Estimate your repayments

About our Loan Repayment Calculator

Need help deciding if a loan is right for you? See how our loan repayment calculator works below.

Loan Repayment Calculator

Before you apply for a loan, we think it's important that you review your budget and be certain that you can comfortably repay a loan.

Once you know what you can afford in your budget, use our three-step loan repayment calculator to estimate your repayments before you apply.

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Estimate your repayments in
3 Easy steps
Step 1: I'd like to borrow:
Step 2: Over how many months:
Step 3: My pay cycle is:
Please consider: The example repayment is a guide based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
Estimated per
Max Interest Rate
Comparison Rate
Estimated Total
Fees & Charges
Total Repaid
Comparison Rate Warning

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Disclaimer: This is not an offer for credit. Example tables and calculators are not intended to be your sole source of information when making a financial decision. Any calculations made by you using this calculator are intended as a guide only. Consider getting advice from a licensed financial adviser or a free community based financial counsellor if you need it.

How does our loan calculator work?

Our loan repayment calculator provides an estimate of what your loan repayments could be on a hypothetical loan. You can adjust the following details of the loan you want in the relevant fields to get your results:

  • How much you'd like to borrow;
  • Over how many months you'd like to repay the loan (your loan term);
  • And how frequently you'd like to make your repayments (weekly, fortnightly or monthly)

Our calculator will then show you your estimated repayments. Remember that these are meant to be a rough guide only, and may not be exact based on your circumstances. Nor is our calculator meant to be an offer for credit. By applying for a loan with Jacaranda, any offer you may receive can vary once you complete an application and all relevant details have been captured and verified. Other fees, credit criteria and terms and conditions may apply.

How to apply

If you're happy with the results, all you need to do is hit the link in our calculator to get started on your application. You can do this 100% online - no paperwork required - and applying for a loan could take as little as 5-12 minutes1!

For a more detailed breakdown of our application process, see our How to Apply guide here.

The loan process

Applying is too easy

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Fast online application

Tell us how much you want to borrow along with some details about yourself so we can assess your application.

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Bank statement review

We use a secure Credfin connection to your bank account to validate your application details - 128 bit encryption.

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Fast bank transfer

If approved we’ll transfer the money into your bank account in under 60 seconds3

What loans do we offer?

At Jacaranda, you can choose between three unique loan products, each of which suits a variety of different needs. The rates, fees, and loan terms in our calculator (and therefore your results) may vary based on these different products.

we're here to help

Need a hand?
Our customer service team are here to help.

If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. Our customer service team is 100% Australian-based in Brisbane: at Jacaranda, you speak to a real human being every time.