FlexiCredit
New
Quick Loans
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Need access to funds but don't have time to waste? At Jacaranda, we pride ourselves on our speed and our Quick Loans could be just the solution you're looking for.
Borrow $2,100 to $25,000
Simple and fast application
9-48 Month Terms.
You can now check your eligibility,
with no impact on your Credit Score!
I'd like to borrow
Over the term of
You can now check your eligibility,
with no impact on your Credit Score!
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1.
What is a Quick Loan?
A Quick Loan is simply a loan you can apply for and get an outcome on the same day. That means hours, not days.
From unexpected costs such as car breakdowns and medical bills to upcoming events like weddings, holidays or even home renovations, those big expenses can be difficult to manage. When life gets in the way, the last thing you want is to be left wondering if the outcome of a loan application is positive or negative. That's where we come in.
You can also check if you qualify, without it affecting your credit score!
2.
Benefits of our Quick Loans
3.
Our Quick Application Process
Our same day loan application process has been created to be as quick and simple as possible. After you complete your application we get in touch with you for any additional information or documentation, which you can upload directly online.
4.
Estimate Quick Loan Repayments
Want to get a better understanding of what your loan repayments could be before you apply? Use our loan repayment calculator and find out what your repayments could be.
Interest Rate
14.95% - 27.95%
Comparison Rate
29.30% - 42.80%
See Comparison Rate Warning
Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Please consider: The example repayment is a guide based on the highest rate available for a product. Fees, credit criteria and terms and conditions apply. Your loan offer may vary once your details are captured and verified and an assessment is completed.
5.
Quick Loan Cost breakdown
Jacaranda’s quick loans are designed to be fast, fair, and, above all, affordable, with no hidden fees. See the table below for a quick guide to our fees and charges, or visit our fees page for more information on our loans.
Interest Rate
Comparison Rate*
![Show the What does it mean? modal]()
Loan Term
Repayment Cycle
Secured or Unsecured
![Show the What does it mean? modal]()
Establishment Fees
![Show the What does it mean? modal]()
Monthly Fees
![Show the What does it mean? modal]()
Risk Fee
![Show the What does it mean? modal]()
Comparison Rate Warning*
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Cash Boost$2,100 - $4,600
![]()
Interest Rate47.80%Comparison Rate*![Show the About Comparison Rate* modal]()
66.07%Loan Term9 - 18 monthsRepayment CycleWeekly, fortnightly or monthlySecured or Unsecured![Show the About Security modal]()
Secured & UnsecuredEstablishment Fees![Show the About Establishment Fees modal]()
$400 Flat FeeMonthly Fees![Show the About Monthly Fees modal]()
$0Risk Fee![Show the About Risk Fee modal]()
$0Comparison Rate Warning*Comparison Rate Warning: the comparison rate is based on $2,500 over 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Unsecured
Personal Loan$5,000 - $15,000![]()
Interest Rate17.95% to 24.95%Comparison Rate![Show the About Comparison Rate modal]()
32.40% to 39.63%Loan Term24 - 36 monthsRepayment CycleWeekly, fortnightly or monthlySecured or Unsecured![Show the About Security modal]()
UnsecuredEstablishment Fees![Show the About Establishment Fees modal]()
$475 to $990Monthly Fees![Show the About Monthly Fees modal]()
$24 p/monthRisk Fee![Show the About Risk Fee modal]()
$140 to $995Comparison Rate Warning*Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Secured
Personal Loan$5,000 - $25,000![]()
Interest Rate14.95% to 27.95%Comparison Rate![Show the About Comparison Rate modal]()
29.30% to 42.80%Loan Term24 - 48 monthsRepayment CycleWeekly, fortnightly or monthlySecured or Unsecured![Show the About Security modal]()
SecuredEstablishment Fees![Show the About Establishment Fees modal]()
$475 to $990Monthly Fees![Show the About Monthly Fees modal]()
$24 p/monthRisk Fee![Show the About Risk Fee modal]()
$0 to $995Comparison Rate Warning*Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
6.
Loan Eligibility Criteria
- Be at least 19 years of age
- Be employed on a permanent or casual basis, with consistent income for 90 days
- Be an Australian citizen or permanent resident with a fixed address.
- Have an active email address, phone number, & online banking details in your name.
- Be in control of your current finances and handling existing financial commitments comfortably.
Information you will need to provide:
- Basic personal information (i.e. full name, address, D.O.B, dependant number)
- Employment status & details
- Your bank statements*
*This is standard procedure for loan applications across the industry. Data is safely secured with 256-bit SSL encryption. We utilise safe and secure third-party Open Banking service providers to make this quick and easy for you.
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It’s Quicker With the FastMoney App
- Easily apply for and manage your loan in-app
- Make extra repayments, check your balance & more
- Easy access to our customer service team