Aussies with mid-sized expenses.

With a loan term of 25 months and flexible repayment options, we make it easy to get the funds you need when you need them.

We also offer Secured Loans, which are loans that require collateral (aka security). We usually require a vehicle to be used as security, but doing so means you’ll usually be considered a more creditworthy borrower, and could be considered for a larger loan amount and more competitive loan terms as a result.

With a Jacaranda Secured Loan, you can borrow up to $25,000.

The following table shows the general pros and cons of both secured and unsecured loans.

Read more: 5 Differences Between Secured and Unsecured Loans

We know how important it is to receive your funds in a timely manner, which is why our application process has been designed to be as quick and simple as possible.

You can easily apply for an Unsecured Loan online now or download the Jacaranda Better Credit app and get started today!

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

Want to know more? Here are some of our most frequently asked questions about our Unsecured Loans.