How do I get approved?

Start the application process
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Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

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Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

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Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

We’ve got your back with quick, easy loans

Forget about long lines at the bank and mountains of paperwork. At Jacaranda Finance, it couldn’t be any easier to apply for a loan – we’re 100% online and our application is as simple as possible. Our experienced team of loan specialists offer quick outcomes and once approved, you could have the money in your account in 60-seconds3.

  • 100% Online
  • Simple & Easy Application
  • Borrow $2,500 to $15,000
  • Fast Loan Outcomes
  • 60-Second Transfers3

Why it’s easy with Jacaranda

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Speedy transfers

If you need money fast, Jac’s got your back. Once approved, you could have the cash you need within a minute3.

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Tailored service

We pride ourselves on working with each and every client to personally tailor a loan to suit their needs. Our service is what makes us one of the highest-rated lenders nationwide.

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Flexible repayments

Here at Jacaranda, we offer flexible and hassle-free repayment periods. Whether it’s fortnightly or monthly, we’ll offer a repayment period that best suits your needs.

Am I eligible for an easy cash loan?

  • Be at least 18 years of age

  • Be an Australian citizen or permanent resident

  • Have a consistent income into your bank account for the last 90-days

  • Have an active email address, phone number, and online banking account, in your name, that belongs to you

 

What information do I need to provide?

  • Basic personal information (i.e. full name, address, D.O.B)

  • Online banking details

There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you

How do I apply for an easy loan?

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1. Online application

You can apply online in three easy steps:

1. Complete the online application
2. Get your quick outcome
3. If approved, receive the cash

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2. Supporting docs

You’ll need to provide:

1. Basic personal info
2. 100 points of ID, and
3. Online banking details.

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3. Sign your contract

Once your application has been approved, you’ll receive a contract to sign. We can only process your loan once this is signed, so make sure you have your phone handy!

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4. Be available

To process your application, we might need extra information from you. To give you the fastest outcome, please make sure you’re available to give any additional information we may ask for.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Common Questions About Easy Loans

Want to know more about our easy loans? Find out all the answers to our most common questions.