Open Saturdays
Need a loan this weekend? Jacaranda Finance is open on Saturdays to help you get the funds you need in a pinch.
*Subject to lending criteria, T's and C's'
*Subject to lending criteria, T's and C's'
Most lenders are closed on the weekend, but not Jacaranda Finance! We're 100% online and are open until midday most Saturdays. We're available to help you in a flash when life gets in the way.
You can check out our contact details and opening hours here.
Pretty quickly! As a hard-working Aussie, you don’t have time to waste on needless paperwork. That’s why our loan application process has been perfected over time to be as simple and fast as possible.
With a Jacaranda Finance Weekend Loan, you can:
What’s more, you can check if you qualify for one of our loans without impacting your credit score at all*!
Check if you qualify for one of our Personal Loans today!
Our loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our charges, or visit our fees page to learn more. For detailed information about who our products are designed for, please review our Target Market Determinations.
With fixed repayments and both secured and unsecured loan options, you could use one of our loans for any of these common reasons and more:
Jacaranda Finance is reporting data under the Comprehensive Credit Reporting (CCR) regime.
With CCR, we will now provide a more detailed and comprehensive view of your credit history to credit bureaus.
This means that your credit behaviour, such as making timely repayments and managing your loans responsibly, will be reported, potentially strengthening your credit profile5.
You may also have improved access to more competitive loan products, better loan terms and increased transparency in your credit information.
Our 'Finance Fundamentals' courses within the BetterCredit app allow you to test your knowledge of core finance subjects such as credit. Start your journey to better credit today with Finance Fundamentals!
While our interest rates are fixed, your repayments aren’t set in stone. We will specify a minimum repayment amount in your loan contract, but you can choose to make extra repayments above this amount if you wish. The more you pay, the less you owe, and the less interest you’ll pay.
As a responsible lender, we don’t charge any fees for making extra loan repayments or for paying out your loan early.
At Jacaranda Finance, we don’t believe in sneaky hidden fees: what you see is what you get. Our loans are transparent in their costs, and everything will be clearly explained to you in your loan contract before you sign.
Learn more about the different types of personal loan fees here.
Changed your mind? Not to worry! We offer a 48-hour cooling-off period for all loan products. Anyone unsatisfied with their loan for any reason can return the total principal funds, including any payments made to third parties on your behalf, within a 48-hour cooling-off period and cancel their loan.4
A personal loan is a fixed-term loan that allows you to borrow a set amount of money and repay it through regular instalments. Our online application process is designed to be fast and straightforward. Repayments remain consistent throughout the loan term so you can plan your budget with confidence.
Applying is Quick & Easy
Ready to get started? Apply now.
By submitting a full application for a personal loan, you are authorising a hard credit check. This means that other lenders will be able to see that you applied for a loan and could impact your credit score. Before you submit a full application with Jacaranda Finance, you can check if you qualify with no impact on your credit score*. This is called a soft credit check, and is only visible on your credit report to you.
How to check if you qualify for a secured personal loan?
If you’re considering applying for a loan with Jacaranda Finance, you can check if you qualify with no impact on your credit score*.
No, checking if you qualify uses a “soft” credit check meaning it does not impact your credit score or appear on your credit file to anyone but you. We recommend checking your eligibility before applying for a loan where possible to reduce the number of applications on your credit report.
To be assessed for a loan from Jacaranda Finance, you must meet the following basic eligibility criteria:
If you are unsure whether you’re eligible, you can check if you qualify with no impact on your credit score*.
We offer two main products at Jacaranda Finance:
For detailed information about who our products are designed for, please review our Target Market Determinations. Our Loan Repayment Calculator and our guide to Jacaranda Finance’s interest rates & fees could help you to predict your repayments before applying.
Using our loan repayment calculator you can estimate your repayments before applying.
Missed Payment Fees
For every missed payment, a fee will be applied. This cost is added to the account balance and can be paid with the next repayment cycle. If you’re concerned you’ll miss a repayment before the next due date, please contact our customer support team as soon as possible.
You can pay your loan back at any time at no extra cost. That means no early exit or payout fees.
Once you’ve been approved and have accepted your loan contract, we’ll automatically attempt to release the money to your account. Most customers get paid in 60 seconds3.
$3,000 - $25,000
