Welcome Nifty Customers

Founded in 2014, Jacaranda Finance is an award-winning personal finance provider that delivers flexible personal and car loans faster than most banks. Specialising in providing finance to hard-working, everyday Australians, Jacaranda's fixed-rate loans could be an ideal solution to help pay for life's larger expenses: both expected and unexpected.

Getting a loan with Jacaranda Finance can be both simple and fast thanks to our 100% online technology. We offer fast applications in mere minutes¹; outcomes on the same day²; and funds transfers in just 60-seconds if approved³:

1. Applying for a loan with Jacaranda Finance takes most people 5-12 minutes¹, but it could take longer depending on a number of factors such as, but not limited to, how fast you are at typing or if you have all the required information on hand.
2. Most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers: customers that apply outside of business hours or customers that are required to provide additional information may experience a longer timeframe.
3. Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to their nominated bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.

Why you'll love dealing with Jacaranda

At Jacaranda, we know that sometimes life can throw the unexpected at you. That's why we're on a mission to assist hard-working Australians with fast, reliable and responsible access to finance for life's expenses when you get caught short. We're 100% online, Australian-owned and operated, and we make applying for finance simple and fast.

Here are some other reasons our customers love us:

• We've been providing finance to hardworking Australians for nearly 10 years. We've already helped over 50,000 customers and we have thousands of positive reviews.
• Get started with an application and be done in as little as 5-12 minutes¹ or once you've started an application come back and pick up where you left off in your own time. The application time varies per customer and it might take you longer.
• Our smart technology allows us to get back to you with a fast outcome. Most applicants get a same-day outcome once the application is completed² during normal business hours.
• If you accept our loan offer by signing your digital contract the funds are usually in your bank account and ready to use within 60-seconds³ if you have a New Payments Platform (NPP) enabled bank account. If you don't, your funds are usually available overnight.
• Our friendly and respectful Australian-based customer service team are here to help you. Existing customers can log into the self-service customer portal, 24/7, 365 days per year.
• Anyone unsatisfied with their loan for any reason, and who still has the funds, can return the money within a 48-hour cooling-off period and cancel their loan. Simply contact our customer service team.